NYSE$EQBK

Equity Bancshares Inc · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Reported a net income of $11.5 million and $0.74 earnings per diluted share for the quarter ended June 30, 2023.

Equity Bancshares reported a net income of $11.5 million, or $0.74 per diluted share, for the second quarter of 2023. The company experienced core deposit growth and increased net interest income. Strong tangible and regulatory capital ratios were maintained, and positive credit quality trends continued.

  • Total transaction account deposits increased by $29.4 million during the quarter, representing a 3.5% linked quarter annualized growth.
  • Net interest income increased by $319 thousand during the second quarter, driven by a $67.7 million increase in average earnings assets.
  • Cash and cash equivalents remained elevated, comprising 5.5% of total assets, as management maintained on-balance sheet liquidity.
  • Equity repurchased $8.2 million of common stock, totaling 349 thousand shares or 2.3% of outstanding shares as of the end of the second quarter.

Headline financials

Total Revenue

$46.4M

Previous: $49.2M-5.7%
EPS (adj)

$0.74

Previous: $0.94-21.3%
Net Interest Margin

3.4%

Previous: 3.4%-0.3%
Efficiency Ratio

69.4%

Previous: 64.4%+7.9%
Capital Expenditures

-$6.91M

Previous: -$722K-857.2%
Free Cash Flow

$4.55M

Previous: $14.5M-68.7%
Net Income

$11.5M

Previous: $15.3M-24.9%
Operating Income

$14.2M

Previous: $34.9M-59.3%
Gross Profit

$46.1M

Previous: $48.4M-4.7%
Cash & Equivalents

$263M

Previous: $103M+154.6%
Total Assets

$5.09B

Previous: $5B+1.9%
Stock-Based Comp

$568K

Previous: $744K-23.7%

Revenue & EPS history

Equity Bancshares · Revenue · Quarterly

$46.4M

Q2 2023-5.7%vs Q2 2022
Beat estimate in 5 of 15 quarters(33%)
ActualEstimate

Revenue by segment

Equity Bancshares · $5.74M total across 3 segments · Q3 2021

  • Debit Card Income
    $2.57M
  • Service Charges
    $2.36M
  • Mortgage Banking
    $801K

Forward guidance

The press release does not contain specific forward guidance. It expresses confidence in the company's strong community presence, healthy financial condition, and strong liquidity and capital to drive profitability and be an attractive partner for mergers and acquisitions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

+0.7%

Avg return

Earnings day

+0.2%

Avg return

5 days after

+2.9%

Avg return

30 days after

52%

25 / 48 earnings

Positive

+14.3%

Q3 2020

Best reaction

-17.1%

Q1 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-2.1%-5.4%
Q4 2025-0.8%-6.9%-5.2%
Q3 2025-1.9%-3.4%-0.6%
Q2 2025-0.4%+1.2%+5.0%
Q1 2025+1.3%+2.1%+13.5%
Q4 2024-0.9%+1.1%-1.9%
Q3 2024+5.3%+4.1%+12.6%
Q2 2024+5.8%+3.5%-1.9%
Q1 2024-0.8%+1.2%+7.1%
Q4 2023+0.7%+3.3%-4.3%
Q3 2023-2.5%-4.0%+9.7%
Q2 2023+8.0%+7.0%+4.2%
Q1 2023-4.5%-3.7%-8.3%
Q4 2022-6.9%-10.2%-6.4%
Q3 2022+4.0%+0.9%+9.9%
Q2 2022+4.0%+4.5%+13.9%
Q1 2022+11.6%+8.0%-1.8%
Q4 2021-3.6%-6.6%-7.8%
Q3 2021-3.9%-2.5%+0.3%
Q2 2021+4.1%+2.7%+10.6%
Q1 2021+4.8%+7.8%+11.3%
Q4 2020-1.1%-6.2%+13.0%
Q3 2020+14.3%+18.9%+34.8%
Q2 2020-0.1%+2.2%+7.8%
Q1 2020+4.1%-3.1%-9.4%
Q4 2019+3.0%+2.5%+2.9%
Q3 2019+5.0%+5.6%+6.1%
Q2 2019+4.3%+9.1%+5.3%
Q1 2019-17.1%-15.6%-10.7%
Q4 2018-7.3%-5.3%-1.8%
Q3 2018-2.0%-6.8%+0.2%
Q2 2018-1.6%-5.3%-4.0%
Q1 2018-2.0%-2.5%-1.9%
Q4 2017+0.9%+2.0%+6.2%
Q3 2017-5.0%-4.9%-5.9%
Q2 2017+2.5%+4.2%-1.2%
Q1 2017+1.3%+4.1%-4.8%
Q4 2016+1.8%-4.2%-3.5%
Q3 2016+3.2%+3.4%+16.5%
Q2 2015-1.5%+1.7%+9.0%
Q2 2016-0.4%+0.7%+5.0%
Q1 2015+1.5%
Q1 2016+0.3%
Q3 2015+1.3%
Q4 2013+1.3%
Q4 2015+5.8%
Q3 2014-0.7%
Q4 2014-0.7%
Q2 2014
Q1 2014

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