NASDAQ$EVER

EverQuote Inc · Q3 2020 earnings

Q3 2020 earnings · · Investor relations

Briefing

EverQuote reported a strong third quarter, marked by significant revenue growth and margin expansion.

EverQuote announced a 34% year-over-year increase in total revenue, reaching $90.0 million, and a 55% increase in non-auto insurance revenue. The company's Variable Market Margin expanded to a record 33% of total revenue, and they raised their full-year 2020 guidance.

  • Total revenue increased by 34% year-over-year to $90.0 million.
  • Non-auto insurance revenue grew by 55% year-over-year to $15.2 million.
  • Variable Marketing Margin (VMM) expanded to 33% of total revenue.
  • The company completed the acquisition of Crosspointe Insurance & Financial Services, LLC on September 1, 2020.

Headline financials

Total Revenue

$90M

Previous: $67.1M+34.1%
EPS (adj)

-$0.10

Previous: $0.01-1100.0%
Free Cash Flow

-$3.18M

Previous: $173K-1940.5%
Net Income

-$3.18M

Previous: $173K-1940.5%
Operating Income

-$3.29M

Previous: -$82K-3911.0%
Gross Profit

$84.6M

Previous: $63.1M+34.2%
Cash & Equivalents

$45.9M

Previous: $41.9M+9.4%
Total Assets

$116M

Previous: $80.9M+43.7%
Stock-Based Comp

$7.2M

Previous: $3.27M+120.3%

Revenue & EPS history

EverQuote · Revenue · Quarterly

$90M

Q3 2020+34.1%vs Q3 2019
Beat estimate in 10 of 12 quarters(83%)
ActualEstimate

Revenue by segment

EverQuote · $55M total across 3 segments · Q3 2023

  • Automotive
    $43.1M-51.2%
  • Home and Renters
    $10.9M
  • Other
    $1.05M-93.1%

Forward guidance

EverQuote anticipates revenue between $90.4 - $92.4 million, Variable Marketing Margin of $29.3 - $30.3 million, and Adjusted EBITDA in the range of $4.0 - $5.0 million for Q4 2020.

Tailwinds

  • Revenue of $90.4 - $92.4 million is expected.
  • Variable Marketing Margin of $29.3 - $30.3 million is anticipated.
  • Adjusted EBITDA is projected to be in the range of $4.0 - $5.0 million.
  • Full year revenue is expected to be $340.0 - $342.0 million.
  • Full year Variable Marketing Margin is expected to be $106.0 - $107.0 million.

Headwinds

  • The company has not reconciled the non-GAAP measure Adjusted EBITDA to the GAAP measure net loss.
  • Guidance does not include stock-based compensation expense.
  • Guidance does not include depreciation and amortization expense.
  • Guidance does not include acquisition-related costs.
  • Guidance does not include interest income and expense, and the provision for (benefit from) income taxes.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2020

Historical avgQ3 2020

+3.6%

Avg return

Earnings day

+4.7%

Avg return

5 days after

+5.4%

Avg return

30 days after

61%

19 / 31 earnings

Positive

+63.0%

Q1 2026

Best reaction

-46.7%

Q3 2018

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+63.0%+40.3%
Q4 2025+1.2%+3.1%+3.8%
Q3 2025+8.3%+13.5%+23.9%
Q1 2025-12.0%-11.9%-6.6%
Q4 2024+27.1%+33.4%+39.4%
Q3 2024+4.6%+7.0%+7.4%
Q2 2024+7.9%-12.0%-10.5%
Q1 2024+16.3%+4.8%+6.7%
Q4 2023+5.4%-2.6%+12.1%
Q3 2023+10.4%+4.1%+29.1%
Q2 2023-17.5%-11.7%-10.7%
Q1 2023+3.3%+7.0%+32.0%
Q4 2022-20.1%-17.1%-21.8%
Q3 2022+0.7%+30.0%+77.3%
Q2 2022-6.9%+9.9%-17.2%
Q1 2022-12.4%-10.7%-36.2%
Q4 2021-5.0%-1.0%-9.6%
Q3 2021-8.6%-4.5%-8.6%
Q2 2021-16.7%-20.5%-35.2%
Q1 2021-1.5%-5.9%-5.7%
Q4 2020+3.3%+1.7%-27.2%
Q3 2020+10.1%+18.7%+9.6%
Q2 2020-25.6%-23.6%-31.5%
Q1 2020+27.4%+32.4%+53.0%
Q4 2019-14.2%-12.9%-37.8%
Q3 2019+28.4%+40.6%+70.9%
Q2 2019+40.7%+43.2%+60.1%
Q1 2019+17.4%+20.9%+30.3%
Q4 2018+19.3%+24.7%+28.9%
Q3 2018-46.7%-56.4%-52.6%
Q2 2018+4.8%+2.6%-12.5%
Q4 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015
Q4 2014

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