NASDAQ$FLYW

Flywire Corporation · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Flywire reported Q3 2025 revenue of $200.1M with net income of $29.6M.

Third-quarter revenue grew to $200.1 million from $156.8 million a year ago. Net income was $29.6 million as payment volume and transaction revenue expanded across education and B2B verticals.

  • Q3 revenue $200.1M (+28% YoY).
  • Net income $29.6M.
  • Transaction payment volume growth cited.
  • Platform and vertical diversification highlighted.

Headline financials

Total Revenue

$200M

Previous: $157M+27.6%
EPS (adj)

$0.25

Previous: $0.30-16.7%
Capital Expenditures

-$960K

Previous: -$823K-16.6%
Free Cash Flow

$28.7M

Previous: $38.1M-24.7%
Net Income

$29.6M

Previous: $38.9M-23.8%
Operating Income

$32.3M

Previous: $20.3M+59.1%
Gross Profit

$32.3M

Previous: $20.3M+59.1%

Revenue & EPS history

Flywire · Revenue · Quarterly

$200M

Q3 2025+27.6%vs Q3 2024
Beat estimate in 11 of 15 quarters(73%)
ActualEstimate

Forward guidance

The release discusses Flywire's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Flywire cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

-0.1%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+2.0%

Avg return

30 days after

64%

14 / 22 earnings

Positive

+19.6%

Q4 2023

Best reaction

-37.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.2%+21.2%+2.5%
Q4 2025+11.4%+10.6%+1.1%
Q3 2025+0.1%+2.2%+0.5%
Q1 2025+8.4%+12.5%+4.6%
Q4 2024-37.4%-39.0%-45.6%
Q3 2024+16.9%+26.1%+19.6%
Q2 2024+1.5%+0.0%-2.6%
Q1 2024-13.8%-12.1%-13.2%
Q4 2023+19.6%+17.1%+2.9%
Q3 2023-24.2%-27.1%-17.9%
Q2 2023+2.3%-8.3%-2.2%
Q1 2023-0.9%-0.1%+8.5%
Q4 2022+5.0%+12.7%+18.3%
Q3 2022+6.0%+22.9%+19.2%
Q2 2022+10.2%+8.6%+6.0%
Q1 2022-14.0%-10.5%-20.9%
Q4 2019+5.9%+8.8%+10.7%
Q4 2021+1.8%-3.1%+22.7%
Q3 2020-1.3%+0.1%-9.1%
Q3 2021-0.6%-1.3%-11.8%
Q4 2020-4.5%-1.1%+16.9%
Q2 2021+3.9%+11.8%+34.1%
Q1 2021
Q2 2020
Q1 2020

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