NYSE$HIPO

Hippo Holdings Inc · Q3 2025 earnings

Q3 2025 earnings · · Before market open · Investor relations

Briefing

Hippo reported Q3 2025 total revenue of $120.6M with net income of $98.1M ($3.77 per share).

Total revenue rose to $120.6 million from $95.5 million a year ago. Net income was $98.1 million, or $3.77 per diluted share, reflecting a $95 million gain on sale of a business alongside earned premium growth.

  • Q3 total revenue $120.6M (+26% YoY).
  • Net income $98.1M; diluted EPS $3.77.
  • Net earned premium $99.7M.
  • Portfolio actions and underwriting mix drove GAAP profitability.

Headline financials

Total Revenue

$121M

Previous: $95.5M+26.3%
EPS (adj)

$3.77

Previous: -$0.34+1208.8%
Capital Expenditures

-$100K

Previous: -$3.4M+97.1%
Net Income

$98.1M

Previous: -$8.5M+1254.1%
Operating Income

$98.1M

Previous: -$5.2M+1986.5%

Revenue & EPS history

Hippo Holdings · Revenue · Quarterly

$121M

Q3 2025+26.3%vs Q3 2024
Beat estimate in 6 of 14 quarters(43%)
ActualEstimate

Forward guidance

The filing discusses Hippo Holdings's outlook, capital deployment, and key risks without relying solely on numeric EPS guidance.

Tailwinds

  • Hippo Holdings cites execution on strategic priorities in the filing.
  • Balance sheet and liquidity support continued operations.

Headwinds

  • Macro, competitive, and cost pressures may affect margins.
  • Segment mix and one-time items can affect comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+1.9%

Avg return

Earnings day

-0.4%

Avg return

5 days after

-1.2%

Avg return

30 days after

64%

14 / 22 earnings

Positive

+35.6%

Q3 2023

Best reaction

-22.0%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.9%-5.9%-10.3%
Q4 2025-5.3%-1.7%-12.3%
Q3 2025+5.5%-6.4%-15.2%
Q1 2025-15.9%-7.2%+13.4%
Q4 2024+2.3%-6.7%-23.3%
Q3 2024-3.3%+10.3%+69.8%
Q2 2024+18.5%+20.0%+15.9%
Q1 2024-0.1%-1.0%-3.9%
Q4 2023+27.6%+27.2%+66.3%
Q3 2023+35.6%+29.7%+23.7%
Q2 2023-22.0%-33.0%-29.3%
Q1 2023+7.1%+4.1%-9.2%
Q4 2022+0.1%-0.5%-2.2%
Q3 2022+4.1%-7.5%-9.4%
Q2 2022+10.9%+5.3%+15.6%
Q1 2022-17.2%-4.1%-26.6%
Q4 2021+1.0%-4.1%-2.6%
Q4 2020+2.0%-2.7%-30.1%
Q3 2021+2.0%-2.7%-30.1%
Q3 2020+2.0%-2.7%-30.1%
Q2 2021-11.8%-20.3%+2.7%
Q1 2021+0.2%+0.6%+0.8%
Q2 2020
Q1 2020

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