NYSE$NNI

Nelnet Inc · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Nelnet reported an increase in GAAP net income and made strategic investments for long-term growth.

Nelnet reported GAAP net income of $85.1 million, or $2.26 per share, for the second quarter of 2022. The company made investments for long-term growth and value creation, including product and technology investments. Core loan servicing and payment processing businesses increased revenue and added customers.

  • GAAP net income was $85.1 million, or $2.26 per share.
  • Net income, excluding derivative market value adjustments, was $54.4 million, or $1.44 per share.
  • Loan Servicing and Systems segment revenue increased to $124.9 million.
  • Education Technology, Services, and Payment Processing segment revenue was $91.0 million.

Headline financials

Total Revenue

$345M

Previous: $303M+13.9%
EPS (adj)

$1.44

Previous: $2.20-34.5%
Total loans serviced

$590B

Previous: $507B+16.4%
Capital Expenditures

-$34.2M

Previous: -$28.8M-18.6%
Free Cash Flow

$51M

Previous: $55.1M-7.5%
Net Income

$85.1M

Previous: $83.9M+1.5%
Operating Income

$71.4M

Previous: $76.7M-6.8%
Gross Profit

$314M

Previous: $281M+11.7%
Cash & Equivalents

$128M

Previous: $213M-39.7%
Total Assets

$20.6B

Previous: $23B-10.4%
Stock-Based Comp

$3.25M

Previous: $2.93M+11.0%

Revenue & EPS history

Nelnet · Revenue · Quarterly

$345M

Q2 2022+13.9%vs Q2 2021
Beat estimate in 4 of 14 quarters(29%)
ActualEstimate

Revenue by segment

Nelnet · $216M total across 2 segments · Q2 2022

  • Loan Servicing & Systems
    $125M+11.4%
  • EdTech & Payments
    $91M+18.7%

Forward guidance

This press release contains forward-looking statements within the meaning of federal securities laws. These statements are based on management's current expectations as of the date of this release and are subject to known and unknown risks, uncertainties, assumptions, and other factors that may cause the actual results and performance to be materially different from any future results or performance expressed or implied by such forward-looking statements.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.9%

Avg return

Earnings day

+0.4%

Avg return

5 days after

+0.9%

Avg return

30 days after

55%

36 / 65 earnings

Positive

+16.6%

Q3 2016

Best reaction

-11.3%

Q4 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.5%-13.6%-8.2%
Q4 2025-1.7%+3.5%-3.6%
Q3 2025+2.2%+0.1%+0.5%
Q1 2025+5.9%+10.6%+7.7%
Q4 2024+9.3%+6.7%-0.3%
Q3 2024-9.9%-12.5%-13.1%
Q2 2024+1.1%+2.6%+4.5%
Q1 2024+12.9%+13.9%+4.1%
Q4 2023-3.7%-3.1%+7.3%
Q3 2023-0.8%-3.1%-3.9%
Q2 2023-2.1%-4.1%-7.9%
Q1 2023-1.1%-0.9%+6.8%
Q4 2022-3.0%-2.5%-3.3%
Q3 2022+1.4%+8.2%+6.9%
Q2 2022-0.2%-2.3%-11.3%
Q1 2022-1.7%-0.8%+3.9%
Q4 2021+0.0%+1.6%+5.6%
Q3 2021-0.6%+1.8%+9.7%
Q2 2021+2.8%+2.5%+8.3%
Q1 2021-1.0%+2.9%-0.1%
Q4 2020+1.0%+2.7%+3.6%
Q3 2020+3.2%+13.8%+9.1%
Q2 2020+2.2%+1.8%+5.2%
Q1 2020-1.6%-2.8%+15.2%
Q4 2019-5.5%-10.1%-24.6%
Q3 2019-3.1%-1.9%-3.0%
Q2 2019+7.8%+6.8%+5.7%
Q1 2019+8.9%+6.0%+2.1%
Q4 2018+1.5%+1.2%+2.0%
Q3 2018-8.2%-3.9%-6.6%
Q2 2018-2.9%-3.1%-4.5%
Q1 2018+8.4%+8.9%+16.0%
Q4 2017+6.9%+6.7%+1.2%
Q3 2017-10.4%-10.9%-5.9%
Q2 2017-0.6%-5.3%-0.5%
Q1 2017-5.0%-9.1%-6.9%
Q4 2016-11.3%-8.9%-15.0%
Q3 2016+16.6%+23.7%+36.2%
Q2 2016-11.1%-11.7%-9.5%
Q1 2016-5.9%
Q4 2015+2.4%
Q3 2015-4.6%
Q2 2015+5.0%
Q1 2015-4.3%
Q4 2014-0.6%
Q3 2014-0.9%
Q2 2014+6.6%
Q1 2014-3.1%
Q4 2013+11.8%
Q3 2012+4.9%
Q3 2013+4.9%
Q2 2013+5.5%
Q1 2013+0.9%
Q4 2012+3.9%
Q2 2012+3.9%
Q1 2012-1.7%
Q1 2011-1.7%
Q4 2009+1.9%
Q4 2011+1.9%
Q2 2011+1.9%
Q3 2011+1.6%
Q3 2010+1.6%
Q2 2010+4.0%
Q4 2010+4.0%
Q1 2010+9.1%

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