NYSE$OMF

OneMain Holdings Inc. · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported strong results driven by robust loan demand and strategic initiatives.

OneMain Holdings, Inc. reported pretax income of $280 million and net income of $209 million for the second quarter of 2022. Earnings per diluted share were $1.68 in the second quarter of 2022.

  • Diluted EPS of $1.68 for Q2 2022.
  • C&I adjusted diluted EPS of $1.87 for Q2 2022.
  • C&I managed receivables of $20.1 billion for Q2 2022.
  • Declared quarterly dividend of $0.95 per share.

Headline financials

Total Revenue

$1.02B

Previous: $990M+2.5%
EPS (adj)

$1.87

Previous: $2.66-29.7%
Consumer Loan Originations

$3.9B

Previous: $3.8B+2.6%
Free Cash Flow

$209M

Previous: $350M-40.3%
Net Income

$209M

Previous: $350M-40.3%
Operating Income

$292M

Previous: $452M-35.4%
Gross Profit

$636M

Previous: $810M-21.5%
Cash & Equivalents

$526M

Previous: $1.79B-70.6%
Total Assets

$22.2B

Previous: $22.4B-0.8%
Stock-Based Comp

$7M

Previous: $4M+75.0%

Revenue & EPS history

OneMain · Revenue · Quarterly

$1.02B

Q2 2022+2.5%vs Q2 2021
Beat estimate in 6 of 16 quarters(38%)
ActualEstimate

Revenue by segment

OneMain · $1.26B total across 1 segment · Q2 2022

  • Consumer & Insurance
    $1.26B+2.9%

Forward guidance

OneMain continues to closely monitor the macroeconomic environment and the effects of inflation on its customer base and are prepared to dynamically adjust its underwriting, as needed.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+1.6%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+0.2%

Avg return

30 days after

57%

31 / 54 earnings

Positive

+24.7%

Q2 2014

Best reaction

-38.0%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-4.9%-5.9%
Q4 2025-1.4%-2.3%-15.5%
Q3 2025+10.1%+9.2%+11.3%
Q2 2025+0.9%+0.4%+4.5%
Q1 2025-1.1%+0.4%+6.8%
Q4 2024-3.2%-1.1%-6.4%
Q3 2024+4.6%+5.6%+20.8%
Q2 2024-8.6%-16.5%-7.0%
Q1 2024-0.2%+0.7%-4.7%
Q4 2023-7.4%-2.1%+2.0%
Q3 2023-4.2%-3.5%+4.4%
Q2 2023-5.5%-5.3%-16.8%
Q1 2023-0.6%-0.6%-3.5%
Q4 2022+8.7%+7.3%-6.0%
Q3 2022+10.1%+18.6%+18.7%
Q2 2022-3.6%+0.0%-5.6%
Q1 2022+2.7%+6.8%-1.1%
Q4 2021-1.0%+2.8%-11.3%
Q3 2021-6.6%-8.6%-16.7%
Q2 2021+0.1%+1.1%-6.8%
Q1 2021+2.5%+4.2%+2.2%
Q4 2020+1.1%-4.4%-2.0%
Q3 2020-2.6%-7.6%+9.2%
Q2 2020+12.9%+13.9%+15.0%
Q1 2020+20.5%+17.9%+34.3%
Q4 2019+7.4%+9.5%-27.2%
Q3 2019+6.2%+11.5%+16.8%
Q2 2019+16.9%+14.0%-1.6%
Q1 2019-2.7%-1.6%-10.5%
Q4 2018+12.1%+13.1%+11.1%
Q3 2018+12.5%+7.8%+6.6%
Q2 2018-2.0%+5.5%+7.6%
Q1 2018+0.4%+1.0%+1.1%
Q4 2017+5.2%+4.2%-1.0%
Q3 2017+2.6%-0.4%-17.9%
Q2 2017+0.2%+2.4%+2.6%
Q1 2017+6.5%+5.1%+3.3%
Q4 2016+10.5%+16.4%+9.1%
Q3 2016-38.0%-28.8%-16.7%
Q2 2016+8.3%+4.2%+6.1%
Q1 2016+0.9%
Q4 2015-3.1%
Q3 2015-5.9%
Q2 2015-7.7%
Q1 2015-1.0%
Q4 2014+2.9%
Q3 2014+7.2%
Q2 2014+24.7%
Q1 2014-6.9%
Q2 2013+1.3%
Q1 2012+1.3%
Q4 2012+1.3%
Q4 2013-6.1%
Q3 2013+1.9%
Q1 2013
Q3 2012
Q2 2011
Q1 2011
Q2 2010
Q1 2010

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro