NASDAQ$AFCG

AFC Gamma Inc · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported net income of $11.4 million and distributable earnings of $13.6 million, exceeding the declared dividend for the fifth consecutive quarter.

AFC Gamma announced its Q2 2022 results, reporting a net income of $11.4 million, or $0.58 per share, and distributable earnings of $13.6 million, or $0.69 per share. The company paid a dividend of $0.56 per share, representing a 47% increase from Q2 2021. Total loan commitments reached $483.2 million as of August 1, 2022.

  • Net income of $11.4 million in Q2 2022, or $0.58 per basic weighted average share of common stock.
  • Distributable earnings of $13.6 million in Q2 2022, or $0.69 per basic weighted average share of common stock.
  • Paid a dividend of $0.56 per common share on July 15, 2022 for Q2 2022, representing a 47% increase from Q2 2021.
  • Book value of $17.03 per share as of June 30, 2022, an increase of $0.42, or 2.5%, compared to December 31, 2021

Headline financials

Total Revenue

$19.6M

Previous: $8.75M+124.1%
EPS (adj)

$0.69

Previous: $0.43+60.5%
Free Cash Flow

$11.4M

Previous: $4.63M+145.3%
Net Income

$11.4M

Previous: $4.63M+145.3%
Operating Income

$12.2M

Previous: $5.76M+112.4%
Gross Profit

$18M

Previous: $8.75M+105.9%
Cash & Equivalents

$60M

Previous: $125M-51.8%
Total Assets

$459M

Previous: $279M+64.9%
Stock-Based Comp

$117K

Previous: $11.5K+924.7%

Revenue & EPS history

AFC Gamma · Revenue · Quarterly

$19.6M

Q2 2022+124.1%vs Q2 2021
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Forward guidance

AFC Gamma is focused on supporting existing and new operators with strong track records and expects to close deals in the coming quarter, continuing to support the industry's expansion.

Tailwinds

  • Disciplined approach towards deploying capital in the current market environment.
  • Focused on supporting existing operators.
  • Focused on supporting new operators with strong track-records.
  • Capacity to do more deals.
  • Expectation to close some deals in the coming quarter.

Headwinds

  • Operators experiencing pricing pressures.
  • Longer lead times to raise equity.
  • Slower than expected pace of originations.
  • Market environment challenges.
  • No specific negative guidance mentioned.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.8%

Avg return

30 days after

55%

12 / 22 earnings

Positive

+11.8%

Q2 2024

Best reaction

-20.4%

Q4 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+10.8%+17.3%+26.0%
Q4 2025+8.6%+16.3%+27.1%
Q3 2025+0.9%-6.8%+8.6%
Q1 2025-4.7%-10.7%-21.2%
Q4 2024-20.4%-23.7%-43.9%
Q3 2024-2.1%+2.1%+1.5%
Q2 2024+11.8%+11.8%+19.1%
Q1 2024-0.6%+0.2%-2.0%
Q4 2023+4.1%+8.8%+5.2%
Q3 2023-0.4%-4.6%+11.7%
Q2 2023-3.1%-3.4%-3.5%
Q1 2023-4.1%-2.8%+13.6%
Q4 2022-7.7%-15.6%-25.4%
Q3 2022-9.7%-6.9%-1.6%
Q2 2022+1.5%+2.1%-3.5%
Q1 2022+9.7%+17.8%+16.2%
Q4 2021+0.0%+0.4%-5.9%
Q3 2020+2.1%+3.5%-5.1%
Q3 2021+2.1%+3.5%-5.1%
Q2 2021+0.5%-0.4%+5.3%
Q4 2020+4.8%+4.2%+11.2%
Q1 2021+4.8%+4.2%+11.2%

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