NASDAQ$AFCG

AFC Gamma Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

AFC Gamma reported Q1 2026 net investment income of $4.8M and net income of $4.1M, or $0.18 per diluted share.

For the quarter ended March 31, 2026, AFC Gamma, a cannabis-focused BDC, earned net investment income of $4.8 million and net income of $4.1 million, or $0.18 per diluted share. The portfolio generates income from senior secured loans and other credit instruments to state-licensed cannabis operators.

  • Net investment income of $4.8M supports the quarterly dividend policy.
  • Net income of $4.1M; diluted EPS $0.18.
  • BDC structure emphasizes NII and book value over traditional product revenue.
  • Credit quality and regulatory environment remain key portfolio risks.

Headline financials

Total Revenue

$6.64M

Previous: $6.64M+0.0%
EPS (adj)

$0.18

Previous: $0.21-14.3%
Net Income

$11.4M

Previous: $4.07M+180.9%
Operating Income

$1.63M

Previous: $0.00

Revenue & EPS history

AFC Gamma · Revenue · Quarterly

$6.64M

Q1 2026+0%vs Q1 2025
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

As a BDC, AFC Gamma does not give EPS guidance; management discusses portfolio deployment, spreads, and dividend sustainability.

Tailwinds

  • Stable net investment income relative to prior quarters.
  • Diluted EPS of $0.18 covers dividend expectations when combined with spillover.

Headwinds

  • Cannabis regulatory and banking constraints can affect borrower performance.
  • Realized/unrealized marks on investments add earnings volatility.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

12 / 22 earnings

Positive

+11.8%

Q2 2024

Best reaction

-20.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.8%+17.3%+26.0%
Q4 2025+8.6%+16.3%+27.1%
Q3 2025+0.9%-6.8%+8.6%
Q1 2025-4.7%-10.7%-21.2%
Q4 2024-20.4%-23.7%-43.9%
Q3 2024-2.1%+2.1%+1.5%
Q2 2024+11.8%+11.8%+19.1%
Q1 2024-0.6%+0.2%-2.0%
Q4 2023+4.1%+8.8%+5.2%
Q3 2023-0.4%-4.6%+11.7%
Q2 2023-3.1%-3.4%-3.5%
Q1 2023-4.1%-2.8%+13.6%
Q4 2022-7.7%-15.6%-25.4%
Q3 2022-9.7%-6.9%-1.6%
Q2 2022+1.5%+2.1%-3.5%
Q1 2022+9.7%+17.8%+16.2%
Q4 2021+0.0%+0.4%-5.9%
Q3 2020+2.1%+3.5%-5.1%
Q3 2021+2.1%+3.5%-5.1%
Q2 2021+0.5%-0.4%+5.3%
Q4 2020+4.8%+4.2%+11.2%
Q1 2021+4.8%+4.2%+11.2%

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