NYSE$AJG

Arthur J.Gallagher & Co · Q3 2021 earnings

Q3 2021 earnings · · Investor relations

Briefing

Arthur J. Gallagher's financial performance for Q3 2021 was reported, showing revenue growth and strategic acquisitions.

Arthur J. Gallagher & Co. reported strong Q3 2021 results, with a 17% increase in revenue for the brokerage and risk management segments combined, driven by 10% organic revenue growth. Net earnings increased by 22%, and adjusted EBITDAC grew by 13%. The company completed 5 tuck-in mergers and is on track to acquire Willis Towers Watson's treaty reinsurance brokerage operations in Q4 2021.

  • Core brokerage and risk management segments combined to post 17% growth in revenue.
  • Organic revenue growth was 10%.
  • Net earnings growth was 22%.
  • Adjusted EBITDAC growth was 13%.

Headline financials

Total Revenue

$2.14B

Previous: $1.85B+15.6%
EPS (adj)

$1.33

Previous: $1.08+23.1%
Capital Expenditures

-$103M

Previous: -$79.5M-29.8%
Free Cash Flow

$122M

Previous: $97.1M+25.5%
Net Income

$225M

Previous: $177M+27.5%
Operating Income

-$632M

Previous: -$522M-20.9%
Gross Profit

$1.77B

Previous: $1.53B+15.8%
Cash & Equivalents

$2.74B

Previous: $630M+334.2%
Total Assets

$26.9B

Previous: $21.8B+23.4%
Stock-Based Comp

$900K

Previous: $3.4M-73.5%

Revenue & EPS history

Arthur J. Gallagher · Revenue · Quarterly

$2.14B

Q3 2021+15.6%vs Q3 2020
Beat estimate in 15 of 16 quarters(94%)
ActualEstimate

Revenue by segment

Arthur J. Gallagher · $1.75B total across 2 segments · Q3 2021

  • Brokerage
    $1.5B+15.8%
  • Risk Management
    $248M+22.3%

Forward guidance

The company expects to see incrementally higher Brokerage segment costs in fourth quarter 2021, relative to the same quarter in 2020, of approximately $30 million.

Tailwinds

  • Global P/C rates remain firm.
  • Improved economic activity is leading to additional insured exposure units.
  • Positive policy endorsements.
  • Favorable mid-term policy adjustments.
  • Benefits and HR consulting business saw higher covered lives and growing demand for special project work resulting from the improving employment situation.

Headwinds

  • The pace of economic recovery accelerates, we could see expense increases greater than the estimate provided.
  • Changes in worldwide and national economic conditions, including the pace of economic recovery following COVID-19
  • Changes in premium rates and in insurance markets generally
  • Changes in the insurance brokerage industry’s competitive landscape.
  • The extent to which the pandemic impacts our business, operations and financial results will depend on numerous evolving factors, many of which are not within our control and that we may not be able to accurately predict

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2021

Historical avgQ3 2021

+0.6%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+3.1%

Avg return

30 days after

53%

36 / 68 earnings

Positive

+8.2%

Q4 2017

Best reaction

-4.6%

Q1 2014

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.7%-4.6%-2.6%
Q4 2025-3.3%+1.5%-7.2%
Q3 2025-0.7%-6.7%-11.6%
Q2 2025+0.0%+2.0%+6.5%
Q1 2025+4.1%+6.9%+9.4%
Q3 2024-2.1%-1.3%+5.3%
Q2 2024+3.4%+3.9%+4.9%
Q1 2024-1.1%-0.9%+6.4%
Q4 2023-2.5%-3.6%+2.5%
Q3 2023-1.2%+1.9%+9.4%
Q2 2023-1.6%-0.2%+3.6%
Q1 2023+1.3%+2.3%-0.8%
Q4 2022-1.7%-0.7%-6.3%
Q3 2022+7.2%+6.5%+13.3%
Q2 2022+3.3%-0.6%+8.3%
Q1 2022-3.9%-5.6%-5.6%
Q4 2021+0.9%+2.4%+4.0%
Q3 2021+3.4%+0.5%+0.6%
Q2 2021+1.3%+0.8%+4.5%
Q1 2021+3.5%+3.9%+4.7%
Q4 2020+2.0%+4.0%+5.9%
Q3 2020-0.6%+3.5%+11.1%
Q2 2020+2.6%+0.6%+0.2%
Q1 2020-2.7%+4.3%+18.3%
Q4 2019+3.8%+6.0%-1.3%
Q3 2019-0.8%-0.2%+1.8%
Q2 2019-0.0%-0.6%-4.7%
Q1 2019+1.3%+1.9%+2.7%
Q4 2018+5.5%+7.6%+10.2%
Q3 2018+3.8%+4.1%+7.5%
Q2 2018-0.4%+0.3%+1.4%
Q1 2018-1.9%-1.5%-5.3%
Q4 2017+8.2%+6.5%+5.9%
Q3 2017+0.0%+1.3%+4.6%
Q2 2017+1.3%+0.9%-0.5%
Q1 2017-1.0%-2.3%+1.4%
Q4 2016+1.5%+0.1%+5.7%
Q3 2016-0.4%-1.8%+6.9%
Q2 2016-0.6%-1.1%-1.0%
Q1 2016+2.0%
Q4 2015+1.9%
Q3 2015+0.8%
Q2 2015+1.2%
Q1 2015+1.6%
Q4 2014+2.6%
Q3 2014+3.1%
Q2 2014+0.1%
Q1 2014-4.6%
Q4 2013+1.2%
Q3 2013+0.2%
Q2 2013+1.7%
Q1 2013+0.3%
Q4 2011-0.3%
Q1 2010-0.3%
Q4 2012+1.8%
Q3 2012-0.6%
Q2 2012-0.2%
Q1 2012-0.6%
Q4 2010-1.6%
Q3 2011-3.2%
Q2 2011-3.0%
Q1 2011+1.0%
Q4 2008+0.6%
Q3 2010-0.5%
Q3 2009-0.5%
Q4 2009+1.2%
Q2 2009+1.2%
Q2 2010+1.2%

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