NYSE$PAY

Paymentus Holdings Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Paymentus Holdings reported Q4 2025, revenue of $330.5M, net income of $20.7M, diluted EPS of $0.16.

For Q4 2025, Paymentus Holdings reported revenue of $330.5M, net income of $20.7M, diluted EPS was $0.16. The earnings release highlights segment trends, liquidity, and management commentary on the period.

  • Revenue $330.5M.
  • Net income $20.7M.
  • Diluted EPS $0.16.

Headline financials

Total Revenue

$331M

Previous: $241M+37.1%
EPS (adj)

$0.16

Previous: $0.10+60.0%
Transactions Processed

192.7M

Previous: 166.0M+16.1%
Adjusted EBITDA

$39.9M

Previous: $27.3M+46.3%
Adjusted EBITDA Margin

37.3%

Previous: 31.6%+18.0%
Adjusted Gross Profit

$89.8M

Previous: $71.8M+25.0%
Contribution Profit

$107M

Previous: $86.2M+24.0%
Net Income

$20.7M

Previous: $13.1M+58.0%
Operating Income

$24.1M

Previous: $14.2M+69.6%
Gross Profit

$84M

Previous: $66M+27.2%

Revenue & EPS history

Paymentus · Revenue · Quarterly

$331M

Q4 2025+37.1%vs Q4 2024
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Forward guidance

Management discusses operating priorities, capital allocation, and sector-specific risks in the quarterly filing.

Tailwinds

  • Headline results and segment commentary anchor the quarter narrative.
  • Balance sheet and liquidity support ongoing operations or returns.
  • Strategic initiatives cited in the release.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect year-over-year comparability.
  • Execution risk on guidance or restructuring plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+5.3%

Avg return

Earnings day

+4.4%

Avg return

5 days after

+1.2%

Avg return

30 days after

58%

14 / 24 earnings

Positive

+27.4%

Q2 2023

Best reaction

-22.0%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.5%-4.0%-24.7%
Q4 2025-1.1%+0.3%+3.1%
Q3 2025+25.4%+30.9%+27.6%
Q1 2025+2.6%+8.0%+4.9%
Q4 2024+24.6%+20.2%+7.3%
Q3 2024+26.2%+25.1%+30.5%
Q2 2024+17.9%+20.4%+6.8%
Q1 2024-8.6%-10.8%-8.3%
Q4 2023+24.2%+21.4%+34.5%
Q3 2023+4.2%+5.0%+14.6%
Q2 2023+27.4%+32.6%+44.8%
Q1 2023+10.8%+10.0%+23.7%
Q4 2022+10.4%+11.9%-0.2%
Q3 2022+19.5%+18.2%-3.5%
Q2 2022-22.0%-22.4%-31.3%
Q1 2022-12.4%-15.6%-7.7%
Q4 2019-5.5%-5.2%-4.9%
Q4 2021-20.0%-28.9%-30.1%
Q3 2020+4.0%+6.2%+1.1%
Q3 2021+11.5%+8.4%+0.2%
Q1 2021-4.7%-7.5%-13.8%
Q2 2020-4.7%-7.5%-13.8%
Q4 2020-4.7%-7.5%-13.8%
Q2 2021+0.0%-4.9%-17.9%
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012
Q2 2012
Q1 2012

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