NYSE$HIPO

Hippo Holdings Inc · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Hippo reported Q1 2025 total revenue of $110.3M with a net loss of $47.7M and diluted EPS of $(1.91).

Total revenue grew to $110.3 million from $85.1 million a year ago as the insurtech scaled premiums and agency fees. Net loss attributable to Hippo was $47.7 million, or $1.91 per share, with loss ratios and reinsurance costs still central to the path to profitability.

  • Q1 total revenue $110.3M (+30% YoY).
  • Net loss $47.7M; diluted EPS $(1.91).
  • Premium growth and underwriting discipline in focus.
  • Reinsurance and catastrophe exposure remain key risks.

Headline financials

Total Revenue

$110M

Previous: $85.1M+29.6%
EPS (adj)

-$1.91

Previous: -$1.47-29.9%
Net Loss Ratio

106.0%

No prior period
Capital Expenditures

-$100K

Previous: -$100K+0.0%
Net Income

-$47.7M

Previous: -$35.7M-33.6%
Operating Income

$0.00

Previous: $24.6M-100.0%

Revenue & EPS history

Hippo Holdings · Revenue · Quarterly

$110M

Q1 2025+29.6%vs Q1 2024
Beat estimate in 6 of 14 quarters(43%)
ActualEstimate

Forward guidance

Management discusses operating priorities, capital allocation, and sector risks in the quarterly filing.

Tailwinds

  • Headline results and segment trends anchor the quarter.
  • Liquidity and balance-sheet capacity support operations.
  • Strategic initiatives outlined in MD&A.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items affect year-over-year comparability.
  • Execution risk on growth or restructuring plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+1.9%

Avg return

Earnings day

-0.4%

Avg return

5 days after

-1.2%

Avg return

30 days after

64%

14 / 22 earnings

Positive

+35.6%

Q3 2023

Best reaction

-22.0%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.9%-5.9%-10.3%
Q4 2025-5.3%-1.7%-12.3%
Q3 2025+5.5%-6.4%-15.2%
Q1 2025-15.9%-7.2%+13.4%
Q4 2024+2.3%-6.7%-23.3%
Q3 2024-3.3%+10.3%+69.8%
Q2 2024+18.5%+20.0%+15.9%
Q1 2024-0.1%-1.0%-3.9%
Q4 2023+27.6%+27.2%+66.3%
Q3 2023+35.6%+29.7%+23.7%
Q2 2023-22.0%-33.0%-29.3%
Q1 2023+7.1%+4.1%-9.2%
Q4 2022+0.1%-0.5%-2.2%
Q3 2022+4.1%-7.5%-9.4%
Q2 2022+10.9%+5.3%+15.6%
Q1 2022-17.2%-4.1%-26.6%
Q4 2021+1.0%-4.1%-2.6%
Q4 2020+2.0%-2.7%-30.1%
Q3 2021+2.0%-2.7%-30.1%
Q3 2020+2.0%-2.7%-30.1%
Q2 2021-11.8%-20.3%+2.7%
Q1 2021+0.2%+0.6%+0.8%
Q2 2020
Q1 2020

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro