NYSE$PAY

Paymentus Holdings Inc · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Paymentus reported Q3 2025, revenue of $310.7M, net income of $17.7M, diluted EPS of $0.14.

For Q3 2025, Paymentus reported revenue of $310.7M, net income of $17.7M, diluted EPS was $0.14. Management discusses operations, liquidity, and outlook in the quarterly filing.

  • Revenue $310.7M.
  • Net income $17.7M.
  • Diluted EPS $0.14.

Headline financials

Total Revenue

$311M

Previous: $232M+34.2%
EPS (adj)

$0.14

Previous: $0.11+27.3%
Transactions Processed

182.3M

Previous: 155.3M+17.4%
Adjusted EBITDA

$35.9M

Previous: $24.6M+45.9%
Adjusted EBITDA Margin

36.5%

Previous: 30.7%+18.9%
Adjusted Gross Profit

$81.1M

Previous: $66.2M+22.5%
Contribution Profit

$98.3M

Previous: $80M+22.8%
Capital Expenditures

-$279K

Previous: -$376K+25.8%
Net Income

$17.7M

Previous: $14.4M+23.0%
Operating Income

$19.9M

Previous: $12.1M+64.3%
Gross Profit

$74.8M

Previous: $60.7M+23.4%

Revenue & EPS history

Paymentus · Revenue · Quarterly

$311M

Q3 2025+34.2%vs Q3 2024
Beat estimate in 14 of 16 quarters(88%)
ActualEstimate

Forward guidance

The filing discusses Paymentus's outlook, including capital allocation, operating priorities, and market risks relevant to the reported quarter.

Tailwinds

  • Paymentus cites operational priorities and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+5.3%

Avg return

Earnings day

+4.4%

Avg return

5 days after

+1.2%

Avg return

30 days after

58%

14 / 24 earnings

Positive

+27.4%

Q2 2023

Best reaction

-22.0%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2025———
Q1 2026+2.5%-4.0%-24.7%
Q4 2025-1.1%+0.3%+3.1%
Q3 2025+25.4%+30.9%+27.6%
Q1 2025+2.6%+8.0%+4.9%
Q4 2024+24.6%+20.2%+7.3%
Q3 2024+26.2%+25.1%+30.5%
Q2 2024+17.9%+20.4%+6.8%
Q1 2024-8.6%-10.8%-8.3%
Q4 2023+24.2%+21.4%+34.5%
Q3 2023+4.2%+5.0%+14.6%
Q2 2023+27.4%+32.6%+44.8%
Q1 2023+10.8%+10.0%+23.7%
Q4 2022+10.4%+11.9%-0.2%
Q3 2022+19.5%+18.2%-3.5%
Q2 2022-22.0%-22.4%-31.3%
Q1 2022-12.4%-15.6%-7.7%
Q4 2019-5.5%-5.2%-4.9%
Q4 2021-20.0%-28.9%-30.1%
Q3 2020+4.0%+6.2%+1.1%
Q3 2021+11.5%+8.4%+0.2%
Q1 2021-4.7%-7.5%-13.8%
Q2 2020-4.7%-7.5%-13.8%
Q4 2020-4.7%-7.5%-13.8%
Q2 2021+0.0%-4.9%-17.9%
Q1 2018———
Q4 2017———
Q3 2017———
Q2 2017———
Q1 2017———
Q4 2016———
Q3 2016———
Q2 2016———
Q1 2016———
Q4 2015———
Q3 2015———
Q2 2015———
Q1 2015———
Q4 2014———
Q3 2014———
Q2 2014———
Q1 2014———
Q4 2013———
Q3 2013———
Q2 2013———
Q1 2013———
Q4 2012———
Q3 2012———
Q2 2012———
Q1 2012———

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