NYSE$UWMC
UWM Holdings Corp · Q2 2025 earnings
Q2 2025 earnings · · Before market open · Investor relations
Briefing
UWM Holdings Corp reported strong Q2 2025 results with increased loan production and net income.
UWM Holdings Corp originated $39.7 billion in loans during Q2 2025, up 18% year-over-year, driving total revenue to $758.7 million. Net income reached $314.5 million, supported by higher loan production income and a gain on interest rate derivatives. The company maintained compliance with all debt covenants and continued its focus on the wholesale channel.
- Loan origination volume increased 18.2% to $39.7 billion compared to Q2 2024.
- Total revenue rose 21.9% to $758.7 million, led by loan production income of $447.9 million.
- Net income surged to $314.5 million from $76.3 million in the prior-year quarter.
- Mortgage servicing rights portfolio stood at $3.45 billion with UPB of $211.2 billion at period end.
Headline financials
Revenue & EPS history
UWM · Revenue · Quarterly
$759M
Revenue by segment
UWM · $759M total across 3 segments · Q2 2025
- Loan production income$448M—59.0%
- Loan servicing income$179M—23.6%
- Interest income$132M—17.4%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 18 quarterly earnings reports
-1.7%
Avg return
Earnings day
-1.2%
Avg return
5 days after
+0.5%
Avg return
30 days after
29%
6 / 21 earnings
Positive
+28.2%
Q3 2022
Best reaction
-16.8%
Q1 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -1.2% | -11.2% | -28.4% | |
| Q4 2025 | -9.0% | -5.0% | -25.0% | |
| Q3 2025 | -10.1% | -3.4% | +1.2% | |
| Q1 2025 | -14.7% | -11.3% | -13.8% | |
| Q4 2024 | -5.8% | -0.2% | -14.6% | |
| Q3 2024 | -6.0% | -9.2% | -2.4% | |
| Q2 2024 | -6.5% | -3.8% | +2.3% | |
| Q1 2024 | -0.7% | +2.8% | +2.8% | |
| Q4 2023 | -4.9% | -4.6% | +8.2% | |
| Q3 2023 | +4.3% | +6.9% | +15.6% | |
| Q2 2023 | -1.6% | -4.0% | -16.3% | |
| Q1 2023 | -16.8% | -11.3% | -7.4% | |
| Q4 2022 | +12.7% | +11.7% | +15.3% | |
| Q3 2022 | +28.2% | +22.3% | +44.7% | |
| Q2 2022 | -0.5% | +1.0% | -9.2% | |
| Q1 2022 | +0.3% | +8.9% | +18.1% | |
| Q4 2021 | +7.4% | -4.1% | +4.4% | |
| Q3 2021 | -1.5% | -2.2% | -3.8% | |
| Q2 2021 | -7.0% | -7.6% | -8.5% | |
| Q1 2021 | -2.4% | +7.9% | +43.1% | |
| Q4 2020 | +0.6% | -7.9% | -16.0% | |
| Q4 2019 | — | — | — |
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