NYSE$EQBK
Equity Bancshares Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Equity Bancshares reported strong organic growth and expanded its Kansas franchise.
Equity Bancshares, Inc. reported a net income of $10.5 million, or $0.61 earnings per diluted share, for the quarter ended December 31, 2021. The company's results include a full quarter contribution from American State Bancshares, Inc. and the assumption of three branches in St. Joseph, Missouri.
- Equity's Q4 results include a full quarter contribution from American State Bancshares, Inc.
- Equity successfully assumed three branches in the St. Joseph, Missouri market.
- Diluted earnings per share was $0.61, adjusted to $0.82 per diluted share reflecting core operating results, excluding merger expenses of $4.6 million.
- Non-accrual loans declined $35.6 million to $29.4 million, representing 0.93% non-accrual loans to total loans, the lowest level reported since 2016.
Headline financials
Revenue & EPS history
Equity Bancshares · Revenue · Quarterly
$46.4M
Revenue by segment
Equity Bancshares · $5.74M total across 3 segments · Q3 2021
- Debit Card Income$2.57M—44.9%
- Service Charges$2.36M—41.2%
- Mortgage Banking$801K—14.0%
Forward guidance
In 2022, Equity expects to continue to strengthen its customer delivery options including online and mobile banking, while continuing to offer the personal approach its customers expect from their community bank.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.7%
Avg return
Earnings day
+0.2%
Avg return
5 days after
+2.9%
Avg return
30 days after
52%
25 / 48 earnings
Positive
+14.3%
Q3 2020
Best reaction
-17.1%
Q1 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -2.7% | -2.1% | -5.4% | |
| Q4 2025 | -0.8% | -6.9% | -5.2% | |
| Q3 2025 | -1.9% | -3.4% | -0.6% | |
| Q2 2025 | -0.4% | +1.2% | +5.0% | |
| Q1 2025 | +1.3% | +2.1% | +13.5% | |
| Q4 2024 | -0.9% | +1.1% | -1.9% | |
| Q3 2024 | +5.3% | +4.1% | +12.6% | |
| Q2 2024 | +5.8% | +3.5% | -1.9% | |
| Q1 2024 | -0.8% | +1.2% | +7.1% | |
| Q4 2023 | +0.7% | +3.3% | -4.3% | |
| Q3 2023 | -2.5% | -4.0% | +9.7% | |
| Q2 2023 | +8.0% | +7.0% | +4.2% | |
| Q1 2023 | -4.5% | -3.7% | -8.3% | |
| Q4 2022 | -6.9% | -10.2% | -6.4% | |
| Q3 2022 | +4.0% | +0.9% | +9.9% | |
| Q2 2022 | +4.0% | +4.5% | +13.9% | |
| Q1 2022 | +11.6% | +8.0% | -1.8% | |
| Q4 2021 | -3.6% | -6.6% | -7.8% | |
| Q3 2021 | -3.9% | -2.5% | +0.3% | |
| Q2 2021 | +4.1% | +2.7% | +10.6% | |
| Q1 2021 | +4.8% | +7.8% | +11.3% | |
| Q4 2020 | -1.1% | -6.2% | +13.0% | |
| Q3 2020 | +14.3% | +18.9% | +34.8% | |
| Q2 2020 | -0.1% | +2.2% | +7.8% | |
| Q1 2020 | +4.1% | -3.1% | -9.4% | |
| Q4 2019 | +3.0% | +2.5% | +2.9% | |
| Q3 2019 | +5.0% | +5.6% | +6.1% | |
| Q2 2019 | +4.3% | +9.1% | +5.3% | |
| Q1 2019 | -17.1% | -15.6% | -10.7% | |
| Q4 2018 | -7.3% | -5.3% | -1.8% | |
| Q3 2018 | -2.0% | -6.8% | +0.2% | |
| Q2 2018 | -1.6% | -5.3% | -4.0% | |
| Q1 2018 | -2.0% | -2.5% | -1.9% | |
| Q4 2017 | +0.9% | +2.0% | +6.2% | |
| Q3 2017 | -5.0% | -4.9% | -5.9% | |
| Q2 2017 | +2.5% | +4.2% | -1.2% | |
| Q1 2017 | +1.3% | +4.1% | -4.8% | |
| Q4 2016 | +1.8% | -4.2% | -3.5% | |
| Q3 2016 | +3.2% | +3.4% | +16.5% | |
| Q2 2015 | -1.5% | +1.7% | +9.0% | |
| Q2 2016 | -0.4% | +0.7% | +5.0% | |
| Q1 2015 | +1.5% | — | — | |
| Q1 2016 | +0.3% | — | — | |
| Q3 2015 | +1.3% | — | — | |
| Q4 2013 | +1.3% | — | — | |
| Q4 2015 | +5.8% | — | — | |
| Q3 2014 | -0.7% | — | — | |
| Q4 2014 | -0.7% | — | — | |
| Q2 2014 | — | — | — | |
| Q1 2014 | — | — | — |
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