NYSE$SAR

Saratoga Investment Corp · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Saratoga Investment reported financial results for Q4 2022, marked by growth in AUM and continued portfolio strength.

Saratoga Investment Corp. announced strong fiscal year-end and fourth quarter 2022 financial results, with assets under management increasing significantly and a high level of investment quality in loan investments. The company's NAV per share reached an historic high, and originations in fiscal 2022 totaled $458 million invested, with $227 million of repayments.

  • NAV per share reached an historic high of $29.33.
  • Adjusted NII per share for the fourth quarter was $0.53.
  • Originations in fiscal 2022 totaled $458 million.
  • 98.5% of credits rated in the highest category.

Headline financials

Total Revenue

$19M

Previous: $16.2M+17.1%
EPS (adj)

$0.53

Previous: $0.52+1.9%
Net Investment Income Yield

6.6%

Previous: 5.7%+15.8%
Assets Under Management

$818M

Previous: $554M+47.5%
NAV per share

$29.33

No prior period
Net Income

$8.4M

Previous: $4.3M+95.3%
Operating Income

$6.4M

Previous: $4.3M+48.8%
Cash & Equivalents

$47.3M

Previous: $29.9M+58.1%
Total Assets

$818M

Previous: $554M+47.5%

Revenue & EPS history

Saratoga Investment · Revenue · Quarterly

$19M

Q4 2022+17.1%vs Q4 2021
Beat estimate in 0 of 1 quarters(0%)
ActualEstimate

Forward guidance

Saratoga Investment anticipates continued growth and strong performance, focusing on prudent originations and balance sheet strength.

Tailwinds

  • Continued strength of the pipeline
  • Experienced management team
  • High underwriting standards
  • Ability to steadily grow portfolio size
  • Maintain quality and investment performance over the long-term

Headwinds

  • Rising rate environment
  • Robust current environment requires prudence and discernment in terms of originations
  • Market activity continues to be extremely robust
  • Volatility in the broadly syndicated loan market
  • Impact of the COVID-19 pandemic and the pandemic’s impact on the U.S. and global economy

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

-0.2%

Avg return

Earnings day

-1.5%

Avg return

5 days after

+0.6%

Avg return

30 days after

50%

10 / 20 earnings

Positive

+3.9%

Q2 2023

Best reaction

-7.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2027
Q4 2026-1.3%-5.9%-4.5%
Q3 2026+0.9%+1.9%+3.9%
Q2 2026-4.3%-11.6%-10.5%
Q1 2026+1.4%+0.4%+1.6%
Q4 2025-7.7%-2.3%-1.1%
Q3 2025+0.7%+0.7%+5.0%
Q2 2025-0.3%+2.4%+4.8%
Q1 2025+0.3%+2.9%-1.9%
Q4 2024-0.1%-1.9%+2.0%
Q3 2024+0.2%-9.8%-12.2%
Q2 2024-1.4%-1.7%+1.2%
Q1 2024+0.3%-3.4%-3.2%
Q4 2023-0.1%-0.2%+17.5%
Q3 2023+0.0%+2.3%+0.9%
Q2 2023+3.9%+1.0%+7.1%
Q1 2023-0.3%-1.9%-0.9%
Q4 2022+2.3%+0.7%+3.2%
Q3 2021-0.2%-4.3%-4.8%
Q2 2022+1.7%+1.3%+0.8%
Q4 2021+0.3%-1.3%+3.4%

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