NASDAQ$EVER

EverQuote Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

EverQuote reported Q4 2025 revenue of $195.3M (+32% YoY), net income of $57.8M, and adjusted EBITDA growth of 32%.

EverQuote grew Q4 revenue 32% YoY to $195.3M with GAAP net income of $57.8M and adjusted EBITDA up 32%. FY2025 revenue rose 38% to $692.5M with net income of $99.3M and operating cash flow of $95.4M. The marketplace model benefited from higher carrier demand and improved monetization of insurance shopper traffic.

  • Q4 revenue $195.3M (+32% YoY); net income $57.8M.
  • FY2025 revenue $692.5M (+38%); net income $99.3M.
  • FY2025 operating cash flow $95.4M.
  • Adjusted EBITDA up 32% in Q4.

Headline financials

Total Revenue

$195M

Previous: $148M+32.4%
EPS (adj)

$1.60

Previous: $0.35+357.1%
Variable marketing dollars

$49.3M

Previous: $44M+12.1%
Adjusted EBITDA

$25.1M

Previous: $18.9M+32.5%
Income from operations

$18.6M

Previous: $12M+54.9%
Operating Cash Flow

$27M

Previous: $20.1M+34.2%
Net Income

$57.8M

Previous: $12.3M+369.7%
Operating Income

$18.6M

Previous: $12M+54.9%

Revenue & EPS history

EverQuote · Revenue · Quarterly

$195M

Q4 2025+32.4%vs Q4 2024
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

EverQuote · $157M total across 3 segments · Q2 2025

  • Automotive
    $140M—
  • Home and renters
    $17M—
  • Other
    $11K—

Forward guidance

Management highlighted sustained carrier demand and product investments; detailed 2026 quantitative guide in supplemental slides.

Tailwinds

  • Strong top-line momentum across auto and home verticals.
  • Operating leverage driving profitability expansion.
  • Positive operating cash flow generation.

Headwinds

  • Insurance shopping volume sensitive to ad markets.
  • Regulatory changes in insurance distribution.
  • Competition in online lead generation.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 18 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+3.6%

Avg return

Earnings day

+4.7%

Avg return

5 days after

+5.4%

Avg return

30 days after

61%

19 / 31 earnings

Positive

+63.0%

Q1 2026

Best reaction

-46.7%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025———
Q1 2026+63.0%+40.3%—
Q4 2025+1.2%+3.1%+3.8%
Q3 2025+8.3%+13.5%+23.9%
Q1 2025-12.0%-11.9%-6.6%
Q4 2024+27.1%+33.4%+39.4%
Q3 2024+4.6%+7.0%+7.4%
Q2 2024+7.9%-12.0%-10.5%
Q1 2024+16.3%+4.8%+6.7%
Q4 2023+5.4%-2.6%+12.1%
Q3 2023+10.4%+4.1%+29.1%
Q2 2023-17.5%-11.7%-10.7%
Q1 2023+3.3%+7.0%+32.0%
Q4 2022-20.1%-17.1%-21.8%
Q3 2022+0.7%+30.0%+77.3%
Q2 2022-6.9%+9.9%-17.2%
Q1 2022-12.4%-10.7%-36.2%
Q4 2021-5.0%-1.0%-9.6%
Q3 2021-8.6%-4.5%-8.6%
Q2 2021-16.7%-20.5%-35.2%
Q1 2021-1.5%-5.9%-5.7%
Q4 2020+3.3%+1.7%-27.2%
Q3 2020+10.1%+18.7%+9.6%
Q2 2020-25.6%-23.6%-31.5%
Q1 2020+27.4%+32.4%+53.0%
Q4 2019-14.2%-12.9%-37.8%
Q3 2019+28.4%+40.6%+70.9%
Q2 2019+40.7%+43.2%+60.1%
Q1 2019+17.4%+20.9%+30.3%
Q4 2018+19.3%+24.7%+28.9%
Q3 2018-46.7%-56.4%-52.6%
Q2 2018+4.8%+2.6%-12.5%
Q4 2017———
Q2 2017———
Q1 2017———
Q4 2016———
Q3 2016———
Q2 2016———
Q1 2016———
Q4 2015———
Q3 2015———
Q2 2015———
Q1 2015———
Q4 2014———

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