NYSE$MBI

MBIA Inc · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Reported a consolidated GAAP net loss due to favorable variances of loss and loss adjustment expenses at MBIA Insurance Corporation and mark-to-market gains and losses on interest rate swaps in the Corporate segment.

MBIA Inc. reported a consolidated GAAP net loss of $106 million, or $(2.16) per diluted common share, for the first quarter of 2021, compared to a net loss of $333 million, or $(4.62) per diluted common share, for the first quarter of 2020.

  • The lower net loss was primarily due to favorable variances of loss and loss adjustment expenses at MBIA Insurance Corporation and mark-to-market gains and losses on interest rate swaps in the Corporate segment.
  • Loss and loss adjustment expenses at MBIA Insurance Corp. reflected a net benefit in the first quarter of 2021, primarily on first-lien RMBS exposure.
  • Loss and loss adjustment expenses at National increased versus the first quarter of 2020, primarily due to additional losses on certain Puerto Rico exposures.
  • MBIA Inc.’s liquidity position totaled $298 million as of March 31, 2021.

Headline financials

Total Revenue

$72M

Previous: $20M+260.0%
EPS (adj)

-$2.36

Previous: -$0.65-263.1%
Free Cash Flow

-$106M

No prior period
Net Income

-$106M

Previous: -$333M+68.2%
Operating Income

$44M

No prior period
Gross Profit

$72M

Previous: -$26M+376.9%
Cash & Equivalents

$116M

Previous: $212M-45.3%
Total Assets

$5.38B

Previous: $6.63B-19.0%

Revenue & EPS history

MBIA · Revenue · Quarterly

$72M

Q1 2021+260%vs Q1 2020
Beat estimate in 14 of 16 quarters(88%)
ActualEstimate

Forward guidance

MBIA Inc.’s highest priority continues to be the resolution of National’s Puerto Rico exposure and they remain cautiously optimistic about the resolution of these insurance obligations.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

-0.3%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.9%

Avg return

30 days after

45%

30 / 66 earnings

Positive

+32.5%

Q3 2017

Best reaction

-20.6%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025+3.3%-3.2%-8.6%
Q3 2025+9.0%+11.4%+8.6%
Q1 2025-1.3%-8.8%-6.7%
Q4 2024-13.5%-21.7%-28.6%
Q3 2024+4.2%+11.8%+56.4%
Q1 2024-9.3%-10.6%-20.4%
Q4 2023-4.4%-5.3%-1.0%
Q3 2023-6.5%-5.7%+4.2%
Q2 2023-1.7%+1.4%-6.0%
Q1 2023-17.5%-17.5%-9.7%
Q4 2022-10.0%-8.4%-34.1%
Q3 2022+6.3%+7.8%+15.1%
Q2 2022-16.1%-5.8%-7.6%
Q1 2022-9.6%-7.1%+10.3%
Q4 2021-20.6%-9.3%-0.1%
Q3 2021-0.7%+1.0%-26.1%
Q2 2021-8.4%-8.1%-15.8%
Q1 2021-12.9%-9.5%+2.6%
Q4 2020-1.6%+5.2%+31.8%
Q3 2020+10.4%+4.6%+27.0%
Q2 2020-0.6%+5.5%+2.3%
Q1 2020-13.3%-17.4%-3.6%
Q4 2019-2.7%-2.3%-10.2%
Q3 2019+10.5%+7.4%-2.4%
Q2 2019-4.6%+0.0%+1.9%
Q1 2019+5.5%-4.7%-5.6%
Q4 2018+6.6%+7.0%-4.3%
Q3 2018-3.2%-9.4%-15.2%
Q2 2018+8.3%+3.3%-0.2%
Q1 2018+2.3%+3.5%+12.4%
Q4 2017+1.1%+7.4%+15.9%
Q3 2017+32.5%+32.6%+20.6%
Q2 2017+3.0%+3.7%+0.0%
Q1 2017+10.8%+3.3%+10.0%
Q4 2016-3.5%-7.2%-17.9%
Q3 2016+7.9%+17.6%+45.1%
Q2 2016-1.1%-4.7%-6.4%
Q1 2016+0.7%
Q4 2015+9.5%
Q3 2015+2.5%
Q2 2015-0.5%
Q1 2015+4.0%
Q4 2014+3.1%
Q3 2014+1.9%
Q2 2014+1.8%
Q1 2014+2.1%
Q4 2013+9.5%
Q3 2013+5.4%
Q2 2013-5.6%
Q1 2013-0.4%
Q4 2012-2.3%
Q3 2012-12.4%
Q4 2011+11.2%
Q2 2012+11.2%
Q1 2012+3.0%
Q3 2011-5.4%
Q2 2011-0.3%
Q1 2010-3.8%
Q1 2011-1.8%
Q4 2008-6.2%
Q4 2009-6.2%
Q4 2010-6.2%
Q3 2010-4.9%
Q3 2009-4.9%
Q2 2010+8.2%
Q2 2009+8.2%

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