NYSE$PAY
Paymentus Holdings Inc · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
Paymentus Holdings Inc reported 41.9% revenue growth for Q2 2025 driven by higher transaction volumes from new and existing billers.
Paymentus delivered revenue of $280.1 million in the second quarter of 2025, up from $197.4 million a year earlier, with net income rising to $14.7 million. Transaction volumes grew 25.2% year-over-year to 175.8 million. Gross margin declined to 25.5% due to a shift toward higher-volume enterprise clients with lower margins.
- Revenue increased 41.9% year-over-year to $280.1 million on 25.2% growth in transactions processed.
- Net income rose 57.1% to $14.7 million and diluted EPS increased to $0.11.
- Gross margin compressed to 25.5% from 29.8% due to customer mix shift toward large enterprise billers.
- Cash and cash equivalents grew to $266.4 million, supported by strong operating cash flow.
Headline financials
Revenue & EPS history
Paymentus · Revenue · Quarterly
$280M
Forward guidance
Management expects continued revenue growth from new biller implementations and existing client volume increases while monitoring macroeconomic pressures on consumer payment behavior.
Tailwinds
- Strong operating leverage with Adjusted EBITDA growth outpacing revenue.
- Robust free cash flow generation supporting balance sheet strength.
Headwinds
- Gross margin pressure from enterprise client mix.
- Ongoing economic uncertainty may affect payment patterns and interchange fees.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+5.3%
Avg return
Earnings day
+4.4%
Avg return
5 days after
+1.2%
Avg return
30 days after
58%
14 / 24 earnings
Positive
+27.4%
Q2 2023
Best reaction
-22.0%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | +2.5% | -4.0% | -24.7% | |
| Q4 2025 | -1.1% | +0.3% | +3.1% | |
| Q3 2025 | +25.4% | +30.9% | +27.6% | |
| Q1 2025 | +2.6% | +8.0% | +4.9% | |
| Q4 2024 | +24.6% | +20.2% | +7.3% | |
| Q3 2024 | +26.2% | +25.1% | +30.5% | |
| Q2 2024 | +17.9% | +20.4% | +6.8% | |
| Q1 2024 | -8.6% | -10.8% | -8.3% | |
| Q4 2023 | +24.2% | +21.4% | +34.5% | |
| Q3 2023 | +4.2% | +5.0% | +14.6% | |
| Q2 2023 | +27.4% | +32.6% | +44.8% | |
| Q1 2023 | +10.8% | +10.0% | +23.7% | |
| Q4 2022 | +10.4% | +11.9% | -0.2% | |
| Q3 2022 | +19.5% | +18.2% | -3.5% | |
| Q2 2022 | -22.0% | -22.4% | -31.3% | |
| Q1 2022 | -12.4% | -15.6% | -7.7% | |
| Q4 2019 | -5.5% | -5.2% | -4.9% | |
| Q4 2021 | -20.0% | -28.9% | -30.1% | |
| Q3 2020 | +4.0% | +6.2% | +1.1% | |
| Q3 2021 | +11.5% | +8.4% | +0.2% | |
| Q1 2021 | -4.7% | -7.5% | -13.8% | |
| Q2 2020 | -4.7% | -7.5% | -13.8% | |
| Q4 2020 | -4.7% | -7.5% | -13.8% | |
| Q2 2021 | +0.0% | -4.9% | -17.9% | |
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