NYSE$PRG

Prog Holdings Inc · Q4 2022 earnings

Q4 2022 earnings · · Investor relations

Briefing

Prog Holdings' Q4 2022 financial performance was reported, exceeding expectations due to portfolio improvements and cost structure adjustments.

PROG Holdings reported consolidated revenues of $612.1 million and net earnings of $36.1 million for Q4 2022. The company's adjusted EBITDA increased 3.2% year-over-year to $74.4 million, and non-GAAP diluted EPS was $0.84, up 25% year-over-year.

  • Consolidated revenues reached $612.1 million.
  • Earnings before taxes were $53.7 million.
  • Adjusted EBITDA increased 3.2% year-over-year to $74.4 million, representing 12.2% of revenues.
  • Non-GAAP diluted EPS increased 25% year-over-year to $0.84.

Headline financials

Total Revenue

$612M

Previous: $647M-5.3%
EPS (adj)

$0.84

Previous: $0.67+25.4%
Capital Expenditures

$2.19M

Previous: $2.74M-20.2%
Free Cash Flow

-$42.9M

Previous: -$51.7M+17.1%
Net Income

$36.1M

Previous: $37.8M-4.5%
Operating Income

$62.4M

Previous: $56.8M+9.9%
Gross Profit

$207M

Previous: $196M+6.0%
Cash & Equivalents

$132M

Previous: $170M-22.5%
Total Assets

$1.49B

Previous: $1.62B-8.0%
Stock-Based Comp

-$12.2M

Previous: $6.55M-286.8%

Revenue & EPS history

Prog Holdings · Revenue · Quarterly

$612M

Q4 2022-5.3%vs Q4 2021
Beat estimate in 12 of 15 quarters(80%)
ActualEstimate

Revenue by segment

Prog Holdings · $594M total across 2 segments · Q4 2022

  • Progressive Leasing
    $593M-5.9%
  • Other
    $1.27M+345.3%

Forward guidance

The Company is issuing full year and Q1 2023 outlook for revenues, net earnings, adjusted EBITDA, GAAP diluted EPS, and non-GAAP diluted EPS. This outlook assumes a difficult operating environment with continued soft demand for consumer durable goods, no material changes in the Company's decisioning posture, and no impact from additional share repurchases.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2022

Historical avgQ4 2022

+0.6%

Avg return

Earnings day

+3.2%

Avg return

5 days after

+5.3%

Avg return

30 days after

57%

36 / 63 earnings

Positive

+24.2%

Q1 2020

Best reaction

-43.1%

Q1 2010

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+1.1%+24.2%+26.6%
Q4 2025+6.6%+12.7%-18.1%
Q3 2025-0.8%-3.5%-14.1%
Q1 2025-7.0%-2.6%+6.5%
Q3 2024-8.7%-8.6%+1.0%
Q2 2024+22.2%+29.9%+36.4%
Q1 2024+6.6%+5.2%+8.3%
Q4 2023-11.3%-9.2%+6.7%
Q3 2023-0.4%-2.6%-4.4%
Q2 2023+14.9%+11.9%-7.3%
Q1 2023+17.6%+17.2%+29.6%
Q4 2022+5.9%+8.4%+1.2%
Q3 2022+11.8%+16.3%+33.3%
Q2 2022+8.3%+16.3%+10.7%
Q1 2022+2.0%+2.4%+6.3%
Q4 2021-12.8%-14.2%-19.1%
Q3 2021+13.0%+14.0%+9.6%
Q2 2021-3.7%-6.0%+5.1%
Q1 2021+3.1%+8.4%+6.7%
Q4 2020+0.8%-2.2%-9.3%
Q3 2020-4.5%+1.6%+18.2%
Q2 2020+16.8%+14.2%+26.0%
Q1 2020+24.2%+14.2%+58.2%
Q4 2019-22.8%-24.0%-73.3%
Q3 2019-11.6%-21.3%-22.1%
Q2 2019-1.4%-2.8%-4.4%
Q1 2019+7.1%+4.5%+2.2%
Q4 2018+5.2%+4.6%+2.5%
Q3 2018-6.0%-4.6%+0.9%
Q2 2018-0.1%-0.5%+16.0%
Q1 2018-7.4%-10.7%-9.5%
Q4 2017+7.6%+5.5%+19.8%
Q3 2017-12.2%-14.9%-16.1%
Q2 2017+13.9%+13.1%+8.8%
Q1 2017+14.4%+16.2%+11.9%
Q4 2016-8.6%-8.3%+1.9%
Q3 2016+9.2%+9.6%+30.8%
Q2 2016+9.8%+8.5%+12.7%
Q1 2016+3.9%
Q4 2015-6.0%
Q3 2015-24.3%
Q2 2015-9.2%
Q1 2015+14.5%
Q4 2014+1.6%
Q3 2014-4.1%
Q2 2014+0.8%
Q1 2014+0.6%
Q4 2013+0.4%
Q3 2013+0.2%
Q2 2013+1.4%
Q1 2013-1.3%
Q4 2012+3.8%
Q3 2012-1.2%
Q2 2012+0.8%
Q1 2012+0.7%
Q4 2011-0.2%
Q3 2011-4.2%
Q2 2011+2.3%
Q1 2011+1.7%
Q4 2010+2.2%
Q3 2010-1.4%
Q2 2010-4.7%
Q1 2010-43.1%

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