NYSE$PAY

Paymentus Holdings Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Reported strong Q4 results with revenue exceeding expectations and adjusted EBITDA over $10 million.

Paymentus reported a strong fourth quarter and full year 2022. Q4 revenue increased by 22.2% year-over-year, and gross profit increased by 21.9% year-over-year. The company signed Citizens Financial Group to Bill Center and expanded its reach through partnerships with Green Dot and a large real estate software provider.

  • Revenue was $132.2 million, an increase of 22.2% from the fourth quarter of 2021.
  • Gross profit was $41.1 million compared to $33.7 million for the fourth quarter of 2021.
  • Net income was $1.0 million and GAAP earnings per share was $0.01.
  • Adjusted EBITDA was $10.2 million, representing a 18.9% adjusted EBITDA margin.

Headline financials

Total Revenue

$132M

Previous: $108M+22.2%
EPS (adj)

$0.02

Previous: $0.02+0.0%
Capital Expenditures

$94K

Previous: $154K-39.0%
Free Cash Flow

$14.6M

Previous: -$18K+81377.8%
Net Income

$1M

Previous: $4.7M-78.7%
Operating Income

$1.54M

Previous: $311K+394.2%
Gross Profit

$41.1M

Previous: $33.7M+22.1%
Cash & Equivalents

$147M

Previous: $168M-12.5%
Total Assets

$462M

Previous: $473M-2.4%
Stock-Based Comp

$2.11M

Previous: $1.25M+69.0%

Revenue & EPS history

Paymentus · Revenue · Quarterly

$132M

Q4 2022+22.2%vs Q4 2021
Beat estimate in 14 of 15 quarters(93%)
ActualEstimate

Forward guidance

Paymentus expects revenue for the first quarter of 2023 to be between $136 million and $140 million, or 17% to 20% growth current quarter over prior year quarter. Paymentus expects revenue for the full year 2023 to be between $575 million and $600 million, or 16% to 21% growth year-over-year.

Tailwinds

  • Revenue for Q1 2023 is expected to grow 17% to 20% compared to the prior year quarter, with a range of $136 million to $140 million.
  • Contribution profit for Q1 2023 is anticipated to grow 8% to 12% compared to the prior year quarter, with a range of $51 million to $53 million.
  • Adjusted EBITDA for Q1 2023 is expected to be between $7 million and $8 million, resulting in an adjusted EBITDA margin of approximately 13% to 15%.
  • Revenue for the full year 2023 is expected to grow 16% to 21% year-over-year, with a range of $575 million to $600 million.
  • Contribution profit for the full year 2023 is anticipated to grow 11% to 18% year-over-year, with a range of $224 million to $237 million.

Headwinds

  • Adjusted EBITDA for the full year 2023 is expected to result in a margin of approximately 14% to 16%, implying a limited expansion from current levels.
  • The company does not reconcile its forward-looking guidance for non-GAAP measures because certain financial information is not available and cannot be reasonably estimated.
  • Future period non-GAAP guidance includes adjustments for items not indicative of the core operations.
  • Such adjustments may be affected by changes in ongoing assumptions, judgements, as well as nonrecurring, unusual or unanticipated charges, expenses or gains/losses or other items that may not directly correlate to the underlying performance of our business operations.
  • The exact amount of these adjustments is not currently determinable but may be significant.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

+5.3%

Avg return

Earnings day

+4.4%

Avg return

5 days after

+1.2%

Avg return

30 days after

58%

14 / 24 earnings

Positive

+27.4%

Q2 2023

Best reaction

-22.0%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.5%-4.0%-24.7%
Q4 2025-1.1%+0.3%+3.1%
Q3 2025+25.4%+30.9%+27.6%
Q1 2025+2.6%+8.0%+4.9%
Q4 2024+24.6%+20.2%+7.3%
Q3 2024+26.2%+25.1%+30.5%
Q2 2024+17.9%+20.4%+6.8%
Q1 2024-8.6%-10.8%-8.3%
Q4 2023+24.2%+21.4%+34.5%
Q3 2023+4.2%+5.0%+14.6%
Q2 2023+27.4%+32.6%+44.8%
Q1 2023+10.8%+10.0%+23.7%
Q4 2022+10.4%+11.9%-0.2%
Q3 2022+19.5%+18.2%-3.5%
Q2 2022-22.0%-22.4%-31.3%
Q1 2022-12.4%-15.6%-7.7%
Q4 2019-5.5%-5.2%-4.9%
Q4 2021-20.0%-28.9%-30.1%
Q3 2020+4.0%+6.2%+1.1%
Q3 2021+11.5%+8.4%+0.2%
Q1 2021-4.7%-7.5%-13.8%
Q2 2020-4.7%-7.5%-13.8%
Q4 2020-4.7%-7.5%-13.8%
Q2 2021+0.0%-4.9%-17.9%
Q1 2018
Q4 2017
Q3 2017
Q2 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016
Q4 2015
Q3 2015
Q2 2015
Q1 2015
Q4 2014
Q3 2014
Q2 2014
Q1 2014
Q4 2013
Q3 2013
Q2 2013
Q1 2013
Q4 2012
Q3 2012
Q2 2012
Q1 2012

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