NYSE$FICO

Fair Isaac Corporation · Q3 2023 earnings

Q3 2023 earnings · · Investor relations

Briefing

FICO reported record-setting results with solid growth in scores and strong ARR growth in software for the third quarter of fiscal year 2023.

FICO announced strong Q3 fiscal year 2023 results, with revenue of $398.7 million compared to $349.0 million in the prior year period. GAAP EPS was $5.08, and non-GAAP EPS was $5.66. The company also updated its fiscal year 2023 guidance, projecting revenues of $1.50 billion and GAAP EPS of $16.90.

  • Total revenues for the quarter were $398.7 million, up from $349.0 million in the prior year period.
  • GAAP net income was $128.8 million, or $5.08 per share, compared to $93.5 million, or $3.61 per share, in the prior year period.
  • Non-GAAP net income was $143.4 million, or $5.66 per share, compared to $115.7 million, or $4.47 per share, in the prior year period.
  • Software Annual Recurring Revenue was up 20% year-over-year, with platform ARR growth of 53% and non-platform growth of 11%.

Headline financials

Total Revenue

$399M

Previous: $349M+14.2%
EPS (adj)

$5.66

Previous: $4.47+26.6%
Capital Expenditures

-$3.17M

Previous: -$5.23M+39.4%
Free Cash Flow

$126M

Previous: $88.3M+42.3%
Net Income

$129M

Previous: $93.5M+37.7%
Operating Income

$177M

Previous: $141M+25.9%
Gross Profit

$327M

Previous: $270M+20.9%
Cash & Equivalents

$163M

Previous: $155M+5.1%
Total Assets

$1.58B

Previous: $1.46B+8.8%
Stock-Based Comp

$33M

Previous: $28.5M+15.6%

Revenue & EPS history

FICO · Revenue · Quarterly

$399M

Q3 2023+14.2%vs Q3 2022
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

FICO · $169M total across 1 segment · Q2 2021

  • Scores Revenues
    $169M

Forward guidance

The company is updating its previously provided guidance for fiscal 2023.

Tailwinds

  • Revenues are projected to be $1.50 billion.
  • GAAP Net Income is projected to be $428 million.
  • GAAP EPS is projected to be $16.90.
  • Non-GAAP Net Income is projected to be $500 million.
  • Non-GAAP EPS is projected to be $19.70.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2023

Historical avgQ3 2023

+1.6%

Avg return

Earnings day

+3.5%

Avg return

5 days after

+7.1%

Avg return

30 days after

65%

44 / 68 earnings

Positive

+29.1%

Q4 2022

Best reaction

-9.4%

Q1 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026+7.1%+4.9%+23.8%
Q1 2026+1.3%-13.0%-7.6%
Q4 2025+2.8%+10.3%+10.4%
Q2 2025+1.4%+6.1%-12.0%
Q1 2025+2.1%+2.6%+1.3%
Q4 2024+8.3%+16.9%+18.0%
Q3 2024-0.6%-0.4%+8.9%
Q2 2024-6.9%-5.0%+16.1%
Q1 2024-6.2%-6.2%+0.5%
Q4 2023+2.6%+7.9%+20.9%
Q3 2023+3.1%+3.8%+8.1%
Q2 2023+1.9%+3.5%+10.8%
Q1 2023+2.7%+3.6%+3.6%
Q4 2022+29.1%+31.6%+36.6%
Q3 2022+2.8%+5.9%-4.9%
Q2 2022+4.3%+1.3%+11.3%
Q1 2022+18.2%+19.2%+13.4%
Q4 2021-6.4%-3.2%+0.9%
Q3 2021-4.7%-9.2%-10.3%
Q2 2021-2.6%-2.8%-3.3%
Q1 2021-4.0%-1.0%-2.5%
Q4 2020+9.6%+9.9%+17.7%
Q3 2020+5.5%+5.3%+2.2%
Q2 2020+8.6%+6.4%+23.9%
Q1 2020-1.7%+3.0%-8.1%
Q4 2019+7.2%+7.3%+17.1%
Q3 2019+2.8%-3.2%+0.8%
Q2 2019-3.2%+0.2%+6.3%
Q1 2019+5.0%+7.2%+17.3%
Q4 2018-1.4%-1.2%+3.1%
Q3 2018-1.4%-2.1%+9.4%
Q2 2018+5.8%+4.5%+8.7%
Q1 2018+4.4%+6.5%+8.2%
Q4 2017+1.9%+4.1%+8.5%
Q3 2017+0.3%-1.6%-2.5%
Q2 2017+1.4%+3.3%-0.0%
Q1 2017-2.0%+0.9%+6.7%
Q4 2016+1.1%+0.3%+5.6%
Q3 2016+7.8%+9.4%+7.9%
Q2 2016+1.1%
Q1 2016+16.5%
Q4 2015-6.5%
Q3 2015-0.0%
Q2 2015+2.0%
Q1 2015-9.4%
Q4 2014+15.0%
Q3 2014-7.2%
Q2 2014+5.6%
Q1 2014-3.7%
Q4 2013-1.0%
Q3 2013+0.3%
Q2 2013+0.6%
Q1 2013+1.6%
Q4 2012+1.4%
Q3 2012-9.3%
Q2 2012-1.1%
Q1 2012-8.2%
Q4 2011+0.3%
Q3 2011-2.0%
Q2 2011+0.2%
Q1 2010-2.5%
Q1 2011-1.0%
Q2 2010+0.9%
Q4 2008+0.9%
Q4 2010+0.9%
Q3 2010+2.2%
Q4 2009+2.2%
Q3 2009+2.2%

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