NYSE$FICO

Fair Isaac Corporation · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

FICO reported strong first quarter fiscal 2025 results with revenue of $440 million and EPS of $6.14.

FICO announced a strong start to fiscal year 2025, with revenue reaching $440 million, a 15% increase compared to the previous year. GAAP EPS was reported at $6.14, and the company reiterated its fiscal year 2025 guidance, projecting double-digit percentage growth for both revenue and earnings.

  • FICO reported a 15% increase in revenue, reaching $440 million compared to $382.1 million in the prior year period.
  • GAAP net income for the quarter totaled $152.5 million, or $6.14 per share, compared to $121.1 million, or $4.80 per share, in the prior year period.
  • Scores revenues increased by 23% to $235.7 million, driven by growth in both B2B and B2C segments.
  • Software revenues increased by 8% to $204.3 million, driven by increased recurring revenue and license revenue.

Headline financials

Total Revenue

$440M

Previous: $382M+15.2%
EPS (adj)

$5.79

Previous: $4.80+20.6%
Capital Expenditures

-$841K

Previous: -$1.36M+38.2%
Net Income

$153M

Previous: $121M+26.0%
Operating Income

$180M

Previous: $151M+18.6%
Gross Profit

$353M

Previous: $299M+18.1%
R&D Expense

$45.1M

Previous: $42.6M+5.9%
Stock-Based Comp

$40.7M

Previous: $31.6M+28.8%

Revenue & EPS history

FICO · Revenue · Quarterly

$440M

Q1 2025+15.2%vs Q1 2024
Beat estimate in 8 of 15 quarters(53%)
ActualEstimate

Revenue by segment

FICO · $169M total across 1 segment · Q2 2021

  • Scores Revenues
    $169M

Forward guidance

FICO reiterated its fiscal year 2025 guidance, which includes double-digit percentage growth for both revenue and earnings.

Tailwinds

  • Revenues: $1.98 billion
  • GAAP Net Income: $624 million
  • GAAP EPS: $25.05
  • Non-GAAP Net Income: $712 million
  • Non-GAAP EPS: $28.58

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+1.6%

Avg return

Earnings day

+3.5%

Avg return

5 days after

+7.1%

Avg return

30 days after

65%

44 / 68 earnings

Positive

+29.1%

Q4 2022

Best reaction

-9.4%

Q1 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026+7.1%+4.9%+23.8%
Q1 2026+1.3%-13.0%-7.6%
Q4 2025+2.8%+10.3%+10.4%
Q2 2025+1.4%+6.1%-12.0%
Q1 2025+2.1%+2.6%+1.3%
Q4 2024+8.3%+16.9%+18.0%
Q3 2024-0.6%-0.4%+8.9%
Q2 2024-6.9%-5.0%+16.1%
Q1 2024-6.2%-6.2%+0.5%
Q4 2023+2.6%+7.9%+20.9%
Q3 2023+3.1%+3.8%+8.1%
Q2 2023+1.9%+3.5%+10.8%
Q1 2023+2.7%+3.6%+3.6%
Q4 2022+29.1%+31.6%+36.6%
Q3 2022+2.8%+5.9%-4.9%
Q2 2022+4.3%+1.3%+11.3%
Q1 2022+18.2%+19.2%+13.4%
Q4 2021-6.4%-3.2%+0.9%
Q3 2021-4.7%-9.2%-10.3%
Q2 2021-2.6%-2.8%-3.3%
Q1 2021-4.0%-1.0%-2.5%
Q4 2020+9.6%+9.9%+17.7%
Q3 2020+5.5%+5.3%+2.2%
Q2 2020+8.6%+6.4%+23.9%
Q1 2020-1.7%+3.0%-8.1%
Q4 2019+7.2%+7.3%+17.1%
Q3 2019+2.8%-3.2%+0.8%
Q2 2019-3.2%+0.2%+6.3%
Q1 2019+5.0%+7.2%+17.3%
Q4 2018-1.4%-1.2%+3.1%
Q3 2018-1.4%-2.1%+9.4%
Q2 2018+5.8%+4.5%+8.7%
Q1 2018+4.4%+6.5%+8.2%
Q4 2017+1.9%+4.1%+8.5%
Q3 2017+0.3%-1.6%-2.5%
Q2 2017+1.4%+3.3%-0.0%
Q1 2017-2.0%+0.9%+6.7%
Q4 2016+1.1%+0.3%+5.6%
Q3 2016+7.8%+9.4%+7.9%
Q2 2016+1.1%
Q1 2016+16.5%
Q4 2015-6.5%
Q3 2015-0.0%
Q2 2015+2.0%
Q1 2015-9.4%
Q4 2014+15.0%
Q3 2014-7.2%
Q2 2014+5.6%
Q1 2014-3.7%
Q4 2013-1.0%
Q3 2013+0.3%
Q2 2013+0.6%
Q1 2013+1.6%
Q4 2012+1.4%
Q3 2012-9.3%
Q2 2012-1.1%
Q1 2012-8.2%
Q4 2011+0.3%
Q3 2011-2.0%
Q2 2011+0.2%
Q1 2010-2.5%
Q1 2011-1.0%
Q2 2010+0.9%
Q4 2008+0.9%
Q4 2010+0.9%
Q3 2010+2.2%
Q4 2009+2.2%
Q3 2009+2.2%

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