NASDAQ$EVER

EverQuote Inc · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

Reported strong second quarter results with revenue growth and expansion in non-auto insurance verticals.

EverQuote reported a 41% year-over-year increase in revenue to $78.3 million, driven by a 133% increase in non-auto insurance revenue. The company also announced the acquisition of Crosspointe Insurance & Financial Services to accelerate growth in the health vertical and raised full-year 2020 guidance.

  • Total revenue increased 41% year-over-year to $78.3 million.
  • Non-auto insurance revenue grew 133% year-over-year to $13.7 million.
  • Variable Marketing Margin increased 41% year-over-year to $23.5 million.
  • The company announced the acquisition of Crosspointe Insurance & Financial Services to accelerate growth in the health vertical.

Headline financials

Total Revenue

$78.3M

Previous: $55.7M+40.7%
EPS (adj)

-$0.10

Previous: -$0.08-25.0%
Adjusted EBITDA

$3.99M

Previous: $1.6M+148.7%
Free Cash Flow

-$2.81M

Previous: -$1.97M-42.2%
Net Income

-$2.81M

Previous: -$1.97M-42.2%
Operating Income

-$2.96M

Previous: -$2.25M-31.6%
Gross Profit

$73.3M

Previous: $52.2M+40.6%
Cash & Equivalents

$54.4M

No prior period
Total Assets

$101M

No prior period
Stock-Based Comp

$6.25M

No prior period

Revenue & EPS history

EverQuote · Revenue · Quarterly

$78.3M

Q2 2020+40.7%vs Q2 2019
Beat estimate in 10 of 12 quarters(83%)
ActualEstimate

Revenue by segment

EverQuote · $55M total across 3 segments · Q3 2023

  • Automotive
    $43.1M-51.2%
  • Home and Renters
    $10.9M
  • Other
    $1.05M-93.1%

Forward guidance

The company anticipates third quarter 2020 revenue of $84.0 - $86.0 million, variable marketing margin of $26.5 - $28.0 million, and adjusted EBITDA in the range of $4.0 - $5.0 million. Full year 2020 revenue is expected to be $331.0 - $336.0 million, variable marketing margin of $101.0 - $104.5 million, and adjusted EBITDA in the range of $15.0 - $17.5 million.

Tailwinds

  • Revenue of $84.0 - $86.0 million for Q3 2020.
  • Variable Marketing Margin of $26.5 - $28.0 million for Q3 2020.
  • Adjusted EBITDA in the range of $4.0 - $5.0 million for Q3 2020.
  • Revenue of $331.0 - $336.0 million for full year 2020.
  • Variable Marketing Margin of $101.0 - $104.5 million for full year 2020.

Headwinds

  • The company has not reconciled the non-GAAP measure adjusted EBITDA to the GAAP measure net loss.
  • Guidance excludes stock-based compensation expense.
  • Guidance excludes depreciation and amortization expense.
  • Guidance excludes interest income and expense.
  • Guidance excludes the provision for (benefit from) income taxes.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2020

Historical avgQ2 2020

+3.6%

Avg return

Earnings day

+4.7%

Avg return

5 days after

+5.4%

Avg return

30 days after

61%

19 / 31 earnings

Positive

+63.0%

Q1 2026

Best reaction

-46.7%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+63.0%+40.3%
Q4 2025+1.2%+3.1%+3.8%
Q3 2025+8.3%+13.5%+23.9%
Q1 2025-12.0%-11.9%-6.6%
Q4 2024+27.1%+33.4%+39.4%
Q3 2024+4.6%+7.0%+7.4%
Q2 2024+7.9%-12.0%-10.5%
Q1 2024+16.3%+4.8%+6.7%
Q4 2023+5.4%-2.6%+12.1%
Q3 2023+10.4%+4.1%+29.1%
Q2 2023-17.5%-11.7%-10.7%
Q1 2023+3.3%+7.0%+32.0%
Q4 2022-20.1%-17.1%-21.8%
Q3 2022+0.7%+30.0%+77.3%
Q2 2022-6.9%+9.9%-17.2%
Q1 2022-12.4%-10.7%-36.2%
Q4 2021-5.0%-1.0%-9.6%
Q3 2021-8.6%-4.5%-8.6%
Q2 2021-16.7%-20.5%-35.2%
Q1 2021-1.5%-5.9%-5.7%
Q4 2020+3.3%+1.7%-27.2%
Q3 2020+10.1%+18.7%+9.6%
Q2 2020-25.6%-23.6%-31.5%
Q1 2020+27.4%+32.4%+53.0%
Q4 2019-14.2%-12.9%-37.8%
Q3 2019+28.4%+40.6%+70.9%
Q2 2019+40.7%+43.2%+60.1%
Q1 2019+17.4%+20.9%+30.3%
Q4 2018+19.3%+24.7%+28.9%
Q3 2018-46.7%-56.4%-52.6%
Q2 2018+4.8%+2.6%-12.5%
Q4 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015
Q4 2014

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