NYSE$HIPO
Hippo Holdings Inc · Q2 2025 earnings
Q2 2025 earnings · · Before market open · Investor relations
Briefing
Hippo Holdings Inc reported net income attributable to the company of $1.3 million for Q2 2025, a significant improvement from the prior year loss.
The company achieved total revenue of $117.3 million in the quarter, driven by growth in net earned premium to $94.0 million. Improved underwriting results led to a net loss ratio of 47% and positive adjusted EBITDA of $11.8 million. Gross written premium grew 16% year-over-year to $298.6 million.
- Net income attributable to Hippo turned positive at $1.3 million versus a $40.5 million loss in Q2 2024.
- Gross loss ratio improved to 37% from 58% due to lower catastrophe losses and favorable prior year development.
- Insurance-as-a-Service segment delivered $10.0 million adjusted operating income on 97% revenue growth.
- Cash and investments totaled over $604 million with a $50 million surplus note issued to support capital.
Headline financials
Revenue & EPS history
Hippo Holdings · Revenue · Quarterly
$117M
Revenue by segment
Hippo Holdings · $120M total across 3 segments · Q2 2025
- Hippo Home Insurance Program$60.6M—50.4%
- Insurance-as-a-Service$48M—39.9%
- Services$11.7M—9.7%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports
+1.9%
Avg return
Earnings day
-0.4%
Avg return
5 days after
-1.2%
Avg return
30 days after
64%
14 / 22 earnings
Positive
+35.6%
Q3 2023
Best reaction
-22.0%
Q2 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2025 | — | — | — | |
| Q1 2026 | -1.9% | -5.9% | -10.3% | |
| Q4 2025 | -5.3% | -1.7% | -12.3% | |
| Q3 2025 | +5.5% | -6.4% | -15.2% | |
| Q1 2025 | -15.9% | -7.2% | +13.4% | |
| Q4 2024 | +2.3% | -6.7% | -23.3% | |
| Q3 2024 | -3.3% | +10.3% | +69.8% | |
| Q2 2024 | +18.5% | +20.0% | +15.9% | |
| Q1 2024 | -0.1% | -1.0% | -3.9% | |
| Q4 2023 | +27.6% | +27.2% | +66.3% | |
| Q3 2023 | +35.6% | +29.7% | +23.7% | |
| Q2 2023 | -22.0% | -33.0% | -29.3% | |
| Q1 2023 | +7.1% | +4.1% | -9.2% | |
| Q4 2022 | +0.1% | -0.5% | -2.2% | |
| Q3 2022 | +4.1% | -7.5% | -9.4% | |
| Q2 2022 | +10.9% | +5.3% | +15.6% | |
| Q1 2022 | -17.2% | -4.1% | -26.6% | |
| Q4 2021 | +1.0% | -4.1% | -2.6% | |
| Q4 2020 | +2.0% | -2.7% | -30.1% | |
| Q3 2021 | +2.0% | -2.7% | -30.1% | |
| Q3 2020 | +2.0% | -2.7% | -30.1% | |
| Q2 2021 | -11.8% | -20.3% | +2.7% | |
| Q1 2021 | +0.2% | +0.6% | +0.8% | |
| Q2 2020 | — | — | — | |
| Q1 2020 | — | — | — |
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