NYSE$AX
Axos Financial Inc · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
Reported record results with diluted earnings per share up 12.5% year-over-year.
Axos Financial, Inc. reported a strong first quarter for fiscal year 2022, with net income of $60.2 million, a 13.6% increase from the previous year. The company saw growth in net loans and net interest margin, driven by robust originations and reduced funding costs. Strong profitability and returns were reflected in the return on assets, return on equity, and efficiency ratio for the banking business segment.
- Net income increased by 13.6% to $60.2 million compared to the same quarter last year.
- Diluted earnings per share increased by 12.5% year-over-year to $0.99.
- Net interest margin increased by 30 basis points linked quarter and 38 basis points year-over-year to 4.22%.
- Net loans increased by $464.2 million, or 16.3% annualized.
Headline financials
Revenue & EPS history
Axos Financial · Revenue · Quarterly
$173M
Revenue by segment
Axos Financial · $148M total across 2 segments · Q1 2022
- Banking Business Segment$142M-7.2%95.8%
- Securities Business Segment$6.18M-42.2%4.2%
Forward guidance
The press release does not contain specific forward guidance. Therefore, this section is left intentionally blank.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2022
+1.4%
Avg return
Earnings day
+1.0%
Avg return
5 days after
+3.7%
Avg return
30 days after
67%
43 / 64 earnings
Positive
+15.8%
Q3 2020
Best reaction
-20.5%
Q1 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q3 2026 | +1.7% | -8.7% | -9.9% | |
| Q2 2026 | +4.7% | +4.8% | -8.3% | |
| Q1 2026 | -0.4% | +1.8% | +3.6% | |
| Q3 2025 | +3.2% | +5.8% | +9.5% | |
| Q2 2025 | -4.2% | -4.8% | -7.7% | |
| Q1 2025 | +2.1% | -1.6% | +25.0% | |
| Q4 2024 | -4.7% | -12.3% | -10.4% | |
| Q3 2024 | +7.6% | +11.5% | +4.8% | |
| Q2 2024 | -2.5% | -6.3% | -8.4% | |
| Q1 2024 | -4.4% | -1.2% | +5.2% | |
| Q4 2023 | +3.3% | -3.1% | -11.9% | |
| Q3 2023 | +13.3% | +7.6% | +14.6% | |
| Q2 2023 | +14.8% | +15.3% | +14.0% | |
| Q1 2023 | +6.8% | +6.6% | +9.6% | |
| Q4 2022 | +0.7% | +2.2% | -4.2% | |
| Q3 2022 | -5.2% | -3.3% | -3.2% | |
| Q2 2022 | -2.6% | -0.2% | +2.9% | |
| Q1 2022 | +3.8% | +8.5% | +13.8% | |
| Q4 2021 | +0.2% | -0.1% | +3.9% | |
| Q3 2021 | -1.8% | -1.0% | +3.1% | |
| Q2 2021 | -0.8% | +6.9% | +17.9% | |
| Q1 2021 | +4.8% | +13.3% | +34.2% | |
| Q4 2020 | +9.9% | +7.7% | +23.5% | |
| Q3 2020 | +15.8% | +9.4% | +9.5% | |
| Q2 2020 | +1.2% | -0.8% | -11.4% | |
| Q1 2020 | -3.6% | -3.8% | -3.9% | |
| Q4 2019 | +8.6% | -1.2% | -5.5% | |
| Q3 2019 | -8.3% | -5.6% | -16.0% | |
| Q2 2019 | +7.8% | +9.8% | +13.3% | |
| Q1 2019 | -11.2% | -9.6% | -7.2% | |
| Q4 2018 | -7.3% | -7.0% | -10.1% | |
| Q3 2018 | -4.4% | -6.0% | -4.1% | |
| Q2 2018 | +7.8% | +9.6% | +13.5% | |
| Q1 2018 | -7.2% | -6.2% | -8.5% | |
| Q4 2017 | +6.0% | +12.1% | +4.2% | |
| Q3 2017 | -8.3% | -9.6% | -14.3% | |
| Q2 2017 | +3.8% | +2.6% | +13.0% | |
| Q1 2017 | -14.5% | -14.7% | +14.9% | |
| Q4 2016 | +5.3% | +11.5% | +34.6% | |
| Q3 2016 | +4.8% | — | — | |
| Q2 2016 | -5.0% | — | — | |
| Q1 2016 | -20.5% | — | — | |
| Q4 2015 | +8.5% | — | — | |
| Q3 2015 | -0.8% | — | — | |
| Q2 2015 | +1.9% | — | — | |
| Q1 2015 | +0.8% | — | — | |
| Q4 2014 | +4.3% | — | — | |
| Q3 2014 | +2.1% | — | — | |
| Q2 2014 | +2.9% | — | — | |
| Q1 2014 | +9.8% | — | — | |
| Q4 2013 | +11.9% | — | — | |
| Q3 2013 | +1.9% | — | — | |
| Q2 2013 | -0.2% | — | — | |
| Q1 2013 | +0.4% | — | — | |
| Q4 2010 | +2.3% | — | — | |
| Q4 2012 | +5.6% | — | — | |
| Q3 2011 | +1.7% | — | — | |
| Q3 2012 | +1.7% | — | — | |
| Q2 2012 | +1.1% | — | — | |
| Q2 2011 | +1.1% | — | — | |
| Q4 2011 | +2.2% | — | — | |
| Q1 2012 | +2.2% | — | — | |
| Q1 2011 | +2.2% | — | — | |
| Q3 2010 | +2.8% | — | — |
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