NYSE$WTM

White Mountains Insurance Group Ltd · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Reported a decrease in book value per share and adjusted book value per share, driven by investment in MediaAlpha, but solid results at operating companies and good investment returns partially offset this.

White Mountains reported a decrease in book value per share and adjusted book value per share for Q2 2024, primarily due to its investment in MediaAlpha. Excluding MediaAlpha, the company experienced growth driven by solid results in operating companies and good investment returns. Ark produced an 89% combined ratio with gross written premiums increasing by 15% year-over-year. BAM also saw growth, with total gross written premiums and member surplus contributions up 7% year-over-year.

  • Adjusted book value per share decreased by 1%, primarily due to MediaAlpha investment.
  • Excluding MediaAlpha, adjusted book value per share increased by 2% driven by solid performance at operating companies and strong investment returns.
  • Ark's combined ratio was 89% with gross written premiums up 15% year-over-year.
  • BAM's total gross written premiums and member surplus contributions increased by 7% year-over-year.

Headline financials

Total Revenue

$395M

Previous: $378M+4.5%
EPS

-$21.24

Previous: $7.65-377.6%
Book Value Per Share

$1.72K

Previous: $1.53K+12.4%
Capital Expenditures

$0.00

No prior period
Free Cash Flow

-$54.6M

Previous: $19.6M-378.6%
Net Income

-$54.6M

Previous: $19.6M-378.6%
Operating Income

$184M

Previous: $264M-30.2%
Gross Profit

$388M

Previous: $367M+5.9%
Total Assets

$10.2B

Previous: $8.38B+21.4%
Stock-Based Comp

$4.3M

Previous: $4.1M+4.9%

Revenue & EPS history

White Mountains · Revenue · Quarterly

$395M

Q2 2024+4.5%vs Q2 2023

Revenue by segment

White Mountains · $6.8M total across 3 segments · Q3 2023

  • Asset Management
    $26.3M-53.0%
  • Financial Guarantee
    -$7.4M+70.0%
  • Other Operations
    -$12.1M-237.5%

Forward guidance

No specific forward guidance was provided in the earnings report.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.3%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+1.3%

Avg return

30 days after

51%

34 / 67 earnings

Positive

+8.3%

Q1 2022

Best reaction

-4.2%

Q2 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.8%-0.9%-4.2%
Q4 2025+2.5%+0.8%+1.8%
Q3 2025-0.2%+1.5%+7.2%
Q1 2025+0.9%-0.8%-2.7%
Q4 2024-3.4%-7.3%-4.4%
Q3 2024+5.8%+7.4%+11.8%
Q2 2024-3.0%-4.5%+0.2%
Q1 2024-1.4%-6.1%-6.1%
Q4 2023+1.3%+6.1%+9.4%
Q3 2023-0.4%+3.3%+0.1%
Q2 2023-0.5%+0.1%-1.7%
Q1 2023+0.3%-1.9%-0.8%
Q4 2022+1.8%+2.6%-6.7%
Q3 2022+0.8%-1.3%-3.7%
Q2 2022+0.9%+3.6%+10.1%
Q1 2022+8.3%+7.6%+19.3%
Q4 2021+2.0%+2.1%+1.7%
Q3 2021+2.5%+2.7%-6.3%
Q2 2021+1.7%+1.1%-0.2%
Q1 2021-3.2%-4.0%-8.7%
Q4 2020+3.0%+9.6%+10.3%
Q3 2020+0.4%-2.5%+3.8%
Q2 2020+7.7%+3.2%-0.2%
Q4 2019+0.5%+0.8%-11.8%
Q3 2019+0.8%+1.7%+1.6%
Q2 2019+1.7%+2.7%+1.1%
Q1 2019-0.9%+2.7%+5.5%
Q4 2018+1.1%+3.3%+2.9%
Q3 2018+1.0%+0.8%+6.1%
Q2 2018+0.3%+0.7%-1.3%
Q1 2018-0.0%-0.4%+4.2%
Q4 2017-3.0%+0.1%+2.6%
Q3 2017+1.8%+0.4%-1.1%
Q2 2017-0.5%-1.3%+2.0%
Q1 2017+1.7%+0.8%+1.3%
Q4 2016-2.0%-1.2%+1.5%
Q3 2016-0.2%-0.3%+3.2%
Q2 2016+0.6%+1.1%+0.9%
Q1 2016-0.1%
Q4 2015+6.0%
Q3 2015-3.8%
Q2 2015+3.5%
Q1 2015-0.1%
Q4 2014-1.2%
Q3 2014-1.8%
Q2 2014-0.2%
Q1 2014+0.3%
Q4 2013-0.3%
Q3 2013+0.4%
Q2 2013-0.2%
Q1 2013-0.4%
Q4 2012+0.0%
Q3 2012+0.1%
Q2 2012-4.2%
Q1 2012+1.9%
Q4 2011-0.4%
Q3 2011-3.6%
Q2 2011+0.7%
Q1 2010-2.0%
Q1 2011+1.4%
Q4 2008-0.8%
Q4 2010-0.8%
Q3 2010+1.4%
Q3 2009+1.4%
Q2 2010-1.8%
Q4 2009-1.8%
Q2 2009-1.8%

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