NYSE$NNI

Nelnet Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Reported GAAP net income and strong operating results.

Nelnet reported a strong second quarter in 2024, with GAAP net income of $45.1 million, or $1.23 per share, compared to $27.4 million, or $0.73 per share, for the same period a year ago. The company's operating results and cash generation from its businesses continue to be strong, and it is capitalizing on market opportunities through loan acquisitions and strategic investments.

  • Nelnet reported GAAP net income of $45.1 million, or $1.23 per share.
  • Net income, excluding derivative market value adjustments, was $43.9 million, or $1.20 per share.
  • The company began earning revenue under its new Unified Servicing and Data Solution (USDS) contract on April 1, 2024.
  • Nelnet's Board of Directors declared a third-quarter cash dividend of $0.28 per share.

Headline financials

Total Revenue

$66.4M

Previous: $50.9M+30.5%
EPS

$1.23

Previous: $0.71+73.2%
Total loans serviced

$524B

Previous: $559B-6.3%
Capital Expenditures

-$33.8M

Previous: -$37.3M+9.2%
Free Cash Flow

$11.2M

Previous: -$8.99M+225.2%
Net Income

$45.1M

Previous: $28.3M+59.5%
Operating Income

-$260M

Previous: -$264M+1.4%
Gross Profit

$18.1M

Previous: $1.35M+1241.7%
Cash & Equivalents

$145M

Previous: $122M+19.5%
Total Assets

$14.5B

Previous: $17.8B-18.6%
Stock-Based Comp

$2.84M

Previous: $3.97M-28.5%

Revenue & EPS history

Nelnet · Revenue · Quarterly

$66.4M

Q2 2024+30.5%vs Q2 2023
Beat estimate in 4 of 14 quarters(29%)
ActualEstimate

Revenue by segment

Nelnet · $242M total across 2 segments · Q3 2023

  • Loan Servicing & Systems
    $128M-4.7%
  • EdTech & Payments
    $114M+6.5%

Forward guidance

Nelnet's forward-looking statements involve risks and uncertainties that could cause actual results to differ materially. The company disclaims any commitment to update forward-looking statements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.9%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+0.9%

Avg return

30 days after

55%

36 / 65 earnings

Positive

+16.6%

Q3 2016

Best reaction

-11.3%

Q4 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%-13.6%-8.2%
Q4 2025-1.7%+3.5%-3.6%
Q3 2025+2.2%+0.1%+0.5%
Q1 2025+5.9%+10.6%+7.7%
Q4 2024+9.3%+6.7%-0.3%
Q3 2024-9.9%-12.5%-13.1%
Q2 2024+1.1%+2.6%+4.5%
Q1 2024+12.9%+13.9%+4.1%
Q4 2023-3.7%-3.1%+7.3%
Q3 2023-0.8%-3.1%-3.9%
Q2 2023-2.1%-4.1%-7.9%
Q1 2023-1.1%-0.9%+6.8%
Q4 2022-3.0%-2.5%-3.3%
Q3 2022+1.4%+8.2%+6.9%
Q2 2022-0.2%-2.3%-11.3%
Q1 2022-1.7%-0.8%+3.9%
Q4 2021+0.0%+1.6%+5.6%
Q3 2021-0.6%+1.8%+9.7%
Q2 2021+2.8%+2.5%+8.3%
Q1 2021-1.0%+2.9%-0.1%
Q4 2020+1.0%+2.7%+3.6%
Q3 2020+3.2%+13.8%+9.1%
Q2 2020+2.2%+1.8%+5.2%
Q1 2020-1.6%-2.8%+15.2%
Q4 2019-5.5%-10.1%-24.6%
Q3 2019-3.1%-1.9%-3.0%
Q2 2019+7.8%+6.8%+5.7%
Q1 2019+8.9%+6.0%+2.1%
Q4 2018+1.5%+1.2%+2.0%
Q3 2018-8.2%-3.9%-6.6%
Q2 2018-2.9%-3.1%-4.5%
Q1 2018+8.4%+8.9%+16.0%
Q4 2017+6.9%+6.7%+1.2%
Q3 2017-10.4%-10.9%-5.9%
Q2 2017-0.6%-5.3%-0.5%
Q1 2017-5.0%-9.1%-6.9%
Q4 2016-11.3%-8.9%-15.0%
Q3 2016+16.6%+23.7%+36.2%
Q2 2016-11.1%-11.7%-9.5%
Q1 2016-5.9%
Q4 2015+2.4%
Q3 2015-4.6%
Q2 2015+5.0%
Q1 2015-4.3%
Q4 2014-0.6%
Q3 2014-0.9%
Q2 2014+6.6%
Q1 2014-3.1%
Q4 2013+11.8%
Q3 2012+4.9%
Q3 2013+4.9%
Q2 2013+5.5%
Q1 2013+0.9%
Q4 2012+3.9%
Q2 2012+3.9%
Q1 2012-1.7%
Q1 2011-1.7%
Q4 2009+1.9%
Q4 2011+1.9%
Q2 2011+1.9%
Q3 2011+1.6%
Q3 2010+1.6%
Q2 2010+4.0%
Q4 2010+4.0%
Q1 2010+9.1%

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