NYSE$MBI

MBIA Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

Grupo Fleury reported strong revenue growth and improved profitability in the fourth quarter of 2024, driven by strategic acquisitions and operational efficiencies.

Grupo Fleury achieved a gross revenue of R$ 2.0 billion in 4Q24, an 8.7% increase over 4Q23, with EBITDA reaching R$ 405.5 million (22.0% margin) and Net Income of R$ 84.0 million. The company demonstrated consistent performance across its segments, with significant growth in mobile services and B2B diagnostic medicine, while maintaining a solid financial structure with reduced leverage.

  • Gross Revenue reached R$ 1,994.3 million in 4Q24, an 8.7% increase compared to 4Q23.
  • EBITDA for 4Q24 was R$ 405.5 million, with a margin of 22.0%, showing a 7.9% growth over 4Q23.
  • Net Income for 4Q24 stood at R$ 84.0 million, a 3.3% increase from 4Q23, with a net margin of 4.6%.
  • The company's leverage decreased to 1.0x Net Debt/EBITDA by the end of 2024, down from 1.2x in 2023.

Headline financials

Total Revenue

$1.99B

Previous: -$31M+6533.2%
EPS (adj)

$0.15

Previous: -$0.16+196.3%
Capital Expenditures

$0.00

Previous: $0.00
Free Cash Flow

$252M

No prior period
Net Income

$84M

Previous: -$138M+160.9%
Operating Income

$201M

No prior period
Gross Profit

$454M

Previous: -$31M+1563.3%

Revenue & EPS history

MBIA · Revenue · Quarterly

$1.99B

Q4 2024-6,533.2%vs Q4 2023
Beat estimate in 10 of 14 quarters(71%)
ActualEstimate

Forward guidance

The company did not provide specific forward-looking financial guidance for 2025. However, it emphasized its commitment to disciplined capital allocation, continued evaluation of strategic opportunities, and strengthening its position as a leading healthcare provider in Brazil through integrated and sustainable solutions.

Tailwinds

  • Continued focus on operational efficiency and financial strength.
  • Strategic acquisitions like Grupo São Lucas and Confiance Diagnostic Medicine are expected to enhance geographic reach and operational synergies.
  • Ongoing innovation in integrated centers and digital solutions to improve customer experience and productivity.
  • Strong financial structure with lower debt levels and effective financial debt management.
  • Commitment to expanding its portfolio of services and market presence.

Headwinds

  • No specific negative forward guidance was provided in the report.
  • The report does not detail potential macroeconomic challenges that could impact future performance.
  • No explicit mention of expected changes in regulatory environment or healthcare policies.
  • No specific targets or ranges for future revenue, EBITDA, or net income were disclosed.
  • The report does not address potential competitive pressures or market saturation in key segments.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

-0.3%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.9%

Avg return

30 days after

45%

30 / 66 earnings

Positive

+32.5%

Q3 2017

Best reaction

-20.6%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025+3.3%-3.2%-8.6%
Q3 2025+9.0%+11.4%+8.6%
Q1 2025-1.3%-8.8%-6.7%
Q4 2024-13.5%-21.7%-28.6%
Q3 2024+4.2%+11.8%+56.4%
Q1 2024-9.3%-10.6%-20.4%
Q4 2023-4.4%-5.3%-1.0%
Q3 2023-6.5%-5.7%+4.2%
Q2 2023-1.7%+1.4%-6.0%
Q1 2023-17.5%-17.5%-9.7%
Q4 2022-10.0%-8.4%-34.1%
Q3 2022+6.3%+7.8%+15.1%
Q2 2022-16.1%-5.8%-7.6%
Q1 2022-9.6%-7.1%+10.3%
Q4 2021-20.6%-9.3%-0.1%
Q3 2021-0.7%+1.0%-26.1%
Q2 2021-8.4%-8.1%-15.8%
Q1 2021-12.9%-9.5%+2.6%
Q4 2020-1.6%+5.2%+31.8%
Q3 2020+10.4%+4.6%+27.0%
Q2 2020-0.6%+5.5%+2.3%
Q1 2020-13.3%-17.4%-3.6%
Q4 2019-2.7%-2.3%-10.2%
Q3 2019+10.5%+7.4%-2.4%
Q2 2019-4.6%+0.0%+1.9%
Q1 2019+5.5%-4.7%-5.6%
Q4 2018+6.6%+7.0%-4.3%
Q3 2018-3.2%-9.4%-15.2%
Q2 2018+8.3%+3.3%-0.2%
Q1 2018+2.3%+3.5%+12.4%
Q4 2017+1.1%+7.4%+15.9%
Q3 2017+32.5%+32.6%+20.6%
Q2 2017+3.0%+3.7%+0.0%
Q1 2017+10.8%+3.3%+10.0%
Q4 2016-3.5%-7.2%-17.9%
Q3 2016+7.9%+17.6%+45.1%
Q2 2016-1.1%-4.7%-6.4%
Q1 2016+0.7%
Q4 2015+9.5%
Q3 2015+2.5%
Q2 2015-0.5%
Q1 2015+4.0%
Q4 2014+3.1%
Q3 2014+1.9%
Q2 2014+1.8%
Q1 2014+2.1%
Q4 2013+9.5%
Q3 2013+5.4%
Q2 2013-5.6%
Q1 2013-0.4%
Q4 2012-2.3%
Q3 2012-12.4%
Q4 2011+11.2%
Q2 2012+11.2%
Q1 2012+3.0%
Q3 2011-5.4%
Q2 2011-0.3%
Q1 2010-3.8%
Q1 2011-1.8%
Q4 2008-6.2%
Q4 2009-6.2%
Q4 2010-6.2%
Q3 2010-4.9%
Q3 2009-4.9%
Q2 2010+8.2%
Q2 2009+8.2%

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