NYSE$KEY

KeyCorp · Q1 2024 earnings

Q1 2024 earnings · · Investor relations

Briefing

Reported net income of $183 million, with $0.20 earnings per share.

KeyCorp reported a solid start to 2024 with net income of $183 million, driven by strong investment banking performance and well-controlled expenses. Customer deposits increased, and key capital ratios improved.

  • Net income from continuing operations attributable to Key common shareholders was $183 million, or $0.20 per diluted common share.
  • Noninterest income increased by 6% year-over-year and linked quarter, driven by strength in investment banking and debt placement fees.
  • The company continued to strengthen its balance sheet by reducing reliance on wholesale funding and higher cost brokered deposits.
  • Common Equity Tier 1 ratio increased 120 basis points year-over-year to 10.3%.

Headline financials

Total Revenue

$1.53B

Previous: $1.71B-10.6%
EPS

$0.20

Previous: $0.30-33.3%
Net Interest Margin

2.0%

Previous: 2.5%-18.2%
Cash Efficiency Ratio

74.0%

No prior period
Net Charge-offs to Loans

0.3%

Previous: 0.1%+93.3%
CET1 Ratio

10.3%

Previous: 9.1%+13.2%
Leverage Ratio

9.1%

No prior period
Free Cash Flow

$219M

Previous: $312M-29.8%
Net Income

$219M

Previous: $312M-29.8%
Operating Income

-$25M

Previous: $548M-104.6%
Gross Profit

$1.43B

Previous: $1.58B-9.1%
Cash & Equivalents

$1.25B

Previous: $784M+59.1%
Total Assets

$187B

Previous: $198B-5.1%
Stock-Based Comp

$26M

Previous: $34M-23.5%

Revenue & EPS history

KeyCorp · Revenue · Quarterly

$1.53B

Q1 2024-10.6%vs Q1 2023
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

KeyCorp · $1.57B total across 3 segments · Q3 2023

  • Consumer Bank
    $791M-11.2%
  • Commercial Bank
    $790M-11.1%
  • Other
    -$15M-114.2%

Forward guidance

Key is back to playing offense. I remain excited for our future and believe our strong foundation positions us to deliver sound, profitable growth moving forward.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2024

Historical avgQ1 2024

-0.4%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+3.1%

Avg return

30 days after

49%

36 / 73 earnings

Positive

+8.2%

Q3 2016

Best reaction

-9.4%

Q2 2009

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025-0.3%+2.5%-2.4%
Q1 2026-0.4%+2.5%-2.4%
Q3 2025-5.5%-1.1%-0.6%
Q2 2025+0.4%-0.4%+4.6%
Q1 2025+1.4%+0.7%+18.2%
Q4 2024-5.5%-3.4%-3.9%
Q3 2024-2.0%-3.0%+8.2%
Q2 2024-3.8%-2.2%+1.1%
Q1 2024+1.4%+2.0%+6.7%
Q4 2023+0.7%+4.1%+1.7%
Q3 2023-7.4%-8.1%+15.4%
Q2 2023+0.2%+1.8%-5.1%
Q1 2023-6.4%-15.3%-20.7%
Q4 2022+1.2%+4.0%+11.1%
Q3 2022+2.5%+7.8%+12.9%
Q2 2022-0.6%-2.8%+6.4%
Q1 2022-4.8%-8.5%-15.8%
Q4 2021-3.1%-2.7%+0.2%
Q3 2021+1.3%+0.7%-1.5%
Q2 2021+5.0%+3.3%+6.8%
Q1 2021+0.1%+1.7%+11.8%
Q4 2020-0.5%-4.5%+10.2%
Q3 2020+0.0%-0.6%+17.2%
Q2 2020+2.2%-0.4%-1.6%
Q1 2020+4.8%+0.1%-5.7%
Q4 2019-1.7%-2.7%+0.3%
Q3 2019+0.5%+2.5%+7.2%
Q2 2019+6.2%+6.6%-4.6%
Q1 2019-1.0%+0.1%-2.4%
Q4 2018+0.6%+0.9%+4.5%
Q3 2018-4.8%-7.5%-2.4%
Q2 2018+1.1%+3.2%+6.4%
Q1 2018+5.2%+6.4%+7.3%
Q4 2017-0.5%+1.6%-1.1%
Q3 2017-0.5%-0.6%-1.5%
Q2 2017-5.5%-3.1%-7.8%
Q1 2017+4.5%+7.2%+2.1%
Q4 2016-1.5%-0.4%+4.6%
Q3 2016+8.2%+7.4%+33.7%
Q2 2016-0.9%+0.2%+5.0%
Q1 2016+3.6%
Q4 2015+1.1%
Q3 2015+3.9%
Q2 2015-2.3%
Q1 2015-0.7%
Q4 2014+7.6%
Q3 2014-5.4%
Q2 2014-3.5%
Q1 2014+0.9%
Q4 2013-8.6%
Q3 2013+5.8%
Q2 2013+3.3%
Q1 2013-1.3%
Q4 2012-0.1%
Q3 2012+3.9%
Q4 2011+3.4%
Q2 2012+0.8%
Q1 2012-1.5%
Q3 2011+2.5%
Q2 2011-8.5%
Q1 2011+0.2%
Q4 2009+1.1%
Q4 2010+1.1%
Q3 2010-1.2%
Q2 2010-1.1%
Q1 2009-7.7%
Q1 2010+0.5%
Q4 2007-1.5%
Q3 2009+5.8%
Q3 2008+5.8%
Q2 2008-9.4%
Q2 2009-9.4%
Q4 2008-9.4%

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