NYSE$AX
Axos Financial Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Reported record net income and EPS increased year-over-year.
Axos Financial, Inc. reported a strong fourth quarter and full fiscal year, with record net income for the fiscal year and increased earnings per share for the fourth quarter. The company's net interest income grew, driven by growth in average assets and a stable net interest margin.
- Net income for the quarter was $54.3 million, up 19.8% year-over-year.
- Earnings per diluted share were $0.90, a 20.0% increase year-over-year.
- Net interest income increased by 20.8% year-over-year.
- Loan originations for investment increased by 38.4% year-over-year.
Headline financials
Revenue & EPS history
Axos Financial · Revenue · Quarterly
$158M
Revenue by segment
Axos Financial · $161M total across 2 segments · Q4 2021
- Banking Business Segment$148M+2.1%92.1%
- Securities Business Segment$12.6M+37.1%7.9%
Forward guidance
Axos Financial did not provide specific forward guidance in this earnings report.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+1.4%
Avg return
Earnings day
+1.0%
Avg return
5 days after
+3.7%
Avg return
30 days after
67%
43 / 64 earnings
Positive
+15.8%
Q3 2020
Best reaction
-20.5%
Q1 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2026 | +1.7% | -8.7% | -9.9% | |
| Q2 2026 | +4.7% | +4.8% | -8.3% | |
| Q1 2026 | -0.4% | +1.8% | +3.6% | |
| Q3 2025 | +3.2% | +5.8% | +9.5% | |
| Q2 2025 | -4.2% | -4.8% | -7.7% | |
| Q1 2025 | +2.1% | -1.6% | +25.0% | |
| Q4 2024 | -4.7% | -12.3% | -10.4% | |
| Q3 2024 | +7.6% | +11.5% | +4.8% | |
| Q2 2024 | -2.5% | -6.3% | -8.4% | |
| Q1 2024 | -4.4% | -1.2% | +5.2% | |
| Q4 2023 | +3.3% | -3.1% | -11.9% | |
| Q3 2023 | +13.3% | +7.6% | +14.6% | |
| Q2 2023 | +14.8% | +15.3% | +14.0% | |
| Q1 2023 | +6.8% | +6.6% | +9.6% | |
| Q4 2022 | +0.7% | +2.2% | -4.2% | |
| Q3 2022 | -5.2% | -3.3% | -3.2% | |
| Q2 2022 | -2.6% | -0.2% | +2.9% | |
| Q1 2022 | +3.8% | +8.5% | +13.8% | |
| Q4 2021 | +0.2% | -0.1% | +3.9% | |
| Q3 2021 | -1.8% | -1.0% | +3.1% | |
| Q2 2021 | -0.8% | +6.9% | +17.9% | |
| Q1 2021 | +4.8% | +13.3% | +34.2% | |
| Q4 2020 | +9.9% | +7.7% | +23.5% | |
| Q3 2020 | +15.8% | +9.4% | +9.5% | |
| Q2 2020 | +1.2% | -0.8% | -11.4% | |
| Q1 2020 | -3.6% | -3.8% | -3.9% | |
| Q4 2019 | +8.6% | -1.2% | -5.5% | |
| Q3 2019 | -8.3% | -5.6% | -16.0% | |
| Q2 2019 | +7.8% | +9.8% | +13.3% | |
| Q1 2019 | -11.2% | -9.6% | -7.2% | |
| Q4 2018 | -7.3% | -7.0% | -10.1% | |
| Q3 2018 | -4.4% | -6.0% | -4.1% | |
| Q2 2018 | +7.8% | +9.6% | +13.5% | |
| Q1 2018 | -7.2% | -6.2% | -8.5% | |
| Q4 2017 | +6.0% | +12.1% | +4.2% | |
| Q3 2017 | -8.3% | -9.6% | -14.3% | |
| Q2 2017 | +3.8% | +2.6% | +13.0% | |
| Q1 2017 | -14.5% | -14.7% | +14.9% | |
| Q4 2016 | +5.3% | +11.5% | +34.6% | |
| Q3 2016 | +4.8% | — | — | |
| Q2 2016 | -5.0% | — | — | |
| Q1 2016 | -20.5% | — | — | |
| Q4 2015 | +8.5% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | +1.9% | — | — | |
| Q1 2015 | +0.8% | — | — | |
| Q4 2014 | +4.3% | — | — | |
| Q3 2014 | +2.1% | — | — | |
| Q2 2014 | +2.9% | — | — | |
| Q1 2014 | +9.8% | — | — | |
| Q4 2013 | +11.9% | — | — | |
| Q3 2013 | +1.9% | — | — | |
| Q2 2013 | -0.2% | — | — | |
| Q1 2013 | +0.4% | — | — | |
| Q4 2010 | +2.3% | — | — | |
| Q4 2012 | +5.6% | — | — | |
| Q3 2011 | +1.7% | — | — | |
| Q3 2012 | +1.7% | — | — | |
| Q2 2012 | +1.1% | — | — | |
| Q2 2011 | +1.1% | — | — | |
| Q4 2011 | +2.2% | — | — | |
| Q1 2012 | +2.2% | — | — | |
| Q1 2011 | +2.2% | — | — | |
| Q3 2010 | +2.8% | — | — |
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