NYSE$SAR

Saratoga Investment Corp · Q3 2025 earnings

Q3 2025 earnings · · Investor relations

Briefing

Reported a sequential quarterly increase in adjusted NII per share, grew LTM ROE, and saw strong deployments offset by repayments.

Saratoga Investment Corp. announced strong deployments of $84.5 million, supporting new and existing platforms, and reported an increase in adjusted NII per share and LTM ROE. The company's portfolio remains resilient with strategic actions taken to resolve challenges in portfolio companies.

  • Adjusted NII per share increased sequentially, excluding the one-time Knowland interest reserve reversal.
  • LTM ROE improved to 9.2%.
  • NAV increased to $374.9 million.
  • Originations of $84.5 million were elevated due to declining interest rates and increased M&A activity.

Headline financials

Total Revenue

$35.9M

Previous: -$5.08M+806.2%
EPS (adj)

$0.90

Previous: -$0.31+390.3%
Net Investment Income Yield

13.3%

Previous: 15.7%-15.3%
Assets Under Management

$960M

Previous: $1.11B-13.8%
Net Asset Value

$375M

No prior period
NAV per share

$26.95

No prior period
Total Investment Income

$35.9M

No prior period
Return on Equity - annualized quarter

9.5%

No prior period
Originations

$84.5M

No prior period
Repayments

$160M

No prior period
Weighted Average Common Shares Outstanding

13.8M

No prior period
Net Income

$8.83M

Previous: -$4.06M+317.8%

Revenue & EPS history

Saratoga Investment · Revenue · Quarterly

$35.9M

Q3 2025-806.2%vs Q3 2024
Beat estimate in 0 of 3 quarters(0%)
ActualEstimate

Forward guidance

Saratoga Investment remains confident in its management team, pipeline, leverage structure, and underwriting standards to steadily increase portfolio size, quality, and investment performance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

-0.2%

Avg return

Earnings day

-1.5%

Avg return

5 days after

+0.6%

Avg return

30 days after

50%

10 / 20 earnings

Positive

+3.9%

Q2 2023

Best reaction

-7.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2027
Q4 2026-1.3%-5.9%-4.5%
Q3 2026+0.9%+1.9%+3.9%
Q2 2026-4.3%-11.6%-10.5%
Q1 2026+1.4%+0.4%+1.6%
Q4 2025-7.7%-2.3%-1.1%
Q3 2025+0.7%+0.7%+5.0%
Q2 2025-0.3%+2.4%+4.8%
Q1 2025+0.3%+2.9%-1.9%
Q4 2024-0.1%-1.9%+2.0%
Q3 2024+0.2%-9.8%-12.2%
Q2 2024-1.4%-1.7%+1.2%
Q1 2024+0.3%-3.4%-3.2%
Q4 2023-0.1%-0.2%+17.5%
Q3 2023+0.0%+2.3%+0.9%
Q2 2023+3.9%+1.0%+7.1%
Q1 2023-0.3%-1.9%-0.9%
Q4 2022+2.3%+0.7%+3.2%
Q3 2021-0.2%-4.3%-4.8%
Q2 2022+1.7%+1.3%+0.8%
Q4 2021+0.3%-1.3%+3.4%

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