NASDAQ$AFCG

AFC Gamma Inc · Q4 2023 earnings

Q4 2023 earnings · · Investor relations

Briefing

AFC Gamma reported a net loss and distributable earnings for Q4 2023 and declared a dividend for Q1 2024.

AFC Gamma reported a GAAP net loss of $(9.2) million, or $(0.45) per share, and Distributable Earnings of $10.0 million, or $0.49 per share, for the fourth quarter of 2023. The company declared a cash dividend of $0.48 per common share for the fourth quarter of 2023 and a regular cash dividend of $0.48 per common share for the first quarter of 2024.

  • GAAP net loss of $(9.2) million or $(0.45) per basic weighted average common share for Q4 2023.
  • Distributable Earnings of $10.0 million or $0.49 per basic weighted average common share for Q4 2023.
  • Declared dividend of $0.48 per common share for the first quarter 2024.
  • Significant progress on portfolio management initiatives in the fourth quarter and into 2024.

Headline financials

Total Revenue

$16M

Previous: $19.7M-18.9%
EPS (adj)

$0.49

Previous: $0.62-21.0%
Capital Expenditures

$0.00

No prior period
Net Income

-$9.19M

Previous: $2.94M-412.7%
Operating Income

-$8.54M

Previous: $3.61M-336.1%
Gross Profit

$14M

Previous: $6.49M+115.3%
Stock-Based Comp

$295K

Previous: $117K+152.6%

Revenue & EPS history

AFC Gamma · Revenue · Quarterly

$16M

Q4 2023-18.9%vs Q4 2022
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

AFC Gamma is excited to return to being a pure play cannabis lender following the completion of the spin-off of their commercial real estate portfolio. They continue to see lending opportunities with the emergence of Cannabis 3.0 operators that have clean capital stacks and are looking to build or expand. As an early mover and one of the leading debt providers in the cannabis industry, AFC Gamma is uniquely positioned to capitalize on these opportunities and deploy capital at attractive risk-adjusted returns.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2023

Historical avgQ4 2023

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

12 / 22 earnings

Positive

+11.8%

Q2 2024

Best reaction

-20.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.8%+17.3%+26.0%
Q4 2025+8.6%+16.3%+27.1%
Q3 2025+0.9%-6.8%+8.6%
Q1 2025-4.7%-10.7%-21.2%
Q4 2024-20.4%-23.7%-43.9%
Q3 2024-2.1%+2.1%+1.5%
Q2 2024+11.8%+11.8%+19.1%
Q1 2024-0.6%+0.2%-2.0%
Q4 2023+4.1%+8.8%+5.2%
Q3 2023-0.4%-4.6%+11.7%
Q2 2023-3.1%-3.4%-3.5%
Q1 2023-4.1%-2.8%+13.6%
Q4 2022-7.7%-15.6%-25.4%
Q3 2022-9.7%-6.9%-1.6%
Q2 2022+1.5%+2.1%-3.5%
Q1 2022+9.7%+17.8%+16.2%
Q4 2021+0.0%+0.4%-5.9%
Q3 2020+2.1%+3.5%-5.1%
Q3 2021+2.1%+3.5%-5.1%
Q2 2021+0.5%-0.4%+5.3%
Q4 2020+4.8%+4.2%+11.2%
Q1 2021+4.8%+4.2%+11.2%

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