NYSE$KMPR
Kemper Corporation · Q2 2020 earnings
Q2 2020 earnings · · Investor relations
Briefing
Kemper reported strong second quarter operating results with gains in net income and earnings per share, driven by specialty auto business and diversified model.
Kemper Corporation reported a strong second quarter with net income of $126.1 million, or $1.91 per diluted share, compared to $122.1 million, or $1.84 per diluted share, for the second quarter of 2019. The results were highlighted by continued strong performance in the Specialty Auto business and the value of Kemper's diversified model.
- Delivered double-digit return on equity and solid adjusted consolidated net operating earnings per share
- Excluding impact of $100 million of premium credits in auto business, earned premiums increased 6% in the quarter
- Specialty P&C earned premiums increased by $80 million or 10%, excluding the impact of premium credits, and segment earnings grew ~8% over the quarter
- Strong capital and liquidity positions continue to provide significant financial flexibility
Headline financials
Revenue & EPS history
Kemper · Revenue · Quarterly
$1.23B
Revenue by segment
Kemper · $984M total across 2 segments · Q2 2020
- Specialty Property & Casualty Insurance$776M—78.9%
- Life Insurance$208M—21.1%
Forward guidance
Kemper's strong balance sheet and ample capital and liquidity positions provide significant financial flexibility, allowing the company to support its businesses and act on opportunities.
Tailwinds
- Strong balance sheet
- Ample capital and liquidity positions
- Significant financial flexibility
- Ability to support businesses through turbulent times
- Ability to act on opportunities that may present themselves
Headwinds
- Uncertain economic environment
- Challenges of the pandemic
- Reduction in consumer shopping activity
- Pandemic-related activities impacted new business sales
- Potential impacts of the Pandemic and related economic conditions on the Company’s operating and financial results
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2020
-0.2%
Avg return
Earnings day
+1.5%
Avg return
5 days after
+2.3%
Avg return
30 days after
53%
36 / 68 earnings
Positive
+16.3%
Q3 2015
Best reaction
-20.1%
Q4 2015
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -8.8% | -6.2% | -24.7% | |
| Q4 2025 | -13.1% | -15.6% | -17.5% | |
| Q3 2025 | -0.8% | -3.4% | -10.1% | |
| Q1 2025 | +1.6% | +5.4% | +3.7% | |
| Q4 2024 | +1.4% | -2.1% | -2.9% | |
| Q3 2024 | -2.0% | -1.4% | +12.5% | |
| Q2 2024 | -9.1% | -5.3% | -2.1% | |
| Q1 2024 | +0.1% | +3.7% | +2.6% | |
| Q4 2023 | -4.5% | +12.0% | +2.8% | |
| Q3 2023 | -3.4% | +1.9% | +4.8% | |
| Q2 2023 | -6.6% | -6.3% | -7.4% | |
| Q1 2023 | +1.8% | -2.9% | +2.3% | |
| Q4 2022 | +5.9% | +4.2% | +10.3% | |
| Q3 2022 | +4.5% | +17.7% | +20.1% | |
| Q2 2022 | -8.8% | -6.6% | -1.7% | |
| Q1 2022 | +12.1% | +5.5% | +12.0% | |
| Q4 2021 | -10.7% | -10.7% | -12.2% | |
| Q3 2021 | -7.9% | -7.2% | -15.4% | |
| Q2 2021 | -2.5% | -7.3% | +3.8% | |
| Q1 2021 | -4.7% | -3.2% | -8.6% | |
| Q4 2020 | -0.9% | +1.9% | +10.2% | |
| Q3 2020 | +5.4% | +5.1% | +24.0% | |
| Q2 2020 | +3.8% | +8.1% | -0.9% | |
| Q1 2020 | +3.3% | -5.2% | +15.9% | |
| Q4 2019 | +0.8% | -0.1% | -14.0% | |
| Q3 2019 | +1.4% | +2.1% | +1.9% | |
| Q2 2019 | -10.2% | -7.9% | -17.8% | |
| Q1 2019 | +3.9% | +4.9% | -2.0% | |
| Q4 2018 | +4.1% | +7.3% | +6.2% | |
| Q3 2018 | +2.2% | +1.4% | -3.2% | |
| Q2 2018 | +6.5% | +6.5% | +8.7% | |
| Q1 2018 | +12.9% | +16.7% | +29.6% | |
| Q4 2017 | -7.3% | +1.9% | -1.9% | |
| Q3 2017 | +5.5% | +5.8% | +14.9% | |
| Q2 2017 | +13.4% | +21.3% | +22.0% | |
| Q1 2017 | -1.6% | -2.4% | +4.2% | |
| Q4 2016 | +5.5% | +4.5% | -2.8% | |
| Q3 2016 | -1.5% | +0.8% | +13.0% | |
| Q2 2016 | +12.2% | +15.1% | +10.4% | |
| Q1 2016 | +1.5% | — | — | |
| Q4 2015 | -20.1% | — | — | |
| Q3 2015 | +16.3% | — | — | |
| Q2 2015 | -1.9% | — | — | |
| Q1 2015 | -1.7% | — | — | |
| Q4 2014 | +3.3% | — | — | |
| Q3 2014 | +0.1% | — | — | |
| Q2 2014 | +0.1% | — | — | |
| Q1 2014 | -7.3% | — | — | |
| Q4 2013 | +1.7% | — | — | |
| Q3 2013 | +3.1% | — | — | |
| Q2 2013 | +1.5% | — | — | |
| Q1 2013 | +2.6% | — | — | |
| Q4 2012 | -3.7% | — | — | |
| Q3 2012 | +0.9% | — | — | |
| Q2 2012 | -2.0% | — | — | |
| Q1 2012 | -0.5% | — | — | |
| Q4 2011 | +0.3% | — | — | |
| Q3 2011 | +8.3% | — | — | |
| Q2 2011 | -7.5% | — | — | |
| Q1 2010 | -3.0% | — | — | |
| Q1 2011 | +1.5% | — | — | |
| Q4 2010 | +7.3% | — | — | |
| Q4 2008 | +7.3% | — | — | |
| Q3 2009 | -0.4% | — | — | |
| Q3 2010 | -0.4% | — | — | |
| Q4 2009 | -8.9% | — | — | |
| Q2 2009 | -8.9% | — | — | |
| Q2 2010 | -8.9% | — | — |
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