NYSE$KEY

KeyCorp · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

Net income of $159 million was reported, driven by record revenue and positive momentum in capital markets.

KeyCorp reported a net income of $159 million, or $0.16 per diluted common share, for the second quarter of 2020. The results reflect a provision for credit losses of $482 million and were impacted by the COVID-19 pandemic. Record revenue was achieved, driven by strength in fees.

  • Net income of $159 million, or $.16 per diluted common share
  • Provision for credit losses of $482 million, exceeding net charge-offs by $386 million
  • Record revenue, up 17% from prior quarter
  • Common Equity Tier 1 of 9.1%, within targeted range

Headline financials

Total Revenue

$1.72B

Previous: $1.61B+6.6%
EPS (adj)

$0.16

Previous: $0.44-63.6%
Net Interest Margin

2.8%

No prior period
Net Charge-offs to Loans

0.4%

No prior period
CET1 Ratio

9.1%

No prior period
Free Cash Flow

$187M

Previous: $425M-56.0%
Net Income

$187M

Previous: $425M-56.0%
Operating Income

$723M

Previous: $877M-17.6%
Gross Profit

$1.24B

Previous: $1.54B-19.6%
Cash & Equivalents

$1.06B

Previous: $607M+74.5%
Total Assets

$171B

Previous: $145B+18.4%
Stock-Based Comp

$26M

Previous: $23M+13.0%

Revenue & EPS history

KeyCorp · Revenue · Quarterly

$1.72B

Q2 2020+6.6%vs Q2 2019
Beat estimate in 10 of 16 quarters(63%)
ActualEstimate

Revenue by segment

KeyCorp · $1.72B total across 3 segments · Q2 2020

  • Commercial Bank
    $847M
  • Consumer Bank
    $841M
  • Other
    $29M

Forward guidance

This earnings release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements do not relate strictly to historical or current facts.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2020

Historical avgQ2 2020

-0.4%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

49%

36 / 73 earnings

Positive

+8.2%

Q3 2016

Best reaction

-9.4%

Q2 2009

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-0.3%+2.5%-2.4%
Q1 2026-0.4%+2.5%-2.4%
Q3 2025-5.5%-1.1%-0.6%
Q2 2025+0.4%-0.4%+4.6%
Q1 2025+1.4%+0.7%+18.2%
Q4 2024-5.5%-3.4%-3.9%
Q3 2024-2.0%-3.0%+8.2%
Q2 2024-3.8%-2.2%+1.1%
Q1 2024+1.4%+2.0%+6.7%
Q4 2023+0.7%+4.1%+1.7%
Q3 2023-7.4%-8.1%+15.4%
Q2 2023+0.2%+1.8%-5.1%
Q1 2023-6.4%-15.3%-20.7%
Q4 2022+1.2%+4.0%+11.1%
Q3 2022+2.5%+7.8%+12.9%
Q2 2022-0.6%-2.8%+6.4%
Q1 2022-4.8%-8.5%-15.8%
Q4 2021-3.1%-2.7%+0.2%
Q3 2021+1.3%+0.7%-1.5%
Q2 2021+5.0%+3.3%+6.8%
Q1 2021+0.1%+1.7%+11.8%
Q4 2020-0.5%-4.5%+10.2%
Q3 2020+0.0%-0.6%+17.2%
Q2 2020+2.2%-0.4%-1.6%
Q1 2020+4.8%+0.1%-5.7%
Q4 2019-1.7%-2.7%+0.3%
Q3 2019+0.5%+2.5%+7.2%
Q2 2019+6.2%+6.6%-4.6%
Q1 2019-1.0%+0.1%-2.4%
Q4 2018+0.6%+0.9%+4.5%
Q3 2018-4.8%-7.5%-2.4%
Q2 2018+1.1%+3.2%+6.4%
Q1 2018+5.2%+6.4%+7.3%
Q4 2017-0.5%+1.6%-1.1%
Q3 2017-0.5%-0.6%-1.5%
Q2 2017-5.5%-3.1%-7.8%
Q1 2017+4.5%+7.2%+2.1%
Q4 2016-1.5%-0.4%+4.6%
Q3 2016+8.2%+7.4%+33.7%
Q2 2016-0.9%+0.2%+5.0%
Q1 2016+3.6%
Q4 2015+1.1%
Q3 2015+3.9%
Q2 2015-2.3%
Q1 2015-0.7%
Q4 2014+7.6%
Q3 2014-5.4%
Q2 2014-3.5%
Q1 2014+0.9%
Q4 2013-8.6%
Q3 2013+5.8%
Q2 2013+3.3%
Q1 2013-1.3%
Q4 2012-0.1%
Q3 2012+3.9%
Q4 2011+3.4%
Q2 2012+0.8%
Q1 2012-1.5%
Q3 2011+2.5%
Q2 2011-8.5%
Q1 2011+0.2%
Q4 2009+1.1%
Q4 2010+1.1%
Q3 2010-1.2%
Q2 2010-1.1%
Q1 2009-7.7%
Q1 2010+0.5%
Q4 2007-1.5%
Q3 2009+5.8%
Q3 2008+5.8%
Q2 2008-9.4%
Q2 2009-9.4%
Q4 2008-9.4%

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