NYSE$EQBK

Equity Bancshares Inc · Q4 2024 earnings

Q4 2024 earnings · · Investor relations

Briefing

Equity Bancshares reported net income of $17.0 million, or $1.04 earnings per diluted share, for the quarter ended December 31, 2024, and realized margin expansion and closed a common equity capital raise.

Equity Bancshares reported a net income of $17.0 million, or $1.04 earnings per diluted share, for Q4 2024. The company realized net interest margin expansion and completed a common stock capital raise.

  • Earnings per diluted share were $1.04.
  • Net Interest Margin was 4.17%, impacted by non-recurring items of approximately $1.5 million.
  • Tangible common equity to tangible assets closed the period at 9.95%.
  • Deposit balances, excluding brokered, increased $211.2 million due to seasonal inflows on municipality relationships.

Headline financials

Total Revenue

$58.3M

Previous: -$3.95M+1576.8%
EPS (adj)

$1.04

Previous: -$1.84+156.5%
Net Interest Margin

4.2%

Previous: 3.5%+19.5%
Capital Expenditures

-$1.85M

Previous: $3.43M-153.8%
Net Income

$17M

Previous: -$28.3M+160.0%
Operating Income

$20.4M

Previous: -$39.7M+151.4%

Revenue & EPS history

Equity Bancshares · Revenue · Quarterly

$58.3M

Q4 2024-1,576.8%vs Q4 2023
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Revenue by segment

Equity Bancshares · $5.74M total across 3 segments · Q3 2021

  • Debit Card Income
    $2.57M
  • Service Charges
    $2.36M
  • Mortgage Banking
    $801K

Forward guidance

Equity Bancshares did not provide a quantitative forward guidance in the provided document. The report expresses optimism about future organic production and strategic acquisition opportunities.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+0.7%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+2.9%

Avg return

30 days after

52%

25 / 48 earnings

Positive

+14.3%

Q3 2020

Best reaction

-17.1%

Q1 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-2.1%-5.4%
Q4 2025-0.8%-6.9%-5.2%
Q3 2025-1.9%-3.4%-0.6%
Q2 2025-0.4%+1.2%+5.0%
Q1 2025+1.3%+2.1%+13.5%
Q4 2024-0.9%+1.1%-1.9%
Q3 2024+5.3%+4.1%+12.6%
Q2 2024+5.8%+3.5%-1.9%
Q1 2024-0.8%+1.2%+7.1%
Q4 2023+0.7%+3.3%-4.3%
Q3 2023-2.5%-4.0%+9.7%
Q2 2023+8.0%+7.0%+4.2%
Q1 2023-4.5%-3.7%-8.3%
Q4 2022-6.9%-10.2%-6.4%
Q3 2022+4.0%+0.9%+9.9%
Q2 2022+4.0%+4.5%+13.9%
Q1 2022+11.6%+8.0%-1.8%
Q4 2021-3.6%-6.6%-7.8%
Q3 2021-3.9%-2.5%+0.3%
Q2 2021+4.1%+2.7%+10.6%
Q1 2021+4.8%+7.8%+11.3%
Q4 2020-1.1%-6.2%+13.0%
Q3 2020+14.3%+18.9%+34.8%
Q2 2020-0.1%+2.2%+7.8%
Q1 2020+4.1%-3.1%-9.4%
Q4 2019+3.0%+2.5%+2.9%
Q3 2019+5.0%+5.6%+6.1%
Q2 2019+4.3%+9.1%+5.3%
Q1 2019-17.1%-15.6%-10.7%
Q4 2018-7.3%-5.3%-1.8%
Q3 2018-2.0%-6.8%+0.2%
Q2 2018-1.6%-5.3%-4.0%
Q1 2018-2.0%-2.5%-1.9%
Q4 2017+0.9%+2.0%+6.2%
Q3 2017-5.0%-4.9%-5.9%
Q2 2017+2.5%+4.2%-1.2%
Q1 2017+1.3%+4.1%-4.8%
Q4 2016+1.8%-4.2%-3.5%
Q3 2016+3.2%+3.4%+16.5%
Q2 2015-1.5%+1.7%+9.0%
Q2 2016-0.4%+0.7%+5.0%
Q1 2015+1.5%
Q1 2016+0.3%
Q3 2015+1.3%
Q4 2013+1.3%
Q4 2015+5.8%
Q3 2014-0.7%
Q4 2014-0.7%
Q2 2014
Q1 2014

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