NYSE$FICO

Fair Isaac Corporation · Q2 2020 earnings

Q2 2020 earnings · · Investor relations

Briefing

FICO's Q2 2020 earnings were announced, revealing a revenue increase compared to the previous year.

FICO reported a strong second quarter with revenues of $308 million, up from $278.2 million in the prior year. GAAP earnings per share were $1.94, and non-GAAP EPS was $2.14. Net income reached $58.3 million, and free cash flow was $54.8 million.

  • FICO's Q2 revenue increased to $308 million compared to $278.2 million in the prior year.
  • GAAP net income for the quarter was $58.3 million, or $1.94 per share.
  • Non-GAAP EPS for the quarter reached $2.14, up from $1.56 in the prior year period.
  • Free cash flow for the quarter was reported as $54.8 million.

Headline financials

Total Revenue

$308M

Previous: $278M+10.7%
EPS (adj)

$2.14

Previous: $1.56+37.2%
Capital Expenditures

-$13.2M

Previous: -$10.6M-23.7%
Free Cash Flow

$45.1M

Previous: $22.7M+98.5%
Net Income

$58.3M

Previous: $33.4M+74.6%
Operating Income

$75.7M

Previous: $48.5M+56.0%
Gross Profit

$220M

Previous: $193M+14.1%
Cash & Equivalents

$109M

Previous: $76.9M+41.7%
Total Assets

$1.55B

Previous: $1.33B+16.9%
Stock-Based Comp

$22.8M

Previous: $20.5M+11.3%

Revenue & EPS history

FICO · Revenue · Quarterly

$308M

Q2 2020+10.7%vs Q2 2019
Beat estimate in 8 of 16 quarters(50%)
ActualEstimate

Revenue by segment

FICO · $169M total across 1 segment · Q2 2021

  • Scores Revenues
    $169M

Forward guidance

Due to the uncertainty surrounding the COVID-19 pandemic, the company has withdrawn its financial guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2020

Historical avgQ2 2020

+1.6%

Avg return

Earnings day

+3.5%

Avg return

5 days after

+7.1%

Avg return

30 days after

65%

44 / 68 earnings

Positive

+29.1%

Q4 2022

Best reaction

-9.4%

Q1 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026+7.1%+4.9%+23.8%
Q1 2026+1.3%-13.0%-7.6%
Q4 2025+2.8%+10.3%+10.4%
Q2 2025+1.4%+6.1%-12.0%
Q1 2025+2.1%+2.6%+1.3%
Q4 2024+8.3%+16.9%+18.0%
Q3 2024-0.6%-0.4%+8.9%
Q2 2024-6.9%-5.0%+16.1%
Q1 2024-6.2%-6.2%+0.5%
Q4 2023+2.6%+7.9%+20.9%
Q3 2023+3.1%+3.8%+8.1%
Q2 2023+1.9%+3.5%+10.8%
Q1 2023+2.7%+3.6%+3.6%
Q4 2022+29.1%+31.6%+36.6%
Q3 2022+2.8%+5.9%-4.9%
Q2 2022+4.3%+1.3%+11.3%
Q1 2022+18.2%+19.2%+13.4%
Q4 2021-6.4%-3.2%+0.9%
Q3 2021-4.7%-9.2%-10.3%
Q2 2021-2.6%-2.8%-3.3%
Q1 2021-4.0%-1.0%-2.5%
Q4 2020+9.6%+9.9%+17.7%
Q3 2020+5.5%+5.3%+2.2%
Q2 2020+8.6%+6.4%+23.9%
Q1 2020-1.7%+3.0%-8.1%
Q4 2019+7.2%+7.3%+17.1%
Q3 2019+2.8%-3.2%+0.8%
Q2 2019-3.2%+0.2%+6.3%
Q1 2019+5.0%+7.2%+17.3%
Q4 2018-1.4%-1.2%+3.1%
Q3 2018-1.4%-2.1%+9.4%
Q2 2018+5.8%+4.5%+8.7%
Q1 2018+4.4%+6.5%+8.2%
Q4 2017+1.9%+4.1%+8.5%
Q3 2017+0.3%-1.6%-2.5%
Q2 2017+1.4%+3.3%-0.0%
Q1 2017-2.0%+0.9%+6.7%
Q4 2016+1.1%+0.3%+5.6%
Q3 2016+7.8%+9.4%+7.9%
Q2 2016+1.1%
Q1 2016+16.5%
Q4 2015-6.5%
Q3 2015-0.0%
Q2 2015+2.0%
Q1 2015-9.4%
Q4 2014+15.0%
Q3 2014-7.2%
Q2 2014+5.6%
Q1 2014-3.7%
Q4 2013-1.0%
Q3 2013+0.3%
Q2 2013+0.6%
Q1 2013+1.6%
Q4 2012+1.4%
Q3 2012-9.3%
Q2 2012-1.1%
Q1 2012-8.2%
Q4 2011+0.3%
Q3 2011-2.0%
Q2 2011+0.2%
Q1 2010-2.5%
Q1 2011-1.0%
Q2 2010+0.9%
Q4 2008+0.9%
Q4 2010+0.9%
Q3 2010+2.2%
Q4 2009+2.2%
Q3 2009+2.2%

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