NYSE$SAR

Saratoga Investment Corp · Q4 2024 earnings

Q4 2024 earnings · · Investor relations

Briefing

Saratoga Investment announced Q4 2024 financial results, with net investment income per share up 16% year-over-year and adjusted net investment income per share down 4% from last year's fourth quarter.

Saratoga Investment Corp. reported its Q4 2024 financial results, highlighting a substantial year-over-year increase in net investment income (NII) driven by growth in Assets under Management (AUM), strong portfolio performance, and margin improvement. The company's annualized fourth-quarter dividend is $0.73 per share, and the adjusted net investment income is $0.94 per share.

  • Net Investment Income (NII) per share increased by 16% compared to the same quarter last year.
  • Adjusted NII per share decreased by 4% compared to the same quarter last year.
  • Assets Under Management (AUM) reached $1.139 billion, a 17.1% increase from the previous year.
  • The company originated no new portfolio company investments, but had fourteen follow-on investments in existing portfolio companies.

Headline financials

Total Revenue

$37.2M

Previous: $32.3M+15.2%
EPS (adj)

$0.94

Previous: $0.98-4.1%
Net Investment Income Yield

14.0%

Previous: 13.6%+2.9%
Assets Under Management

$1.14B

No prior period
Net Income

$12.8M

Previous: $19.2M-33.3%
Operating Income

$12.8M

Previous: $14.3M-10.5%

Revenue & EPS history

Saratoga Investment · Revenue · Quarterly

$37.2M

Q4 2024+15.2%vs Q4 2023
Beat estimate in 0 of 3 quarters(0%)
ActualEstimate

Forward guidance

Saratoga Investment remains confident in its management team, underwriting standards, and ability to grow portfolio size and maintain investment performance over the long term, while navigating the uncertainties in the current environment.

Tailwinds

  • Elevated margins on growing portfolio due to stabilized interest rates.
  • Strong reputation and differentiated market positioning create attractive investment opportunities.
  • Continued development of sponsor relationships.
  • High-quality nature, resilience, and balance of the $1.139 billion portfolio.
  • Experienced management team and high underwriting standards.

Headwinds

  • Uncertainties in the current economic environment.
  • Volatile market conditions.
  • Challenges encountered in two portfolio companies, Pepper Palace and Zollege.
  • Potential impact of interest rate volatility on the business and portfolio companies.
  • Impact of supply chain constraints and labor shortages on portfolio companies.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.2%

Avg return

Earnings day

-1.5%

Avg return

5 days after

+0.6%

Avg return

30 days after

50%

10 / 20 earnings

Positive

+3.9%

Q2 2023

Best reaction

-7.7%

Q4 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2027
Q4 2026-1.3%-5.9%-4.5%
Q3 2026+0.9%+1.9%+3.9%
Q2 2026-4.3%-11.6%-10.5%
Q1 2026+1.4%+0.4%+1.6%
Q4 2025-7.7%-2.3%-1.1%
Q3 2025+0.7%+0.7%+5.0%
Q2 2025-0.3%+2.4%+4.8%
Q1 2025+0.3%+2.9%-1.9%
Q4 2024-0.1%-1.9%+2.0%
Q3 2024+0.2%-9.8%-12.2%
Q2 2024-1.4%-1.7%+1.2%
Q1 2024+0.3%-3.4%-3.2%
Q4 2023-0.1%-0.2%+17.5%
Q3 2023+0.0%+2.3%+0.9%
Q2 2023+3.9%+1.0%+7.1%
Q1 2023-0.3%-1.9%-0.9%
Q4 2022+2.3%+0.7%+3.2%
Q3 2021-0.2%-4.3%-4.8%
Q2 2022+1.7%+1.3%+0.8%
Q4 2021+0.3%-1.3%+3.4%

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