NYSE$ALL

Allstate Corp · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Allstate's Q2 2024 results were driven by strong operational execution, leading to improved underlying performance and profitability.

Allstate reported strong Q2 2024 results with revenues growing by 12% to $15.7 billion, driven by increased insurance premiums and higher investment income. Net income applicable to common shareholders was $301 million, with an adjusted net income of $1.61 per diluted common share. The Property-Liability profit improvement plan progressed, resulting in an underlying combined ratio of 85.3.

  • Total revenues increased by 12% year-over-year to $15.7 billion, driven by higher Property-Liability earned premiums and increased investment income.
  • Net income applicable to common shareholders was $301 million, a significant improvement compared to a net loss of $1.4 billion in the prior year quarter.
  • The Property-Liability combined ratio was 101.1, with an underlying combined ratio of 85.3, reflecting improvements in underwriting results and operating efficiencies.
  • National General's policies in force increased by 12% year-over-year, becoming one of the largest personal lines insurers serving the independent agent channel.

Headline financials

Total Revenue

$15.7B

Previous: $14B+12.4%
EPS

$1.13

Previous: -$4.42+125.6%
Capital Expenditures

-$97M

Previous: -$141M+31.2%
Free Cash Flow

$234M

Previous: -$1.49B+115.7%
Net Income

$331M

Previous: -$1.35B+124.5%
Operating Income

$11.6B

Previous: $10.3B+12.8%
Gross Profit

$13.7B

Previous: $12.2B+12.5%
Cash & Equivalents

$599M

Previous: $699M-14.3%
Total Assets

$108B

Previous: $101B+7.8%

Revenue & EPS history

Allstate · Revenue · Quarterly

$15.7B

Q2 2024+12.4%vs Q2 2023
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Allstate · $607M total across 4 segments · Q1 2023

  • Protection Plans
    $385M
  • Dealer Services
    $148M
  • Arity
    $37M
  • Identity Protection
    $37M

Forward guidance

Allstate is focused on executing its profit improvement plan and accelerating its Transformative Growth strategy. The company has strong financial flexibility, liquidity, and capital resources to support these initiatives.

Tailwinds

  • Profitability improvement plan execution.
  • Acceleration of Transformative Growth strategy.
  • Strong financial condition and capital position.
  • Sale of the Health and Benefits business is progressing.
  • Financial flexibility to continue to accelerate Transformative Growth.

Headwinds

  • Forward-looking statements are subject to uncertainty.
  • Actual results could differ materially from expectations if estimates are inaccurate.
  • Risks and uncertainties could impact future performance.
  • External factors may influence results.
  • Future performance depends on successful execution of plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

+0.3%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.1%

Avg return

30 days after

53%

39 / 73 earnings

Positive

+5.7%

Q2 2025

Best reaction

-9.9%

Q2 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.0%+2.9%-2.8%
Q4 2025+3.9%-2.9%+2.5%
Q3 2025+1.5%+6.5%+3.9%
Q2 2025+5.7%+6.9%+5.8%
Q1 2025-0.6%+1.8%+5.8%
Q4 2024-0.6%-1.9%+4.0%
Q3 2024-0.0%-2.3%+11.2%
Q2 2024+2.2%-2.6%+8.8%
Q1 2024-0.5%+0.0%-1.5%
Q4 2023+2.8%+1.3%-0.3%
Q3 2023+2.5%+1.9%+7.5%
Q2 2023-5.5%-2.5%-4.3%
Q1 2023+1.5%+3.3%-2.1%
Q4 2022+2.7%-7.6%-0.3%
Q3 2022-1.4%+2.4%+4.1%
Q2 2022-1.5%+2.2%+5.0%
Q1 2022+1.4%-0.6%+1.7%
Q4 2021+2.5%+5.1%+7.4%
Q3 2021-6.5%-6.5%-13.5%
Q2 2021-2.1%+1.5%+2.5%
Q1 2021+3.7%+5.2%+6.6%
Q4 2020-3.3%-3.1%+0.7%
Q3 2020-2.7%+1.0%+12.3%
Q2 2020-1.5%+0.7%-3.0%
Q1 2020+1.1%+0.4%+1.5%
Q4 2019+4.7%+4.5%-8.9%
Q3 2019-1.5%-0.7%+5.1%
Q2 2019+5.5%+2.7%+0.4%
Q1 2019-0.8%-1.4%-3.6%
Q4 2018+4.2%+4.1%+5.0%
Q3 2018-5.8%-5.3%-6.6%
Q2 2018+2.5%+3.4%+5.7%
Q1 2018-3.8%-3.4%-4.4%
Q4 2017-6.8%-6.1%-0.6%
Q3 2017+4.3%+5.6%+9.8%
Q2 2017+3.5%+3.5%-0.5%
Q1 2017+0.6%-0.9%+2.0%
Q4 2016+2.9%+3.8%+8.8%
Q3 2016+1.3%-0.5%+5.1%
Q2 2016+0.7%+1.6%+1.2%
Q1 2016+3.8%
Q4 2015+3.5%
Q3 2015+2.1%
Q2 2015-9.9%
Q1 2015-3.6%
Q4 2014+0.4%
Q3 2014+1.1%
Q2 2014+2.5%
Q1 2014+1.2%
Q4 2013+4.9%
Q3 2013-0.6%
Q2 2013+2.6%
Q1 2013-2.1%
Q4 2012+1.7%
Q3 2012-2.7%
Q4 2011+4.7%
Q2 2012+4.7%
Q1 2012+2.5%
Q3 2011-3.9%
Q2 2011-0.3%
Q1 2011-1.3%
Q4 2010-0.1%
Q3 2010-6.9%
Q2 2010-0.4%
Q1 2009+0.0%
Q1 2010+1.3%
Q4 2009-0.1%
Q4 2007-0.1%
Q3 2009-2.3%
Q3 2008-2.3%
Q2 2009+0.5%
Q2 2008+0.5%
Q4 2008+0.5%

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