NASDAQ$AFCG

AFC Gamma Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

AFC reported GAAP net income and distributable earnings, surpassing their origination target through active portfolio management.

AFC Gamma announced its Q3 2024 financial results, reporting a GAAP net income of $1.4 million, or $0.06 per share, and Distributable Earnings of $7.2 million, or $0.35 per share. They also paid a dividend of $0.33 per share. The company exceeded its 2024 origination target of $100 million.

  • GAAP net income was $1.4 million, or $0.06 per basic weighted average common share.
  • Distributable Earnings were $7.2 million, or $0.35 per basic weighted average common share.
  • Paid a post-spin dividend of $0.33 per common share for Q3 2024.
  • Surpassed the 2024 origination target of $100 million in new originations.

Headline financials

Total Revenue

$8.88M

Previous: $15M-40.9%
EPS (adj)

$0.35

Previous: $0.49-28.6%
Capital Expenditures

$0.00

Previous: $0.00
Free Cash Flow

$1.38M

Previous: $7.98M-82.7%
Net Income

$1.38M

Previous: $7.98M-82.7%
Operating Income

-$2.66M

Previous: $8.81M-130.1%
Gross Profit

-$181K

Previous: $14M-101.3%
Stock-Based Comp

$219K

Previous: $294K-25.6%

Revenue & EPS history

AFC Gamma · Revenue · Quarterly

$8.88M

Q3 2024-40.9%vs Q3 2023
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

The release contains forward-looking statements regarding future events and financial performance, subject to uncertainties and risks outlined in AFC's SEC filings. The company does not undertake any obligation to update these statements.

Headwinds

  • Forward-looking statements are subject to uncertainties.
  • Future results and performance could differ materially from projections.
  • Ability of manager to locate suitable loan opportunities.
  • Demand for cannabis cultivation and processing facilities and dispensaries.
  • Management’s current estimate of expected credit losses.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

12 / 22 earnings

Positive

+11.8%

Q2 2024

Best reaction

-20.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.8%+17.3%+26.0%
Q4 2025+8.6%+16.3%+27.1%
Q3 2025+0.9%-6.8%+8.6%
Q1 2025-4.7%-10.7%-21.2%
Q4 2024-20.4%-23.7%-43.9%
Q3 2024-2.1%+2.1%+1.5%
Q2 2024+11.8%+11.8%+19.1%
Q1 2024-0.6%+0.2%-2.0%
Q4 2023+4.1%+8.8%+5.2%
Q3 2023-0.4%-4.6%+11.7%
Q2 2023-3.1%-3.4%-3.5%
Q1 2023-4.1%-2.8%+13.6%
Q4 2022-7.7%-15.6%-25.4%
Q3 2022-9.7%-6.9%-1.6%
Q2 2022+1.5%+2.1%-3.5%
Q1 2022+9.7%+17.8%+16.2%
Q4 2021+0.0%+0.4%-5.9%
Q3 2020+2.1%+3.5%-5.1%
Q3 2021+2.1%+3.5%-5.1%
Q2 2021+0.5%-0.4%+5.3%
Q4 2020+4.8%+4.2%+11.2%
Q1 2021+4.8%+4.2%+11.2%

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