NYSE$OMF

OneMain Holdings Inc. · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Reported a strong start to the year with robust demand for core loan products, bolstered by new offerings.

OneMain Holdings, Inc. reported pretax income of $396 million and net income of $301 million for the first quarter of 2022. Earnings per diluted share were $2.36 in the first quarter of 2022.

  • Diluted EPS of $2.36 for 1Q 2022.
  • C&I adjusted diluted EPS of $2.35 for 1Q 2022.
  • C&I managed receivables of $19.5 billion for 1Q 2022.
  • Declared quarterly dividend of $0.95 per share.

Headline financials

Total Revenue

$1.03B

Previous: $916M+12.7%
EPS (adj)

$2.35

Previous: $3.37-30.3%
Consumer Loan Originations

$2.96B

Previous: $2.3B+28.7%
Free Cash Flow

$301M

Previous: $413M-27.1%
Net Income

$301M

Previous: $413M-27.1%
Operating Income

$469M

Previous: $589M-20.4%
Gross Profit

$749M

Previous: $885M-15.4%
Cash & Equivalents

$640M

Previous: $1.3B-50.8%
Total Assets

$21.8B

Previous: $21.3B+2.5%
Stock-Based Comp

$12M

Previous: $7M+71.4%

Revenue & EPS history

OneMain · Revenue · Quarterly

$1.03B

Q1 2022+12.7%vs Q1 2021
Beat estimate in 5 of 16 quarters(31%)
ActualEstimate

Revenue by segment

OneMain · $1.26B total across 1 segment · Q1 2022

  • Consumer & Insurance
    $1.26B

Forward guidance

We continue to feel great about our growth prospects in 2022 and beyond.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+1.6%

Avg return

Earnings day

+2.4%

Avg return

5 days after

+0.2%

Avg return

30 days after

57%

31 / 54 earnings

Positive

+24.7%

Q2 2014

Best reaction

-38.0%

Q3 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%-4.9%-5.9%
Q4 2025-1.4%-2.3%-15.5%
Q3 2025+10.1%+9.2%+11.3%
Q2 2025+0.9%+0.4%+4.5%
Q1 2025-1.1%+0.4%+6.8%
Q4 2024-3.2%-1.1%-6.4%
Q3 2024+4.6%+5.6%+20.8%
Q2 2024-8.6%-16.5%-7.0%
Q1 2024-0.2%+0.7%-4.7%
Q4 2023-7.4%-2.1%+2.0%
Q3 2023-4.2%-3.5%+4.4%
Q2 2023-5.5%-5.3%-16.8%
Q1 2023-0.6%-0.6%-3.5%
Q4 2022+8.7%+7.3%-6.0%
Q3 2022+10.1%+18.6%+18.7%
Q2 2022-3.6%+0.0%-5.6%
Q1 2022+2.7%+6.8%-1.1%
Q4 2021-1.0%+2.8%-11.3%
Q3 2021-6.6%-8.6%-16.7%
Q2 2021+0.1%+1.1%-6.8%
Q1 2021+2.5%+4.2%+2.2%
Q4 2020+1.1%-4.4%-2.0%
Q3 2020-2.6%-7.6%+9.2%
Q2 2020+12.9%+13.9%+15.0%
Q1 2020+20.5%+17.9%+34.3%
Q4 2019+7.4%+9.5%-27.2%
Q3 2019+6.2%+11.5%+16.8%
Q2 2019+16.9%+14.0%-1.6%
Q1 2019-2.7%-1.6%-10.5%
Q4 2018+12.1%+13.1%+11.1%
Q3 2018+12.5%+7.8%+6.6%
Q2 2018-2.0%+5.5%+7.6%
Q1 2018+0.4%+1.0%+1.1%
Q4 2017+5.2%+4.2%-1.0%
Q3 2017+2.6%-0.4%-17.9%
Q2 2017+0.2%+2.4%+2.6%
Q1 2017+6.5%+5.1%+3.3%
Q4 2016+10.5%+16.4%+9.1%
Q3 2016-38.0%-28.8%-16.7%
Q2 2016+8.3%+4.2%+6.1%
Q1 2016+0.9%
Q4 2015-3.1%
Q3 2015-5.9%
Q2 2015-7.7%
Q1 2015-1.0%
Q4 2014+2.9%
Q3 2014+7.2%
Q2 2014+24.7%
Q1 2014-6.9%
Q2 2013+1.3%
Q1 2012+1.3%
Q4 2012+1.3%
Q4 2013-6.1%
Q3 2013+1.9%
Q1 2013
Q3 2012
Q2 2011
Q1 2011
Q2 2010
Q1 2010

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