NYSE$OMF
OneMain Holdings Inc. · Q3 2021 earnings
Q3 2021 earnings · · Investor relations
Briefing
Reported pretax income and net income increased compared to the prior year quarter, driven by strategic initiatives and favorable economic conditions.
OneMain Holdings, Inc. reported strong third quarter 2021 results, with pretax income of $376 million and net income of $288 million, compared to $341 million and $250 million, respectively, in the prior year quarter. Earnings per diluted share were $2.17, compared to $1.86 in the prior year quarter. The company also initiated the roll-out of BrightWay credit cards, expected to be the next driver of growth.
- Diluted EPS was $2.17.
- C&I adjusted diluted EPS was $2.37.
- C&I managed receivables were $19.1 billion.
- C&I net charge-off ratio was 3.52%.
Headline financials
Revenue & EPS history
OneMain · Revenue · Quarterly
$1.03B
Revenue by segment
OneMain · $1.27B total across 1 segment · Q3 2021
- Consumer & Insurance$1.27B—100.0%
Forward guidance
The company expects to maintain a minimum quarterly dividend of $0.70 per share going forward.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2021
+1.6%
Avg return
Earnings day
+2.4%
Avg return
5 days after
+0.2%
Avg return
30 days after
57%
31 / 54 earnings
Positive
+24.7%
Q2 2014
Best reaction
-38.0%
Q3 2016
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.4% | -4.9% | -5.9% | |
| Q4 2025 | -1.4% | -2.3% | -15.5% | |
| Q3 2025 | +10.1% | +9.2% | +11.3% | |
| Q2 2025 | +0.9% | +0.4% | +4.5% | |
| Q1 2025 | -1.1% | +0.4% | +6.8% | |
| Q4 2024 | -3.2% | -1.1% | -6.4% | |
| Q3 2024 | +4.6% | +5.6% | +20.8% | |
| Q2 2024 | -8.6% | -16.5% | -7.0% | |
| Q1 2024 | -0.2% | +0.7% | -4.7% | |
| Q4 2023 | -7.4% | -2.1% | +2.0% | |
| Q3 2023 | -4.2% | -3.5% | +4.4% | |
| Q2 2023 | -5.5% | -5.3% | -16.8% | |
| Q1 2023 | -0.6% | -0.6% | -3.5% | |
| Q4 2022 | +8.7% | +7.3% | -6.0% | |
| Q3 2022 | +10.1% | +18.6% | +18.7% | |
| Q2 2022 | -3.6% | +0.0% | -5.6% | |
| Q1 2022 | +2.7% | +6.8% | -1.1% | |
| Q4 2021 | -1.0% | +2.8% | -11.3% | |
| Q3 2021 | -6.6% | -8.6% | -16.7% | |
| Q2 2021 | +0.1% | +1.1% | -6.8% | |
| Q1 2021 | +2.5% | +4.2% | +2.2% | |
| Q4 2020 | +1.1% | -4.4% | -2.0% | |
| Q3 2020 | -2.6% | -7.6% | +9.2% | |
| Q2 2020 | +12.9% | +13.9% | +15.0% | |
| Q1 2020 | +20.5% | +17.9% | +34.3% | |
| Q4 2019 | +7.4% | +9.5% | -27.2% | |
| Q3 2019 | +6.2% | +11.5% | +16.8% | |
| Q2 2019 | +16.9% | +14.0% | -1.6% | |
| Q1 2019 | -2.7% | -1.6% | -10.5% | |
| Q4 2018 | +12.1% | +13.1% | +11.1% | |
| Q3 2018 | +12.5% | +7.8% | +6.6% | |
| Q2 2018 | -2.0% | +5.5% | +7.6% | |
| Q1 2018 | +0.4% | +1.0% | +1.1% | |
| Q4 2017 | +5.2% | +4.2% | -1.0% | |
| Q3 2017 | +2.6% | -0.4% | -17.9% | |
| Q2 2017 | +0.2% | +2.4% | +2.6% | |
| Q1 2017 | +6.5% | +5.1% | +3.3% | |
| Q4 2016 | +10.5% | +16.4% | +9.1% | |
| Q3 2016 | -38.0% | -28.8% | -16.7% | |
| Q2 2016 | +8.3% | +4.2% | +6.1% | |
| Q1 2016 | +0.9% | — | — | |
| Q4 2015 | -3.1% | — | — | |
| Q3 2015 | -5.9% | — | — | |
| Q2 2015 | -7.7% | — | — | |
| Q1 2015 | -1.0% | — | — | |
| Q4 2014 | +2.9% | — | — | |
| Q3 2014 | +7.2% | — | — | |
| Q2 2014 | +24.7% | — | — | |
| Q1 2014 | -6.9% | — | — | |
| Q2 2013 | +1.3% | — | — | |
| Q1 2012 | +1.3% | — | — | |
| Q4 2012 | +1.3% | — | — | |
| Q4 2013 | -6.1% | — | — | |
| Q3 2013 | +1.9% | — | — | |
| Q1 2013 | — | — | — | |
| Q3 2012 | — | — | — | |
| Q2 2011 | — | — | — | |
| Q1 2011 | — | — | — | |
| Q2 2010 | — | — | — | |
| Q1 2010 | — | — | — |
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