NYSE$KEY

KeyCorp · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported a net loss due to charges related to the loss on the sale of securities, while underlying results showed solid momentum in client relationships, deposits, and business-related fees.

KeyCorp reported a net loss of $(447) million for Q3 2024, or $(0.47) per diluted common share, but an adjusted net income of $290 million, or $0.30 per diluted common share. The results were impacted by a $737 million after-tax charge related to the loss on the sale of securities. Net interest income increased by 7% quarter-over-quarter, and average deposits were up 2.5%.

  • Received initial $821 million tranche of strategic minority investment from Scotiabank.
  • Common Equity Tier 1 ratio of 10.8% and Tangible Common Equity ratio of 6.2%.
  • Net interest income up 7% quarter-over-quarter, with average deposits up 2.5%.
  • Continued strong fee momentum across investment banking, commercial mortgage servicing, commercial payments, and wealth management.

Headline financials

Total Revenue

$695M

Previous: $1.57B-55.6%
EPS (adj)

$0.30

Previous: $0.29+3.4%
Capital Expenditures

-$17M

No prior period
Free Cash Flow

-$410M

Previous: $303M-235.3%
Net Income

-$410M

Previous: $303M-235.3%
Operating Income

-$918M

Previous: $58M-1682.8%
Gross Profit

$600M

Previous: $1.49B-59.6%
Cash & Equivalents

$1.28B

Previous: $766M+66.6%
Total Assets

$190B

Previous: $188B+1.0%
Stock-Based Comp

$23M

Previous: $27M-14.8%

Revenue & EPS history

KeyCorp · Revenue · Quarterly

$695M

Q3 2024-55.6%vs Q3 2023
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

KeyCorp · $1.57B total across 3 segments · Q3 2023

  • Consumer Bank
    $791M-11.2%
  • Commercial Bank
    $790M-11.1%
  • Other
    -$15M-114.2%

Forward guidance

KeyCorp anticipates further net interest income tailwinds and a stable-to-improved credit outlook.

Tailwinds

  • Strong pipelines in investment banking and debt placement.
  • Continued momentum in wealth management and commercial payments.
  • Expected further net interest income tailwinds in the quarters ahead.
  • Stable-to-improved credit outlook.
  • Completion of the final tranche of the equity financing in the first quarter of 2025, subject to Fed approval.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-0.4%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

49%

36 / 73 earnings

Positive

+8.2%

Q3 2016

Best reaction

-9.4%

Q2 2009

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-0.3%+2.5%-2.4%
Q1 2026-0.4%+2.5%-2.4%
Q3 2025-5.5%-1.1%-0.6%
Q2 2025+0.4%-0.4%+4.6%
Q1 2025+1.4%+0.7%+18.2%
Q4 2024-5.5%-3.4%-3.9%
Q3 2024-2.0%-3.0%+8.2%
Q2 2024-3.8%-2.2%+1.1%
Q1 2024+1.4%+2.0%+6.7%
Q4 2023+0.7%+4.1%+1.7%
Q3 2023-7.4%-8.1%+15.4%
Q2 2023+0.2%+1.8%-5.1%
Q1 2023-6.4%-15.3%-20.7%
Q4 2022+1.2%+4.0%+11.1%
Q3 2022+2.5%+7.8%+12.9%
Q2 2022-0.6%-2.8%+6.4%
Q1 2022-4.8%-8.5%-15.8%
Q4 2021-3.1%-2.7%+0.2%
Q3 2021+1.3%+0.7%-1.5%
Q2 2021+5.0%+3.3%+6.8%
Q1 2021+0.1%+1.7%+11.8%
Q4 2020-0.5%-4.5%+10.2%
Q3 2020+0.0%-0.6%+17.2%
Q2 2020+2.2%-0.4%-1.6%
Q1 2020+4.8%+0.1%-5.7%
Q4 2019-1.7%-2.7%+0.3%
Q3 2019+0.5%+2.5%+7.2%
Q2 2019+6.2%+6.6%-4.6%
Q1 2019-1.0%+0.1%-2.4%
Q4 2018+0.6%+0.9%+4.5%
Q3 2018-4.8%-7.5%-2.4%
Q2 2018+1.1%+3.2%+6.4%
Q1 2018+5.2%+6.4%+7.3%
Q4 2017-0.5%+1.6%-1.1%
Q3 2017-0.5%-0.6%-1.5%
Q2 2017-5.5%-3.1%-7.8%
Q1 2017+4.5%+7.2%+2.1%
Q4 2016-1.5%-0.4%+4.6%
Q3 2016+8.2%+7.4%+33.7%
Q2 2016-0.9%+0.2%+5.0%
Q1 2016+3.6%
Q4 2015+1.1%
Q3 2015+3.9%
Q2 2015-2.3%
Q1 2015-0.7%
Q4 2014+7.6%
Q3 2014-5.4%
Q2 2014-3.5%
Q1 2014+0.9%
Q4 2013-8.6%
Q3 2013+5.8%
Q2 2013+3.3%
Q1 2013-1.3%
Q4 2012-0.1%
Q3 2012+3.9%
Q4 2011+3.4%
Q2 2012+0.8%
Q1 2012-1.5%
Q3 2011+2.5%
Q2 2011-8.5%
Q1 2011+0.2%
Q4 2009+1.1%
Q4 2010+1.1%
Q3 2010-1.2%
Q2 2010-1.1%
Q1 2009-7.7%
Q1 2010+0.5%
Q4 2007-1.5%
Q3 2009+5.8%
Q3 2008+5.8%
Q2 2008-9.4%
Q2 2009-9.4%
Q4 2008-9.4%

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