NYSE$FICO

Fair Isaac Corporation · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

FICO reported earnings per share of $3.09 for the first quarter of fiscal year 2022.

FICO announced its first-quarter fiscal year 2022 results with a revenue of $322.4 million compared to $312.4 million in the prior year. The company reported a GAAP EPS of $3.09 and a non-GAAP EPS of $3.70.

  • Delivered 10% Annual Recurring Revenue (ARR) growth in the Software segment.
  • Scores segment continues to perform very well.
  • B2B revenue increased 13%, driven largely by unit price increases.
  • B2C revenue increased 27% from the prior year period due to higher volumes at myFICO.com, as well as through our partners.

Headline financials

Total Revenue

$322M

Previous: $312M+3.2%
EPS (adj)

$3.70

Previous: $2.74+35.0%
Capital Expenditures

-$895K

Previous: -$3.05M+70.6%
Free Cash Flow

$84.1M

Previous: $83.4M+0.7%
Net Income

$85M

Previous: $86.5M-1.8%
Operating Income

$116M

Previous: $94.7M+22.0%
Gross Profit

$253M

Previous: $223M+13.6%
Cash & Equivalents

$162M

Previous: $145M+12.1%
Total Assets

$1.46B

Previous: $1.58B-7.2%
Stock-Based Comp

$29.9M

Previous: $25.1M+18.9%

Revenue & EPS history

FICO · Revenue · Quarterly

$322M

Q1 2022+3.2%vs Q1 2021
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Revenue by segment

FICO · $169M total across 1 segment · Q2 2021

  • Scores Revenues
    $169M

Forward guidance

The company is reiterating its previously provided guidance for fiscal 2022.

Tailwinds

  • Revenues $1.35 billion
  • GAAP Net Income $318 million
  • GAAP EPS $11.29
  • Non GAAP Net Income $397 million
  • Non GAAP EPS $14.12

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

+1.6%

Avg return

Earnings day

+3.5%

Avg return

5 days after

+7.1%

Avg return

30 days after

65%

44 / 68 earnings

Positive

+29.1%

Q4 2022

Best reaction

-9.4%

Q1 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026+7.1%+4.9%+23.8%
Q1 2026+1.3%-13.0%-7.6%
Q4 2025+2.8%+10.3%+10.4%
Q2 2025+1.4%+6.1%-12.0%
Q1 2025+2.1%+2.6%+1.3%
Q4 2024+8.3%+16.9%+18.0%
Q3 2024-0.6%-0.4%+8.9%
Q2 2024-6.9%-5.0%+16.1%
Q1 2024-6.2%-6.2%+0.5%
Q4 2023+2.6%+7.9%+20.9%
Q3 2023+3.1%+3.8%+8.1%
Q2 2023+1.9%+3.5%+10.8%
Q1 2023+2.7%+3.6%+3.6%
Q4 2022+29.1%+31.6%+36.6%
Q3 2022+2.8%+5.9%-4.9%
Q2 2022+4.3%+1.3%+11.3%
Q1 2022+18.2%+19.2%+13.4%
Q4 2021-6.4%-3.2%+0.9%
Q3 2021-4.7%-9.2%-10.3%
Q2 2021-2.6%-2.8%-3.3%
Q1 2021-4.0%-1.0%-2.5%
Q4 2020+9.6%+9.9%+17.7%
Q3 2020+5.5%+5.3%+2.2%
Q2 2020+8.6%+6.4%+23.9%
Q1 2020-1.7%+3.0%-8.1%
Q4 2019+7.2%+7.3%+17.1%
Q3 2019+2.8%-3.2%+0.8%
Q2 2019-3.2%+0.2%+6.3%
Q1 2019+5.0%+7.2%+17.3%
Q4 2018-1.4%-1.2%+3.1%
Q3 2018-1.4%-2.1%+9.4%
Q2 2018+5.8%+4.5%+8.7%
Q1 2018+4.4%+6.5%+8.2%
Q4 2017+1.9%+4.1%+8.5%
Q3 2017+0.3%-1.6%-2.5%
Q2 2017+1.4%+3.3%-0.0%
Q1 2017-2.0%+0.9%+6.7%
Q4 2016+1.1%+0.3%+5.6%
Q3 2016+7.8%+9.4%+7.9%
Q2 2016+1.1%
Q1 2016+16.5%
Q4 2015-6.5%
Q3 2015-0.0%
Q2 2015+2.0%
Q1 2015-9.4%
Q4 2014+15.0%
Q3 2014-7.2%
Q2 2014+5.6%
Q1 2014-3.7%
Q4 2013-1.0%
Q3 2013+0.3%
Q2 2013+0.6%
Q1 2013+1.6%
Q4 2012+1.4%
Q3 2012-9.3%
Q2 2012-1.1%
Q1 2012-8.2%
Q4 2011+0.3%
Q3 2011-2.0%
Q2 2011+0.2%
Q1 2010-2.5%
Q1 2011-1.0%
Q2 2010+0.9%
Q4 2008+0.9%
Q4 2010+0.9%
Q3 2010+2.2%
Q4 2009+2.2%
Q3 2009+2.2%

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