NYSE$ALL

Allstate Corp · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Allstate's profitability was impacted by rising claim repair costs and prior year loss reserve development.

Allstate reported a net loss of $1.04 billion and an adjusted net loss of $209 million for Q2 2022, driven by rising claim repair costs, upward prior year loss reserve development, equity valuation declines, and losses on fixed income sales. The company is accelerating insurance price increases, implementing underwriting restrictions, and reducing advertising spend to improve profitability.

  • Total revenues decreased 3.4% to $12.2 billion due to net losses on investments and derivatives and lower net investment income.
  • Net loss applicable to common shareholders was $1.04 billion, compared to income of $1.60 billion in the prior year quarter.
  • Adjusted net loss was $209 million, or $(0.76) per diluted share, compared to adjusted net income of $1.15 billion in the prior year quarter.
  • Property-Liability earned premium increased 8.6% to $10.9 billion, driven by higher average premiums.

Headline financials

Total Revenue

$12.2B

Previous: $12.6B-3.4%
EPS (adj)

-$0.76

Previous: $3.79-120.1%
P&C Combined Ratio

107.9%

Previous: 95.7%+12.7%
Capital Expenditures

-$228M

Previous: -$197M-15.7%
Free Cash Flow

-$1.24B

Previous: $1.43B-187.0%
Net Income

-$1.02B

Previous: $1.63B-162.5%
Operating Income

$8.66B

Previous: $9.23B-6.2%
Gross Profit

$10.6B

Previous: $11.1B-4.4%
Cash & Equivalents

$766M

Previous: $656M+16.8%
Total Assets

$96.4B

Previous: $133B-27.4%

Revenue & EPS history

Allstate · Revenue · Quarterly

$12.2B

Q2 2022-3.4%vs Q2 2021
Beat estimate in 15 of 16 quarters(94%)
ActualEstimate

Revenue by segment

Allstate · $607M total across 4 segments · Q1 2023

  • Protection Plans
    $385M
  • Dealer Services
    $148M
  • Arity
    $37M
  • Identity Protection
    $37M

Forward guidance

Allstate is focused on restoring profitability to target levels while continuing to innovate and transform the company. They are accelerating insurance price increases, implementing underwriting restrictions in underperforming states, and reducing advertising spend to improve profitability and slow policy growth.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.3%

Avg return

Earnings day

+0.6%

Avg return

5 days after

+2.1%

Avg return

30 days after

53%

39 / 73 earnings

Positive

+5.7%

Q2 2025

Best reaction

-9.9%

Q2 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.0%+2.9%-2.8%
Q4 2025+3.9%-2.9%+2.5%
Q3 2025+1.5%+6.5%+3.9%
Q2 2025+5.7%+6.9%+5.8%
Q1 2025-0.6%+1.8%+5.8%
Q4 2024-0.6%-1.9%+4.0%
Q3 2024-0.0%-2.3%+11.2%
Q2 2024+2.2%-2.6%+8.8%
Q1 2024-0.5%+0.0%-1.5%
Q4 2023+2.8%+1.3%-0.3%
Q3 2023+2.5%+1.9%+7.5%
Q2 2023-5.5%-2.5%-4.3%
Q1 2023+1.5%+3.3%-2.1%
Q4 2022+2.7%-7.6%-0.3%
Q3 2022-1.4%+2.4%+4.1%
Q2 2022-1.5%+2.2%+5.0%
Q1 2022+1.4%-0.6%+1.7%
Q4 2021+2.5%+5.1%+7.4%
Q3 2021-6.5%-6.5%-13.5%
Q2 2021-2.1%+1.5%+2.5%
Q1 2021+3.7%+5.2%+6.6%
Q4 2020-3.3%-3.1%+0.7%
Q3 2020-2.7%+1.0%+12.3%
Q2 2020-1.5%+0.7%-3.0%
Q1 2020+1.1%+0.4%+1.5%
Q4 2019+4.7%+4.5%-8.9%
Q3 2019-1.5%-0.7%+5.1%
Q2 2019+5.5%+2.7%+0.4%
Q1 2019-0.8%-1.4%-3.6%
Q4 2018+4.2%+4.1%+5.0%
Q3 2018-5.8%-5.3%-6.6%
Q2 2018+2.5%+3.4%+5.7%
Q1 2018-3.8%-3.4%-4.4%
Q4 2017-6.8%-6.1%-0.6%
Q3 2017+4.3%+5.6%+9.8%
Q2 2017+3.5%+3.5%-0.5%
Q1 2017+0.6%-0.9%+2.0%
Q4 2016+2.9%+3.8%+8.8%
Q3 2016+1.3%-0.5%+5.1%
Q2 2016+0.7%+1.6%+1.2%
Q1 2016+3.8%
Q4 2015+3.5%
Q3 2015+2.1%
Q2 2015-9.9%
Q1 2015-3.6%
Q4 2014+0.4%
Q3 2014+1.1%
Q2 2014+2.5%
Q1 2014+1.2%
Q4 2013+4.9%
Q3 2013-0.6%
Q2 2013+2.6%
Q1 2013-2.1%
Q4 2012+1.7%
Q3 2012-2.7%
Q4 2011+4.7%
Q2 2012+4.7%
Q1 2012+2.5%
Q3 2011-3.9%
Q2 2011-0.3%
Q1 2011-1.3%
Q4 2010-0.1%
Q3 2010-6.9%
Q2 2010-0.4%
Q1 2009+0.0%
Q1 2010+1.3%
Q4 2009-0.1%
Q4 2007-0.1%
Q3 2009-2.3%
Q3 2008-2.3%
Q2 2009+0.5%
Q2 2008+0.5%
Q4 2008+0.5%

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