NYSE$SAR

Saratoga Investment Corp · Q2 2025 earnings

Q2 2025 earnings · · Investor relations

Briefing

Reported per share increases in net investment income (NII), adjusted NII, and net asset value (NAV), as compared to prior quarter.

Saratoga Investment Corp. announced financial results for its 2025 fiscal second quarter ended August 31, 2024. Highlights include the full repayment and resolution of the Knowland investment, a return to increasing NAV per share, and continued substantial overearning of dividends.

  • Adjusted NII per share increased by 26.7% sequentially, from $1.05 to $1.33 per share, including one-time accrued interest benefits.
  • NAV per share increased sequentially by $0.22, from $26.85 to $27.07 per share.
  • Dividend of $0.74 per share, up 4.2% from $0.71 per share in the second quarter of 2023.
  • Quarter-end cash position grew to $162.0 million due to net repayments.

Headline financials

Total Revenue

-$2.52M

Previous: -$2.96M+14.7%
EPS

$0.97

Previous: $1.08-10.2%
Net Income

$13.3M

Previous: $7.9M+68.7%
Operating Income

-$27.3M

Previous: -$24.5M-11.5%
Gross Profit

-$2.52M

Previous: -$2.96M+14.7%
Cash & Equivalents

$84.6M

Previous: $19.3M+338.1%
Total Assets

$1.21B

Previous: $1.16B+5.0%

Revenue & EPS history

Saratoga Investment · Revenue · Quarterly

-$2.52M

Q2 2025-14.7%vs Q2 2024
Beat estimate in 0 of 3 quarters(0%)
ActualEstimate

Forward guidance

Saratoga Investment remains confident in its management team, pipeline, leverage structure, and underwriting standards to increase portfolio size, quality and investment performance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q2 2025

Historical avgQ2 2025

-0.2%

Avg return

Earnings day

-1.5%

Avg return

5 days after

+0.6%

Avg return

30 days after

50%

10 / 20 earnings

Positive

+3.9%

Q2 2023

Best reaction

-7.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2027
Q4 2026-1.3%-5.9%-4.5%
Q3 2026+0.9%+1.9%+3.9%
Q2 2026-4.3%-11.6%-10.5%
Q1 2026+1.4%+0.4%+1.6%
Q4 2025-7.7%-2.3%-1.1%
Q3 2025+0.7%+0.7%+5.0%
Q2 2025-0.3%+2.4%+4.8%
Q1 2025+0.3%+2.9%-1.9%
Q4 2024-0.1%-1.9%+2.0%
Q3 2024+0.2%-9.8%-12.2%
Q2 2024-1.4%-1.7%+1.2%
Q1 2024+0.3%-3.4%-3.2%
Q4 2023-0.1%-0.2%+17.5%
Q3 2023+0.0%+2.3%+0.9%
Q2 2023+3.9%+1.0%+7.1%
Q1 2023-0.3%-1.9%-0.9%
Q4 2022+2.3%+0.7%+3.2%
Q3 2021-0.2%-4.3%-4.8%
Q2 2022+1.7%+1.3%+0.8%
Q4 2021+0.3%-1.3%+3.4%

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