NYSE$OMF

OneMain Holdings Inc. · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Reported strong financial results driven by improving economic conditions and strategic business focus.

OneMain Holdings, Inc. reported a significant increase in net income for the first quarter of 2021, driven by an improving economic environment and strategic initiatives. The company also announced a dividend increase and a share repurchase program.

  • Diluted EPS reached $3.06.
  • C&I adjusted diluted EPS was $3.37.
  • C&I ending net finance receivables totaled $17.6 billion.
  • The company raised its minimum quarterly dividend by 56% to $0.70 per share.

Headline financials

Total Revenue

$916M

Previous: $992M-7.7%
EPS (adj)

$3.37

Previous: $0.33+921.2%
Consumer Loan Originations

$2.3B

Previous: $2.6B-11.5%
Free Cash Flow

$413M

Previous: $32M+1190.6%
Net Income

$413M

Previous: $32M+1190.6%
Operating Income

$589M

Previous: $74M+695.9%
Gross Profit

$885M

Previous: $393M+125.2%
Cash & Equivalents

$1.3B

Previous: $4.2B-69.0%
Total Assets

$21.3B

Previous: $24.7B-13.8%
Stock-Based Comp

$7M

Previous: $7M+0.0%

Revenue & EPS history

OneMain · Revenue · Quarterly

$916M

Q1 2021-7.7%vs Q1 2020
Beat estimate in 4 of 16 quarters(25%)
ActualEstimate

Revenue by segment

OneMain · $182M total across 1 segment · Q3 2023

  • Consumer & Insurance
    $182M

Forward guidance

OneMain expects increasing demand for its products as the economy continues to accelerate and as it advances key strategic initiatives.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

+1.6%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+0.2%

Avg return

30 days after

57%

31 / 54 earnings

Positive

+24.7%

Q2 2014

Best reaction

-38.0%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-4.9%-5.9%
Q4 2025-1.4%-2.3%-15.5%
Q3 2025+10.1%+9.2%+11.3%
Q2 2025+0.9%+0.4%+4.5%
Q1 2025-1.1%+0.4%+6.8%
Q4 2024-3.2%-1.1%-6.4%
Q3 2024+4.6%+5.6%+20.8%
Q2 2024-8.6%-16.5%-7.0%
Q1 2024-0.2%+0.7%-4.7%
Q4 2023-7.4%-2.1%+2.0%
Q3 2023-4.2%-3.5%+4.4%
Q2 2023-5.5%-5.3%-16.8%
Q1 2023-0.6%-0.6%-3.5%
Q4 2022+8.7%+7.3%-6.0%
Q3 2022+10.1%+18.6%+18.7%
Q2 2022-3.6%+0.0%-5.6%
Q1 2022+2.7%+6.8%-1.1%
Q4 2021-1.0%+2.8%-11.3%
Q3 2021-6.6%-8.6%-16.7%
Q2 2021+0.1%+1.1%-6.8%
Q1 2021+2.5%+4.2%+2.2%
Q4 2020+1.1%-4.4%-2.0%
Q3 2020-2.6%-7.6%+9.2%
Q2 2020+12.9%+13.9%+15.0%
Q1 2020+20.5%+17.9%+34.3%
Q4 2019+7.4%+9.5%-27.2%
Q3 2019+6.2%+11.5%+16.8%
Q2 2019+16.9%+14.0%-1.6%
Q1 2019-2.7%-1.6%-10.5%
Q4 2018+12.1%+13.1%+11.1%
Q3 2018+12.5%+7.8%+6.6%
Q2 2018-2.0%+5.5%+7.6%
Q1 2018+0.4%+1.0%+1.1%
Q4 2017+5.2%+4.2%-1.0%
Q3 2017+2.6%-0.4%-17.9%
Q2 2017+0.2%+2.4%+2.6%
Q1 2017+6.5%+5.1%+3.3%
Q4 2016+10.5%+16.4%+9.1%
Q3 2016-38.0%-28.8%-16.7%
Q2 2016+8.3%+4.2%+6.1%
Q1 2016+0.9%
Q4 2015-3.1%
Q3 2015-5.9%
Q2 2015-7.7%
Q1 2015-1.0%
Q4 2014+2.9%
Q3 2014+7.2%
Q2 2014+24.7%
Q1 2014-6.9%
Q2 2013+1.3%
Q1 2012+1.3%
Q4 2012+1.3%
Q4 2013-6.1%
Q3 2013+1.9%
Q1 2013
Q3 2012
Q2 2011
Q1 2011
Q2 2010
Q1 2010

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