NYSE$KEY

KeyCorp · Q1 2020 earnings

Q1 2020 earnings · · Investor relations

Briefing

Reported net income impacted by adoption of CECL accounting and COVID-19 market conditions.

KeyCorp reported a net income of $118 million, or $0.12 per diluted common share, for Q1 2020. The results reflect the adoption of the Current Expected Credit Losses (CECL) accounting methodology and the impact of COVID-19 and market-related valuation adjustments.

  • Q1 2020 results reflect the Current Expected Credit Losses accounting methodology; provision for credit losses exceeded net charge-offs by $275 million, or $.23 per share
  • $92 million, or $.08 per share, impact from market-related valuation adjustments
  • Capital and liquidity positioned to weather adverse operating environments
  • Performing critical role in providing capital and assistance to our clients; over 38,000 applications being processed for Paycheck Protection Program

Headline financials

Total Revenue

$1.47B

Previous: $1.52B-3.6%
EPS (adj)

$0.12

Previous: $0.40-70.0%
Net Interest Margin

3.0%

No prior period
Cash Efficiency Ratio

62.3%

No prior period
CET1 Ratio

8.9%

No prior period
ALLL to NPLs

215.0%

No prior period
Free Cash Flow

$146M

Previous: $407M-64.1%
Net Income

$146M

Previous: $407M-64.1%
Operating Income

$541M

Previous: $839M-35.5%
Gross Profit

$1.11B

Previous: $1.46B-24.1%
Cash & Equivalents

$865M

Previous: $611M+41.6%
Total Assets

$156B

Previous: $142B+10.4%
Stock-Based Comp

$25M

Previous: $25M+0.0%

Revenue & EPS history

KeyCorp · Revenue · Quarterly

$1.47B

Q1 2020-3.6%vs Q1 2019
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

KeyCorp · $1.47B total across 3 segments · Q1 2020

  • Consumer Bank
    $820M
  • Commercial Bank
    $629M
  • Other
    $17M

Forward guidance

This earnings release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements do not relate strictly to historical or current facts.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2020

Historical avgQ1 2020

-0.4%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

49%

36 / 73 earnings

Positive

+8.2%

Q3 2016

Best reaction

-9.4%

Q2 2009

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-0.3%+2.5%-2.4%
Q1 2026-0.4%+2.5%-2.4%
Q3 2025-5.5%-1.1%-0.6%
Q2 2025+0.4%-0.4%+4.6%
Q1 2025+1.4%+0.7%+18.2%
Q4 2024-5.5%-3.4%-3.9%
Q3 2024-2.0%-3.0%+8.2%
Q2 2024-3.8%-2.2%+1.1%
Q1 2024+1.4%+2.0%+6.7%
Q4 2023+0.7%+4.1%+1.7%
Q3 2023-7.4%-8.1%+15.4%
Q2 2023+0.2%+1.8%-5.1%
Q1 2023-6.4%-15.3%-20.7%
Q4 2022+1.2%+4.0%+11.1%
Q3 2022+2.5%+7.8%+12.9%
Q2 2022-0.6%-2.8%+6.4%
Q1 2022-4.8%-8.5%-15.8%
Q4 2021-3.1%-2.7%+0.2%
Q3 2021+1.3%+0.7%-1.5%
Q2 2021+5.0%+3.3%+6.8%
Q1 2021+0.1%+1.7%+11.8%
Q4 2020-0.5%-4.5%+10.2%
Q3 2020+0.0%-0.6%+17.2%
Q2 2020+2.2%-0.4%-1.6%
Q1 2020+4.8%+0.1%-5.7%
Q4 2019-1.7%-2.7%+0.3%
Q3 2019+0.5%+2.5%+7.2%
Q2 2019+6.2%+6.6%-4.6%
Q1 2019-1.0%+0.1%-2.4%
Q4 2018+0.6%+0.9%+4.5%
Q3 2018-4.8%-7.5%-2.4%
Q2 2018+1.1%+3.2%+6.4%
Q1 2018+5.2%+6.4%+7.3%
Q4 2017-0.5%+1.6%-1.1%
Q3 2017-0.5%-0.6%-1.5%
Q2 2017-5.5%-3.1%-7.8%
Q1 2017+4.5%+7.2%+2.1%
Q4 2016-1.5%-0.4%+4.6%
Q3 2016+8.2%+7.4%+33.7%
Q2 2016-0.9%+0.2%+5.0%
Q1 2016+3.6%
Q4 2015+1.1%
Q3 2015+3.9%
Q2 2015-2.3%
Q1 2015-0.7%
Q4 2014+7.6%
Q3 2014-5.4%
Q2 2014-3.5%
Q1 2014+0.9%
Q4 2013-8.6%
Q3 2013+5.8%
Q2 2013+3.3%
Q1 2013-1.3%
Q4 2012-0.1%
Q3 2012+3.9%
Q4 2011+3.4%
Q2 2012+0.8%
Q1 2012-1.5%
Q3 2011+2.5%
Q2 2011-8.5%
Q1 2011+0.2%
Q4 2009+1.1%
Q4 2010+1.1%
Q3 2010-1.2%
Q2 2010-1.1%
Q1 2009-7.7%
Q1 2010+0.5%
Q4 2007-1.5%
Q3 2009+5.8%
Q3 2008+5.8%
Q2 2008-9.4%
Q2 2009-9.4%
Q4 2008-9.4%

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