NASDAQ$AFCG

AFC Gamma Inc · Q1 2025 earnings

Q1 2025 earnings · · Before market open · Investor relations

Briefing

AFC Gamma reported Q1 2025 net interest income of $6.6M with net income of $4.1M.

Net interest income was $6.6 million, down year over year as certain cannabis-related loans remained on nonaccrual status. Net income from continuing operations was $4.1 million. The cannabis-focused REIT declared a $0.23 quarterly dividend per share.

  • Q1 net interest income $6.6M.
  • Net income $4.1M from continuing operations.
  • Nonaccrual loans on select borrowers weighed on yields.
  • Quarterly dividend $0.23 per share.

Headline financials

Total Revenue

$6.64M

Previous: $14.8M-55.0%
EPS (adj)

$0.21

Previous: -$0.01+2200.0%
Net Income

$4.07M

Previous: -$54.1K+7616.6%
Operating Income

$0.00

Previous: -$11M+100.0%

Revenue & EPS history

AFC Gamma · Revenue · Quarterly

$6.64M

Q1 2025-55%vs Q1 2024
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

Financial and holding-company outlook depends on investment income, credit quality, and marks on equity stakes.

Tailwinds

  • Recurring interest, dividend, or fee income supports returns.
  • Portfolio diversification across borrowers or holdings.

Headwinds

  • Credit nonaccruals or fair-value marks on investments.
  • Rate moves affect spreads and refinancing risk.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

12 / 22 earnings

Positive

+11.8%

Q2 2024

Best reaction

-20.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.8%+17.3%+26.0%
Q4 2025+8.6%+16.3%+27.1%
Q3 2025+0.9%-6.8%+8.6%
Q1 2025-4.7%-10.7%-21.2%
Q4 2024-20.4%-23.7%-43.9%
Q3 2024-2.1%+2.1%+1.5%
Q2 2024+11.8%+11.8%+19.1%
Q1 2024-0.6%+0.2%-2.0%
Q4 2023+4.1%+8.8%+5.2%
Q3 2023-0.4%-4.6%+11.7%
Q2 2023-3.1%-3.4%-3.5%
Q1 2023-4.1%-2.8%+13.6%
Q4 2022-7.7%-15.6%-25.4%
Q3 2022-9.7%-6.9%-1.6%
Q2 2022+1.5%+2.1%-3.5%
Q1 2022+9.7%+17.8%+16.2%
Q4 2021+0.0%+0.4%-5.9%
Q3 2020+2.1%+3.5%-5.1%
Q3 2021+2.1%+3.5%-5.1%
Q2 2021+0.5%-0.4%+5.3%
Q4 2020+4.8%+4.2%+11.2%
Q1 2021+4.8%+4.2%+11.2%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro