NYSE$WTM

White Mountains Insurance Group Ltd · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Reported a decrease in book value per share and adjusted book value per share, driven by decrease in MediaAlpha's share price, but solid performance in operating companies.

White Mountains Insurance Group reported a decrease in book value per share of 9% to $1,162 and adjusted book value per share of 9% to $1,176 as of September 30, 2021. The results were driven by net realized and unrealized investment losses from MediaAlpha. Excluding MediaAlpha, the investment portfolio returned 1.4% in the quarter.

  • ABVPS was down 9% in the third quarter, driven by the decrease in MediaAlpha’s share price.
  • BAM produced $28 million of total premiums and member surplus contributions.
  • Ark produced an 89% adjusted combined ratio while increasing gross written premiums 79% year over year.
  • NSM posted record levels of both pro forma controlled premium and pro forma adjusted EBITDA, driven by solid growth in its existing verticals and the J.C. Taylor acquisition.

Headline financials

Total Revenue

-$10.1M

Previous: $460M-102.2%
EPS (adj)

-$120.18

Previous: $75.32-259.6%
Portfolio Return

-8.0%

No prior period
Free Cash Flow

-$371M

Previous: $233M-259.5%
Net Income

-$371M

Previous: $233M-259.5%
Operating Income

-$153M

Previous: $333M-145.9%
Gross Profit

-$34.1M

Previous: $457M-107.5%
Cash & Equivalents

$172M

Previous: $215M-19.7%
Total Assets

$7.11B

Previous: $4.38B+62.3%

Revenue & EPS history

White Mountains · Revenue · Quarterly

-$10.1M

Q3 2021-102.2%vs Q3 2020
Beat estimate in 7 of 11 quarters(64%)
ActualEstimate

Revenue by segment

White Mountains · -$310M total across 3 segments · Q3 2021

  • Asset Management
    $28.5M+74.8%
  • Financial Guarantee
    $7.4M-49.0%
  • Other Operations
    -$346M-196.6%

Forward guidance

Company remains optimistic about deploying capital in 2021 and into 2022.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

+0.3%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+1.3%

Avg return

30 days after

51%

34 / 67 earnings

Positive

+8.3%

Q1 2022

Best reaction

-4.2%

Q2 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.8%-0.9%-4.2%
Q4 2025+2.5%+0.8%+1.8%
Q3 2025-0.2%+1.5%+7.2%
Q1 2025+0.9%-0.8%-2.7%
Q4 2024-3.4%-7.3%-4.4%
Q3 2024+5.8%+7.4%+11.8%
Q2 2024-3.0%-4.5%+0.2%
Q1 2024-1.4%-6.1%-6.1%
Q4 2023+1.3%+6.1%+9.4%
Q3 2023-0.4%+3.3%+0.1%
Q2 2023-0.5%+0.1%-1.7%
Q1 2023+0.3%-1.9%-0.8%
Q4 2022+1.8%+2.6%-6.7%
Q3 2022+0.8%-1.3%-3.7%
Q2 2022+0.9%+3.6%+10.1%
Q1 2022+8.3%+7.6%+19.3%
Q4 2021+2.0%+2.1%+1.7%
Q3 2021+2.5%+2.7%-6.3%
Q2 2021+1.7%+1.1%-0.2%
Q1 2021-3.2%-4.0%-8.7%
Q4 2020+3.0%+9.6%+10.3%
Q3 2020+0.4%-2.5%+3.8%
Q2 2020+7.7%+3.2%-0.2%
Q4 2019+0.5%+0.8%-11.8%
Q3 2019+0.8%+1.7%+1.6%
Q2 2019+1.7%+2.7%+1.1%
Q1 2019-0.9%+2.7%+5.5%
Q4 2018+1.1%+3.3%+2.9%
Q3 2018+1.0%+0.8%+6.1%
Q2 2018+0.3%+0.7%-1.3%
Q1 2018-0.0%-0.4%+4.2%
Q4 2017-3.0%+0.1%+2.6%
Q3 2017+1.8%+0.4%-1.1%
Q2 2017-0.5%-1.3%+2.0%
Q1 2017+1.7%+0.8%+1.3%
Q4 2016-2.0%-1.2%+1.5%
Q3 2016-0.2%-0.3%+3.2%
Q2 2016+0.6%+1.1%+0.9%
Q1 2016-0.1%
Q4 2015+6.0%
Q3 2015-3.8%
Q2 2015+3.5%
Q1 2015-0.1%
Q4 2014-1.2%
Q3 2014-1.8%
Q2 2014-0.2%
Q1 2014+0.3%
Q4 2013-0.3%
Q3 2013+0.4%
Q2 2013-0.2%
Q1 2013-0.4%
Q4 2012+0.0%
Q3 2012+0.1%
Q2 2012-4.2%
Q1 2012+1.9%
Q4 2011-0.4%
Q3 2011-3.6%
Q2 2011+0.7%
Q1 2010-2.0%
Q1 2011+1.4%
Q4 2008-0.8%
Q4 2010-0.8%
Q3 2010+1.4%
Q3 2009+1.4%
Q2 2010-1.8%
Q4 2009-1.8%
Q2 2009-1.8%

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