NYSE$PNC

PNC Financial Services Group Inc · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

PNC's earnings were impacted by increased provision for credit losses, driven by the economic downturn. The company divested its entire holding in BlackRock and reclassified BlackRock's activity to discontinued operations.

PNC Financial Services Group reported a net income of $3.655 billion for the second quarter of 2020, which includes a gain on sale of BlackRock shares of $4.3 billion. Excluding discontinued operations, the company experienced a net loss from continuing operations of $744 million. The results were significantly impacted by a large provision for credit losses of $2.463 billion.

  • Net income attributable to common shareholders was $3.592 billion, or $8.40 per diluted common share.
  • The company completed the sale of its BlackRock shares for $14.2 billion, resulting in a gain of $4.3 billion.
  • Provision for credit losses was $2.463 billion, reflecting the economic impact of COVID-19.
  • Total revenue was $4.076 billion.

Headline financials

Total Revenue

$4.08B

Previous: $4.44B-8.2%
EPS (adj)

-$1.90

Previous: $2.88-166.0%
Efficiency Ratio

62.0%

No prior period
Free Cash Flow

$3.66B

Previous: $1.37B+166.0%
Net Income

$3.66B

Previous: $1.37B+166.0%
Operating Income

-$3.28B

Previous: $2.75B-219.1%
Gross Profit

$904M

Previous: $4.26B-78.8%
Cash & Equivalents

$6.34B

Previous: $5.42B+17.0%
Total Assets

$459B

Previous: $406B+13.1%

Revenue & EPS history

PNC · Revenue · Quarterly

$4.08B

Q2 2020-8.2%vs Q2 2019
Beat estimate in 14 of 16 quarters(88%)
ActualEstimate

Revenue by segment

PNC · $2.27B total across 2 segments · Q2 2020

  • Retail Banking
    $1.98B
  • Asset Mgmt Group
    $293M

Forward guidance

I am sorry, but I cannot provide forward guidance as it is not present in the document.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2020

Historical avgQ2 2020

-0.6%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+2.3%

Avg return

30 days after

51%

37 / 73 earnings

Positive

+6.3%

Q2 2024

Best reaction

-9.0%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2025+4.2%+2.6%-3.7%
Q1 2026+2.5%+2.6%-3.7%
Q3 2025-4.0%-4.0%-3.0%
Q2 2025+0.6%-0.2%+4.4%
Q1 2025+0.0%-1.9%+15.5%
Q4 2024-0.9%-0.9%-3.3%
Q3 2024+0.7%+0.5%+10.3%
Q2 2024+6.3%+3.8%+1.7%
Q1 2024-1.5%+1.8%+7.6%
Q4 2023-0.1%+2.2%+9.8%
Q3 2023-2.6%-4.6%-0.7%
Q2 2023+4.1%+5.6%-2.9%
Q1 2023+3.0%+5.7%-8.1%
Q4 2022-8.5%-1.6%-2.0%
Q3 2022+1.9%-0.8%+8.4%
Q2 2022+2.5%+6.1%+15.7%
Q1 2022-1.5%-0.2%-11.8%
Q4 2021-6.2%-9.6%-9.4%
Q3 2021-0.8%+5.1%+0.5%
Q2 2021+0.1%-6.1%+0.6%
Q1 2021+1.7%+0.2%+14.1%
Q4 2020-3.4%-3.2%+0.5%
Q3 2020-2.6%-2.2%+9.1%
Q2 2020+3.7%+1.7%+10.4%
Q1 2020-9.0%+3.1%-2.2%
Q4 2019-4.5%-4.1%-3.6%
Q3 2019+0.6%+2.6%+6.3%
Q2 2019+0.1%+0.6%-8.5%
Q1 2019+1.8%+4.0%+2.9%
Q4 2018+0.6%+3.4%+2.5%
Q3 2018-4.6%-3.3%+2.0%
Q2 2018+2.1%+3.2%+4.0%
Q1 2018-5.7%-7.1%-1.0%
Q4 2017+0.5%+1.8%+0.1%
Q3 2017-0.2%-0.4%-2.1%
Q2 2017+0.0%-0.7%+0.6%
Q1 2017+2.1%+0.4%+4.1%
Q4 2016-3.4%-1.4%+4.4%
Q3 2016+0.3%+4.2%+20.5%
Q2 2016-0.9%-0.3%+2.6%
Q1 2016-1.2%
Q4 2015-1.8%
Q3 2015-1.6%
Q2 2015+1.8%
Q1 2015-2.0%
Q4 2014+2.7%
Q3 2014-3.3%
Q2 2014-5.6%
Q1 2014+2.0%
Q4 2013+4.3%
Q3 2013+3.0%
Q2 2013+1.9%
Q1 2013+0.7%
Q4 2012+3.4%
Q4 2011-0.6%
Q3 2012-5.0%
Q2 2012-0.4%
Q1 2012+0.7%
Q3 2011-3.6%
Q2 2011-3.6%
Q1 2011+1.3%
Q4 2007-2.8%
Q4 2010-2.8%
Q3 2010-0.6%
Q2 2010-0.2%
Q1 2009+5.3%
Q1 2010+2.6%
Q4 2009+0.8%
Q3 2008+3.0%
Q3 2009+3.0%
Q2 2008-7.8%
Q4 2008-7.8%
Q2 2009-7.8%

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